i had 20k miles .

plates are being transferred to new vehicle

well that’s if they are underfunded or invested to conservatively in their accumulation stage . look at compounded returns for even simple s&p funds over decades . i have been doing ira’s and 401ks since the 1980’s and i was never a high earner . i just did what i could . that retirement money g...

well millions of retirees are living off their portfolios so the proof is in the pudding

put a hold on this car and we are putting a deal together today 2025 rx 350 premium plus https://photos.smugmug.com/FAMILY/n-cK5Qp/LEXUS/i-s35q3BL/0/Kwvhz2WNbRJzKvnpnndbLS4MT9GNJMb8KWxRS4vRS/L/IMG_0355-L.jpg https://photos.smugmug.com/FAMILY/n-cK5Qp/LEXUS/i-gWxb5fW/0/MzdP7BtLqFrCdNqBjTSDvWBfsQj8cC7...

put a hold on this car and we are putting a deal together today

2025 rx 350 premium plus

a 2025 is 90k

i could buy a 2023 like i had for the 60k they gave me.

there are no more lexus rx500h available at this point , so i don’t mind. stepping back to a 2025 lexus rx350 premium plus . we got 60k for the 2023 totaled car so i have to add just 10k more for the new rx350 premium plus . a new rx500h like we had is over 90k so we will save a few bucks . the extr...

he claimed he didn’t see the light. when i first went over to him .

then he. told the cops he was confused and isn’t sure what happened .

but by then we had the video

thanks to all for the best wishes.

the doors don’t show any prying .

there are just two small dents in her door and the rear which may have been when the frame compressed .

so not sure what was done . you can see the two small dents in the photo on the dolly

both air bags went off but they weren’t in the way at all

thanks so much

a few more shots . i can’t believe the damage this guy did to the car nor the fact i walked away unscathed. my wife took a bit more of a bruising so we are still investigating what the pain she has in an area is from . https://photos.smugmug.com/FAMILY/n-cK5Qp/Car-accident-/i-gtBtvRg/0/MRjcLhRhrpKTz...

timing is everything . i mean i can’t imagine. the devastation at that speed if instead of shearing the front off the car , he went directly in to the door . i couldn’t get my wife out as her door wouldn’t open and she was complaining about not being able to even talk her chest hurt so much , so. i ...

my wife always yells at me for drumming on the steering wheel while waiting for lights . i am a drummer . i was listening to zeppelin and there is an intricate part between the hands and feet bonham does. ,so i had to wait to finish that little riff before going that delay saved us from being t-bone...

i wrote him to thank him but i never heard back .

he certainly deserved something

let’s see if this plays i tried it as i would a photo but it didn’t work. i will just do a link . you can see my sitting at the light then the light turns green , i hesitate for a second , and bang if i didn’t hesitate that second he would have been at my door the video was priceless to the insuranc...

thanks .

who ever thought we would be buying a new car today .

it wasn’t even a thought until monday

perfect example . my wife and i went to a local park on labor day to do some photography. we were. about a mile from home when a guy ran a red light and totaled our 2023 lexus rx500h . amazing thing is the guy next to us had his dash came running . he showed us having a solid green when a guy came b...

Yep

Like jumbo shrimp

Pretty ugly

And happily married

it could be , it has a cash hoard and typically it has at least one asset class that is up and can be rebalanced to raise cash . i wouldn’t use it for a bank account to pay daily bills , but if i need money for a wedding off a number of years or school off in a number of years , if would be fine for...

i definitely can see transitioning to a pp as one approaches retirement as long as when they do it rates were not in the 1-2% range . i can see it for shorter term money too in the accumulation stage . but i can’t see it when one has decades of time , and needs powerful compounding to turn the bits ...

i disagree ,the pp isn’t a good choice for most in their accumulation stage . that is not the time to be in what is considered a capital preservation portfolio not a pedal to the metal growth portfolio for decades of growth absolutely not in my opinion. unless one is making a load of money where the...

retirees usually end up backing in to what they have to work with . it may end up buying a life they hate but everyone makes what they have work . the whole idea of growing as much as you can while you can is the more money you can accumulate , hopefully the more choices you have in life . while mon...

the problem is most people are pretty bad at estimating what they will need . they don’t understand its no longer about having a pile of money that they think is a large amount . someone with a million dollars may be worse off than my friend who retired with a 40k pension which is inflation adjusted...

Mathjak makes a valid point. It's all a balancing act. They say you can never change anyone else, you can only change yourself. So in that context, if your own comfort level stands in conflict with the returns you need for the retirement goals you have, it may not be a bad idea to look internally a...