Search found 4482 matches

by Xan
Mon Sep 15, 2025 12:58 pm
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 3131
Views: 2438351

Re: Daily "Check In" Thread For Us

Sorry guys, it was probably overwhelmed by... somebody? For reasons?
by Xan
Fri Sep 12, 2025 9:19 am
Forum: Other Discussions
Topic: Casino-Chip Society
Replies: 15
Views: 3201

Re: Casino-Chip Society

mmmmkay. You guys clearly have the same programmer, right?
by Xan
Fri Sep 12, 2025 9:18 am
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 3131
Views: 2438351

Re: Daily "Check In" Thread For Us

Reasonable people can certainly disagree with him on the issues. But taking a step back, what he really believed was that the path forward was through civil discourse. He was an advocate of leaving your "bubble" and having healthy debates about issues. He was on Gavin Newsom's podcast rece...
by Xan
Thu Sep 11, 2025 10:48 am
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 3131
Views: 2438351

Re: Daily "Check In" Thread For Us

The lights help it mine Bitcoin faster. It's a lot like what Clarkson calls "go fast stripes" on Mustangs.
by Xan
Thu Sep 11, 2025 8:05 am
Forum: Other Discussions
Topic: Casino-Chip Society
Replies: 15
Views: 3201

Re: Casino-Chip Society

I see it’s been a while since you’ve posted, but I was curious—has anyone here used Firecalc or CFireSim to model how a permanent portfolio holds up with early retirement? I’ve been testing different withdrawal rates and rebalancing intervals, and PP seems surprisingly steady across rough decades. ...
by Xan
Tue Sep 09, 2025 2:26 pm
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 3131
Views: 2438351

Re: Daily "Check In" Thread For Us

dualstow wrote: Tue Sep 09, 2025 2:20 pm Don’t want to miss The Big Day Vinny Switches Computers, or
as ochotona might call it, TBDVSC.
That's like waiting for the Great Pumpkin.
by Xan
Mon Sep 08, 2025 8:27 am
Forum: Permanent Portfolio Discussion
Topic: Quiet board - time to buy?
Replies: 98
Views: 13342

Re: Quiet board - time to buy?

Wow, Mathjak. Glad you're okay and sure hoping your wife's injuries are very minor.
by Xan
Sun Sep 07, 2025 11:58 am
Forum: Permanent Portfolio Discussion
Topic: As If on Cue...
Replies: 8
Views: 682

Re: As If on Cue...

Oh no! Is this a sign of a top?
by Xan
Mon Sep 01, 2025 3:13 pm
Forum: Bonds
Topic: Long-term yields keep rising as Trump amps up fight for Fed control
Replies: 11
Views: 3083

Re: Long-term yields keep rising as Trump amps up fight for Fed control

dualstow wrote: Mon Sep 01, 2025 2:16 pm What’s GFC? I’m sure it will be totally obvious once I see it, but right now I can’t think of it.

Must be Great Financial Crisis.
by Xan
Wed Aug 27, 2025 2:39 pm
Forum: Politics
Topic: Why was failed Craker Barrel logo called "woke"?
Replies: 6
Views: 2487

Re: Why was failed Craker Barrel logo called "woke"?

It was a terrible, depersonalized, emotionless design, and say that even I have only eaten there once, not a repeat customer. But why was it called "woke"? This leads me to believe that "woke" is just a catch-all bin for anything that some people don't like. I've wondered the sa...
by Xan
Tue Aug 26, 2025 4:22 pm
Forum: Politics
Topic: Forum Crickets.
Replies: 24
Views: 70256

Re: Forum Crickets.

Don't like it. But there is an argument that "the US govt taking a 10% stake in Intel Corp" is better than just giving the company free money like the CHIPS Act does. Two wrongs don't make a right, but this is more of trying to make the first wrong somewhat less of a wrong. I suppose ther...
by Xan
Tue Aug 26, 2025 4:18 pm
Forum: Gold
Topic: Gold tax location
Replies: 6
Views: 2432

Re: Gold tax location

Why would I want to subject money removed from an IRA to be taxed at an uncapped marginal rate when the simple act of making it "taxable gold" caps my marginal tax rate at 28%? Yes, you have to have a great income to get there, based on 2025 brackets, but I'm concerned about 2035 brackets...
by Xan
Tue Aug 26, 2025 12:28 pm
Forum: Politics
Topic: Forum Crickets.
Replies: 24
Views: 70256

Re: Forum Crickets.

I do hate the idea of the US govt taking a 10% stake in Intel Corp. Does anyone like it? I know you were asking for people who like it, so sorry... But it's just terrible. I have similar issues with extorting NVidia on deals with China. If it's for national security, then it shouldn't be allowed. B...
by Xan
Tue Aug 26, 2025 12:26 pm
Forum: Gold
Topic: Gold tax location
Replies: 6
Views: 2432

Re: Gold tax location

For those of you who own Gold in ETF form ... which of the following is your preferred tax location and why? 2) Traditional IRA Trad IRA could be a bad place... because remember, even with taxable accounts gold is treated as Ordinary Income except the marginal tax rate is capped at 28%. With a Trad...
by Xan
Tue Aug 26, 2025 9:34 am
Forum: Gold
Topic: Gold ETF
Replies: 11
Views: 2496

Re: Gold ETF

The IAUM spread is .03% and its expense ratio is .09%. GLD's spread is .01% and its expense ratio is .40%. Let's say you own it for a year. With IAUM you've saved 31 basis points in expense ratio. You'd have had to trade in and out 15 times in order to lose that much on the spread. If you're really ...
by Xan
Tue Aug 26, 2025 8:01 am
Forum: Gold
Topic: Gold ETF
Replies: 11
Views: 2496

Re: Gold ETF

i find with the larger positions i trade gld actually ends up cheaper because the spreads are smaller than the ones that appear to have lower expenses. it isn’t about just expenses . you need to look at the spreads too when buying or selling For frequent trading, definitely true. However Vinny says...
by Xan
Mon Aug 25, 2025 11:09 am
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 3131
Views: 2438351

Re: Daily "Check In" Thread For Us

Anyone else taking care of aging/elderly parents? My wife's parents are both 24/7 total care. They've been able to stay in their home with a live-in caregiver (actually a rotation of a few people). It's very expensive but fortunately they have savings to cover it for now. My wife has almost a full-...
by Xan
Mon Aug 25, 2025 8:08 am
Forum: Other Discussions
Topic: Solar and wind are the future
Replies: 69
Views: 36098

Re: Solar and wind are the future

That actually sounds like a really smart breakdown of costs and trade-offs. I like how you approached it from the perspective of both efficiency and livability — especially the separation between the kids’ space and the master bedroom. The point about saving on labor and materials by cutting down o...
by Xan
Mon Aug 11, 2025 11:38 am
Forum: Other Discussions
Topic: Isn't there an Avatar Thread?
Replies: 237
Views: 273426

Re: Isn't there an Avatar Thread?

Smith, Your Celeron logo reminds me of good times. I want to say somewhere around 1998, during that weird time when CPUs were in slots, the bottleneck for overclocking was the level 2 cache. Since the main difference between Celeron and Pentium was that the Celeron didn't have any level 2 cache, it ...
by Xan
Mon Aug 04, 2025 2:56 pm
Forum: Other Discussions
Topic: a good real estate trade
Replies: 4
Views: 2245

Re: a good real estate trade

Well done, ocho!
by Xan
Sun Aug 03, 2025 8:37 am
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 3131
Views: 2438351

Re: Daily "Check In" Thread For Us

I'm not sure AI bunnies are okay. The whole reason the video is interesting is because it's fun to see bunnies actually doing that. If they weren't actually doing that, then... what's the point?
by Xan
Sat Aug 02, 2025 6:42 pm
Forum: Other Discussions
Topic: Cell Phone
Replies: 43
Views: 13484

Re: Cell Phone

I really doubt the charger or especially the cable has any bearing on any problems. There's no such thing as "too much current" as it's the battery that determines the amount of current. (Although, some say that "fast charging" is harder on the battery.) Leaving a lithium ion bat...
by Xan
Sat Jul 26, 2025 11:03 pm
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 3131
Views: 2438351

Re: Daily "Check In" Thread For Us

I highly recommend getting one with an inverter. When you ask for 50% power on a traditional microwave, it runs full blast half the time and off half the time. With an inverter microwave, it gives you 50% power all the time. It makes the microwave much more capable of doing things like defrosting, o...
by Xan
Mon Jul 14, 2025 12:33 pm
Forum: Other Discussions
Topic: YouTube Junkie
Replies: 1343
Views: 987649

Re: YouTube Junkie

Okay, Vinny. The video that dualstow recommended is two minutes long. Lex Fridman reviewed it positively AND donated $100 to the creator. Really the first 10 seconds would be sufficient.

by Xan
Mon Jul 07, 2025 1:50 pm
Forum: Permanent Portfolio Discussion
Topic: 🧭 When and how do you start withdrawing from a Permanent Portfolio? 💰
Replies: 14
Views: 31390

Re: 🧭 When and how do you start withdrawing from a Permanent Portfolio? 💰

dockinga, Welcome back! Please remember that just as Frugal gets some slack for being a non-native English speaker, Mathjak should get some as he is only physically able to type with a single finger. As far as buckets, Frugal is the one who brought up buckets, and Mathjak only responded to that ques...