Search found 17 matches

by edamat
Sat Mar 02, 2013 7:54 pm
Forum: Permanent Portfolio Discussion
Topic: Infinite Banking Concept
Replies: 21
Views: 4966

Re: Infinite Banking Concept

sorry, I started this thread, but didn't give clue.
here it is. there are 5 series if you care to read.
http://seekingalpha.com/article/964141- ... allocation.
by edamat
Sat Mar 02, 2013 4:09 pm
Forum: Permanent Portfolio Discussion
Topic: Infinite Banking Concept
Replies: 21
Views: 4966

Re: Infinite Banking Concept

I have thought about IBC before, but why not just borrow from your PP and then make payments back to it? Ok, what I learnt is you have to sell the funds (taxable), or your savings part pays very little at bank. a non-direct recognition loan continue pay dividends (currently around 5+%) on your loan...
by edamat
Sat Mar 02, 2013 4:01 pm
Forum: Permanent Portfolio Discussion
Topic: Infinite Banking Concept
Replies: 21
Views: 4966

Re: Infinite Banking Concept

Thanks, AgAuMoney, BearBones, Melveyr. and I really appreciate AgAuMoney for taking times to write his experience with WLs. Here is what I learnt and am still learning: It's for Long Term Wealth accumulations. It does require "construction" stage where traditional whole life would take 12 to 15 year...
by edamat
Sat Mar 02, 2013 12:46 pm
Forum: Permanent Portfolio Discussion
Topic: Infinite Banking Concept
Replies: 21
Views: 4966

Infinite Banking Concept

Anyone ever think about using this IBC as CASH part, or supplement part of PPs? It's about using Dividend Paying Whole Life insurance as a tool to accumulate savings, as a low risk asset class. I googled and found MachineGhost first started it here: http://gyroscopicinvesting.com/forum/http://77.104...
by edamat
Sun Dec 02, 2012 8:10 pm
Forum: Cash
Topic: I-Bonds
Replies: 36
Views: 12749

Re: I-Bonds

WildAboutHarry:

when you link your Trust at TreasuryDirect to your bank account, does your bank account has to be a trust account as well?
or is it ok to link the same individual bank account to both individual and trust at TreasuryDirect?

thanks
by edamat
Fri Nov 23, 2012 8:27 pm
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio Templates
Replies: 19
Views: 8408

Re: Permanent Portfolio Templates

Thanks, Greg:
looks like we can pull from places other than tsp.gov. But multi websites would help, like you said, if one of them stop working.
by edamat
Sun Nov 11, 2012 9:24 pm
Forum: Bonds
Topic: Selling LTTs on secondary market
Replies: 0
Views: 1007

Selling LTTs on secondary market

Gumby or anyone: You mentioned in your tutorial that using limit order on selling LTTs. I tried to sell the bonds using limit orders at Fidelity. First I set the price a bit higher than Ask price (real time quote at lower right hand), Fidelity cancelled it after a min. Then I set the price exactly a...
by edamat
Sat Nov 10, 2012 1:09 pm
Forum: Bonds
Topic: Treasury Bond Buying Tutorial
Replies: 119
Views: 126356

Re: Treasury Bond Buying Tutorial

[quote="Gumby"] [quote="foglifter"] However, I would definitely recommend that you use a limit order when selling your bonds . That way you get the price that you want. Gumby or anyone: I tried to sell the bonds using limit orders at Fidelity. First I set the price a bit higher than Ask price (real ...
by edamat
Sat Nov 03, 2012 11:03 am
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio Templates
Replies: 19
Views: 8408

Re: Permanent Portfolio Templates

Hi, Greg: great spreadsheet. one question, is there a parameter to pull the prices of TSP funds from TSP website, like the ones that pull bonds or gold price? I am a rookie at such and I couldn't figure out the "table" part, appreantly the one below doesn't work, =ImportHTML("https://www.tsp.gov/inv...
by edamat
Fri Nov 02, 2012 8:10 pm
Forum: Cash
Topic: I-Bonds
Replies: 36
Views: 12749

Re: I-Bonds

I have a newbie question on I Bond's 10K per year limit: say I bought 10K October 2012. The next Oct rate is better and I redeem this I Bond after 11 months and re-buy new one, I end up with 10K total; If there is no rate change and I keep it, can I buy another 10K I Bond? if yes, then I would end u...
by edamat
Thu Oct 25, 2012 11:38 pm
Forum: Permanent Portfolio Discussion
Topic: Bond concern...
Replies: 2
Views: 1523

Bond concern...

this decline in stocks has not had a corresponding bump up in bonds ... any concerns?
if it's possible that LTT is topped, so is stock?
by edamat
Sun Oct 21, 2012 10:31 am
Forum: Permanent Portfolio Funds
Topic: PERM vs. PRPFX - which is best?
Replies: 76
Views: 35316

Re: PERM vs. PRPFX - which is best?

Ally is up to 0.95%, which is kinda nice. Incidentally, I use PRPFX as short term savings as well.  Even if it underperforms the 4x25 PP because of the expense ratio, it still beats any cash savings vehicle you could name.  Although, I'm thinking that once the PP gets large enough that the cash pos...