You are correct that Harry advocated setting up the portfolio to reflect your home country.  I don't think you would be to politically incorrect to do something like: 15% VTI  Vanguard Total Market US 10% VXUS Vanguard Total World ex US. You would have to accept some additional currency risk but you...

Hello, please help me, finding which brokers are now providing FREE ETF's to set up a US-HB-PP strategy ? Thank you. Merry Christmas to all of you! I can help you with Schwab which is where my accounts are: SCHB 25% Stocks SCHO 25% Cash TLO    25% Bonds SGOL  25% Gold These can be traded commission...

Yeah. Or, everyday investors should use a fund-of-funds so that the rebalancing happens automatically and there is no opportunity to screw it up. Well said...  It seems sad that so many are behind the 8 ball trying to save up enough for retirement that they keep making the same errors with portfoli...

Craig, you make fine salient points and I agree with many.  I just know from reading posts of many boards that when the markets are even down 2% people start getting nervous and trying to find an easy exit.  I suspect many of these folks should just bite the bullitt and put their money in an SPIA an...

Yes I agree it could smooth things out as you may have sub-assets that don't go down as much as a major one. Then again, you could find those smaller specialty assets could collapse even harder in a particular wedge of the portfolio and that amplifies losses. For instance in 2008 people that held l...

What you write is true in most cases but still, even with simple portfolios, individuals will still try the oldest market timimg method I've heard of...The ICSIA method (I can't stand it anymore).  You could well be right that that methodology could be too complicated for many to implement.  The thi...

I'm new to the forum but have been a lurker for a couple of years now.  I have been using the HBPP for sometime with minor modifications.  I also follow Mebane Faber and his fine research work and thought I would post this research project from Gestaltu on a variation of the Harry Brown methodology....