Search found 655 matches

by Dieter
Thu Nov 23, 2023 10:52 pm
Forum: Cash
Topic: I-Bond fixed rate rises to 1.3%, highest in more than 16 years
Replies: 24
Views: 32202

Re: I-Bond fixed rate rises to 1.3%, highest in more than 16 years

I did sell some 0% / low fixed rate I-Bonds and bought some new with the funds

Highest fixed rate since I've been paying attention to I-Bonds
by Dieter
Wed Oct 04, 2023 5:00 pm
Forum: Permanent Portfolio Discussion
Topic: Alright who’s hitting rebalancing bands?
Replies: 13
Views: 13878

Re: Alright who’s hitting rebalancing bands?

Yeah, I need to look into this -- I'm pretty sure I need to put some funds into LTT (although I have a low target allocation to LTT vs PP)
by Dieter
Sat Jul 22, 2023 4:42 pm
Forum: Permanent Portfolio Discussion
Topic: PP Mistakes
Replies: 43
Views: 95383

Re: PP Mistakes

Overall, if I hadn't applied PP aspects to my retirement portfolio starting in 2012 (never been full PP), if I'd stayed the course, I'd have had higher returns. If I'd gone the other way and 100% into S&P 500, I'd have done even better Of course, I wouldn't have slept as well, might not have stayed ...
by Dieter
Sun Jul 16, 2023 7:24 pm
Forum: Cash
Topic: New I-Bond Rate for 5/1/23 to 10/31/23
Replies: 33
Views: 14656

Re: New I-Bond Rate for 5/1/23 to 10/31/23

What's the way to think about using I-Bonds if the yield dips significantly below T-Bills? Well, I don't have that much in I-Bonds (have more in T-Bills / Money Markets) So, I'll likely not add; rollover older than May 2023 I-Bonds to higher fixed rate ones as it makes sense. Stay the course to hav...
by Dieter
Fri Jul 14, 2023 11:08 pm
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 2246
Views: 1147807

Re: Daily "Check In" Thread For Us

While we are on the topic is surprises me that we don't have more members of this forum that are gamers, given that it seems like we are mostly male. Is it a generational thing? Used to do a bit -- Table Top RPGs (Basic and AD&D, Star Frontiers) and a bit of Wargaming (Panzer Leader, Dawn Patrol), ...
by Dieter
Sun Jul 09, 2023 4:40 pm
Forum: Bonds
Topic: What to do with a Low-Yielding 30-Year Bond
Replies: 31
Views: 19876

Re: What to do with a Low-Yielding 30-Year Bond

This is someone else's take on the prior article: https://www.mymoneyblog.com/treasury-bonds-vs.-tips-vs.-lifetime-income-annuities-compared.html?lctg=9627344 Treasury Bonds vs. TIPS vs. Lifetime Income Annuities Compared JUNE 25, 2023 BY JONATHAN PING "My lightning recap: Moderate inflation (2.4%)...
by Dieter
Mon Jun 05, 2023 11:15 am
Forum: Cash
Topic: iBonds / TreasuryDirect
Replies: 3
Views: 2907

Re: iBonds / TreasuryDirect

And a video on the new iBond rate and when to maybe “roll over” 0.00 fixed rate iBonds to buy into the new 0.90 fixed rate

https://youtu.be/7ooIgdycrfw
by Dieter
Sat May 27, 2023 3:21 pm
Forum: Bonds
Topic: Is anyone else buying TIPS?
Replies: 28
Views: 8965

Re: Is anyone else buying TIPS?

vnatale wrote:
Fri May 26, 2023 8:29 am
Dieter wrote:
Fri May 26, 2023 12:52 am
I own some of the Vanguard short-term TIPS fund, but, not increasing my allocation
Isn't that a totally different investment from actually holding the TIPS and holding them to maturity?
I wouldn’t say “totally”, but yeah, different
by Dieter
Fri May 26, 2023 12:52 am
Forum: Bonds
Topic: Is anyone else buying TIPS?
Replies: 28
Views: 8965

Re: Is anyone else buying TIPS?

I own some of the Vanguard short-term TIPS fund, but, not increasing my allocation
by Dieter
Fri May 19, 2023 12:43 pm
Forum: Gold
Topic: Buy gold now?
Replies: 13
Views: 10493

Re: Buy gold now?

flyingpylon wrote:
Fri May 19, 2023 8:39 am
dualstow wrote:
Fri May 19, 2023 6:58 am
Doesn’t shine when it should
— totally agree, Barrett.
Does gold have an obligation to shine when people want/expect it to?

It shines when it does. ¯\_(ツ)_/¯
Well, obviously, it SHOULD shine when _I_ expect it to

I mean, really

😁
by Dieter
Thu May 18, 2023 3:47 pm
Forum: Bonds
Topic: Long Treasuries Top Bond Market Returns This Year
Replies: 7
Views: 5866

Re: Long Treasuries Top Bond Market Returns This Year

Wish I had a working crystal ball 🙂

Guess I should review my asset allocation actuals at some point

But not planning in making any changes
by Dieter
Sat May 13, 2023 11:20 pm
Forum: Permanent Portfolio Discussion
Topic: The All-Weather Portfolio for Uncertain Times
Replies: 4
Views: 1796

Re: The All-Weather Portfolio for Uncertain Times

This blog is designed to record the investment journey of a UK based small investor. The All-Weather Portfolio for Uncertain Times https://diyinvestoruk.blogspot.com/2023/05/the-all-weather-portfolio-for-uncertain.html "Could this is the ultimate set-and-forget portfolio?" "Further reading - The Pe...
by Dieter
Wed May 10, 2023 1:54 am
Forum: Permanent Portfolio Discussion
Topic: The Weird Portfolio - latest from Tyler/Portfolio Charts
Replies: 28
Views: 20360

Re: The Weird Portfolio - latest from Tyler/Portfolio Charts

Kevin K. wrote:
Tue May 09, 2023 2:53 pm
Dieter wrote:
Tue May 09, 2023 2:05 pm
Holy tracking error, Batman! 🙂
Well yeah but unlike the Larry Portfolio or even (dare one say it?) the PP you at least get some return to go with your tracking error. 😏
True
by Dieter
Tue May 09, 2023 2:08 pm
Forum: Stocks
Topic: Small Cap Value vs US Total Stock Market
Replies: 19
Views: 4549

Re: Small Cap Value vs US Total Stock Market

Ditto on the “tracking error” bit — if trying to get them to learn, I’d probably start with TSM or some such so that it better tracks the news
by Dieter
Mon May 08, 2023 12:14 pm
Forum: Cash
Topic: iBonds / TreasuryDirect
Replies: 3
Views: 2907

iBonds / TreasuryDirect

So, I logged into TreasuryDirect Sunday (5/7) — uses the new login: * Are sent a one-time passcode (OTP) every time (can’t register your computer) * No more using on-screen keyboard * Password now case sensitive, based on the capitalization used for first login I didn’t do any changes (I’m looking t...
by Dieter
Thu May 04, 2023 4:22 pm
Forum: Cash
Topic: New I-Bond Rate for 5/1/23 to 10/31/23
Replies: 33
Views: 14656

Re: New I-Bond Rate for 5/1/23 to 10/31/23

Had intended to full go through this when it came out in September 2022 so as to implement. https://tipswatch.com/2022/09/21/short-term-treasurys-even-more-attractive-now/ However, since then several other things took priority. Those things have now been taken care of and I do have to time to go th...
by Dieter
Thu May 04, 2023 4:20 pm
Forum: Cash
Topic: New I-Bond Rate for 5/1/23 to 10/31/23
Replies: 33
Views: 14656

Re: New I-Bond Rate for 5/1/23 to 10/31/23

Barret, Hal posted the following link in a different thread, that has some timeframes, compared to existing rate of 0.4% https://tipswatch.com/2023/04/14/i-bond-dilemma-buy-in-april-buy-in-may-or-dont-buy-at-all/ So, less than three years for mine that have less than 0.4% fixed rate Ah, good, so yo...
by Dieter
Wed May 03, 2023 6:01 pm
Forum: Cash
Topic: New I-Bond Rate for 5/1/23 to 10/31/23
Replies: 33
Views: 14656

Re: New I-Bond Rate for 5/1/23 to 10/31/23

Barret, Hal posted the following link in a different thread, that has some timeframes, compared to existing rate of 0.4%

https://tipswatch.com/2023/04/14/i-bond ... uy-at-all/

So, less than three years for mine that have less than 0.4% fixed rate
by Dieter
Wed May 03, 2023 1:45 pm
Forum: Cash
Topic: New I-Bond Rate for 5/1/23 to 10/31/23
Replies: 33
Views: 14656

Re: New I-Bond Rate for 5/1/23 to 10/31/23

I’m not planning to buy new, but I may “swap” (sell and buy new) older iBonds, as most of mine have a 0% fixed rate (one has 0.2% I think)

Not that I have much, but, as I have space, I might as well get that extra 0.9% (even with any tax implications of selling existing iBonds, I _think_ worth it)
by Dieter
Wed Mar 08, 2023 10:11 pm
Forum: Politics
Topic: Socialism - Should we be worried
Replies: 65
Views: 39041

Re: Socialism - Should we be worried

Given trends in the economy for the last forty years, can’t say I’m surprised
by Dieter
Wed Mar 08, 2023 7:44 pm
Forum: Politics
Topic: Jan 6 footage on Tucker
Replies: 35
Views: 38126

Re: Jan 6 footage on Tucker

Releasing footage just to a guy on the right sure does sound like weaponization of government
by Dieter
Mon Mar 06, 2023 11:39 pm
Forum: Politics
Topic: Putin Invades Ukraine II
Replies: 1159
Views: 827227

Re: Putin Invades Ukraine II

What with the starvation, and now more recent invasion by a vile terrorist neighbour, I'm certain that Ukraine deeply regrets having ever believed Russian promises when it surrendered its nukes. Caught twice, one would expect Ukraine to never be caught out again. Can't see how a negotiated settleme...
by Dieter
Fri Mar 03, 2023 9:30 pm
Forum: Politics
Topic: Putin Invades Ukraine II
Replies: 1159
Views: 827227

Re: Putin Invades Ukraine II

Ah, “The White Plague”, by Frank Herbert

Good book