Search found 14 matches

by ashantiwarrior
Mon Jan 04, 2016 10:31 am
Forum: Stocks
Topic: FTSE 100 vs All-Shares: does it matter? (UK PP)
Replies: 7
Views: 6839

Re: FTSE 100 vs All-Shares: does it matter? (UK PP)

How about the SPDR FTSE All Share ETF, Ticker FTAL. Expense ratio 0.2% to track the whole market.
by ashantiwarrior
Mon Jan 04, 2016 10:30 am
Forum: Stocks
Topic: ETF for FTSE UK All share ?
Replies: 0
Views: 2323

ETF for FTSE UK All share ?

I have found the SPDR FTSE All Share ETF, Ticker FTAL. Expense ratio 0.2%. Are they other all UK stock market ETFs ?
by ashantiwarrior
Mon Jan 04, 2016 10:18 am
Forum: Stocks
Topic: Fidelity reduces tracker fees in the UK
Replies: 4
Views: 4460

Re: Fidelity reduces tracker fees in the UK

It is difficult to find really cheap Fund Platforms from what I have seen. I like to have some money in funds rather than rely solely on ETF, just for more diversification.
by ashantiwarrior
Mon Nov 09, 2015 10:55 am
Forum: Stocks
Topic: Quarterly vs yearly dividends
Replies: 7
Views: 6041

Re: Quarterly vs yearly dividends

I just spoke to Fidelity and got an answer, for their World Index Fund if you are not a holder on the day of the dividend payment you lose the funds ! So that is one to watch. Moving to the income fund will limit a loss in the event of a sale since it pays out four times a year rather than once a ye...
by ashantiwarrior
Mon Nov 09, 2015 9:09 am
Forum: Stocks
Topic: Quarterly vs yearly dividends
Replies: 7
Views: 6041

Re: Quarterly vs yearly dividends

Thanks, yes. I own individual bonds and have benefitted from this. Do mutual funds offer the same benefit ?
by ashantiwarrior
Sun Nov 08, 2015 1:11 pm
Forum: Stocks
Topic: Quarterly vs yearly dividends
Replies: 7
Views: 6041

Re: Quarterly vs yearly dividends

Yes, those are the two funds. The compounding effect is small but I am unclear about the impact of selling the fund before the annual payments, say on month 9. Do you get the prorated share of the final year dividend or lose it all. If you lose it then the income share would be better. I've asked Fi...
by ashantiwarrior
Thu Nov 05, 2015 2:54 am
Forum: Stocks
Topic: Quarterly vs yearly dividends
Replies: 7
Views: 6041

Quarterly vs yearly dividends

I've just noticed that the Fidelity World Index tracker fund pays a quarterly dividend for the income fund and an annual dividend for the accumulator fund. The fees for each are the same at 0.13%. Am a better to invest in the income fund to get the quarterly payments even if I reinvest them in the s...
by ashantiwarrior
Thu Oct 29, 2015 11:49 am
Forum: Gold
Topic: Royal Mint and UK coin tax advantages
Replies: 3
Views: 3800

Re: Royal Mint and UK coin tax advantages

Any ideas on exactly which are best coins to buy ?
by ashantiwarrior
Wed Oct 28, 2015 6:03 am
Forum: Stocks
Topic: Fidelity reduces tracker fees in the UK
Replies: 4
Views: 4460

Fidelity reduces tracker fees in the UK

Fidelity has reduced its fees again. It's MSCI tracker is now only 0.13%.

UK only 0.06% and US 0.07%.

https://www.fidelity.co.uk/investor/tra ... range.page
by ashantiwarrior
Wed Oct 14, 2015 7:00 am
Forum: Gold
Topic: Royal Mint and UK coin tax advantages
Replies: 3
Views: 3800

Re: Royal Mint and UK coin tax advantages

You can buy them for cash and put store them overseas if necessary until you need to spend them I would imagine.
by ashantiwarrior
Thu Oct 08, 2015 7:52 am
Forum: Gold
Topic: Royal Mint and UK coin tax advantages
Replies: 3
Views: 3800

Royal Mint and UK coin tax advantages

Hi all, I found this article highlighting that investments in UK legal tender gold coins are Capital Gains Tax free as they are legal tender. This sounds like a significant advantage for UK Residents to invest their gold in UK coins. Thoughts ? http://www.royalmint.com/aboutus/news/the-royal-mint-la...
by ashantiwarrior
Mon Aug 31, 2015 2:02 pm
Forum: Permanent Portfolio Discussion
Topic: New portfolio sense check(UK)
Replies: 16
Views: 12977

Re: New portfolio sense check(UK)

I bought them at �3.95 per transaction, TD direct were offering a special rate, but they offer the same rate as stocks purchases normally, around �10 a transaction. Much cheaper than a Bond ETF, since there are no ongoing charges.
by ashantiwarrior
Sun Aug 30, 2015 1:42 pm
Forum: Permanent Portfolio Discussion
Topic: New portfolio sense check(UK)
Replies: 16
Views: 12977

Re: New portfolio sense check(UK)

Hi there, I'm UK based and new to the PP system but it makes a lot of sense to me what you have done. Rather than go for a UK only stock fund, I chose Stock: IWRD as an ETF (45%) Bonds Direct purchase of 30 year UK Gilts (25%), I'd be interested if people think whether even longer dates bonds would ...
by ashantiwarrior
Sun Aug 30, 2015 1:35 pm
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio UK Meetup Group
Replies: 2
Views: 2235

Re: Permanent Portfolio UK Meetup Group

Did you get anywhere with a discussion group in London on this topic ?

I am based in London and would be interested.