Search found 6 matches

by embitca
Fri Aug 10, 2012 8:16 pm
Forum: Bonds
Topic: Treasury Bond Buying Tutorial
Replies: 129
Views: 245498

Re: Treasury Bond Buying Tutorial

Gumby wrote: For those interested in owning your own Treasury bonds directly*, I've put together a series of 5 screenshots to show you how easy it is to buy Treasury Bonds at Fidelity. I
This is so very helpful to me. I've never been able to make heads or tails of these screens until now. Thank you!
by embitca
Fri Aug 10, 2012 7:58 pm
Forum: Permanent Portfolio Discussion
Topic: Another terrible 401K quandary
Replies: 14
Views: 10891

Re: Another terrible 401K quandary

The stable value find isn't going anywhere.  Stable value funds are 401(k)-only creatures. Oh, I didn't realize that. I guess that explains why it has no symbol! If you suggest an intermediate term treasury fund, they might add it for you.  They are unlikely to add a fund with much more than 10 yea...
by embitca
Fri Aug 10, 2012 7:33 pm
Forum: Permanent Portfolio Discussion
Topic: Another terrible 401K quandary
Replies: 14
Views: 10891

Re: Another terrible 401K quandary

The only problem with going 100% stock index fund in the IRA is what to do about rebalancing.  The stable value fund is a decent cash option.  0.78% return is a lot better than most money market funds, and close to what you'd get in an online savings account. I can always add the Stable Value Fund ...
by embitca
Thu Aug 09, 2012 11:01 pm
Forum: Permanent Portfolio Discussion
Topic: Another terrible 401K quandary
Replies: 14
Views: 10891

Re: Another terrible 401K quandary

You guys are definitely making me feel better about my options! Adam, the plan you've outlined seems very simple and easy. I think I will definitely go with using the 401K for FXSIX on its own. Over the course of the year, it's only an extra 7.5 percent and since that account is starting from 0 and ...
by embitca
Thu Aug 09, 2012 10:01 pm
Forum: Permanent Portfolio Discussion
Topic: Another terrible 401K quandary
Replies: 14
Views: 10891

Re: Another terrible 401K quandary

Thanks, Sophie.  The company's other benefits are really good, so that helps mitigate things a bit :) These are all of the funds available: Large Cap RGAEX - AF GRTH FUND AMER R4 DNVYX - DAVIS NY VENTURE Y EHSTX - EATON LG CAP VALUE A FXSIX - SPTN 500 INDEX INST Mid-Cap FLPKX - FID LOW PRICED STK K ...
by embitca
Thu Aug 09, 2012 8:19 pm
Forum: Permanent Portfolio Discussion
Topic: Another terrible 401K quandary
Replies: 14
Views: 10891

Another terrible 401K quandary

I apologize upfront for not delurking until I needed some advice. I've been reading the forum for awhile and you are all incredibly helpful, so I know you can help me figure this out :) I just started a new job this week and I am in the process of enrolling for my 401K. It's through Fidelity, but un...