i can see a 50/20/20/10 for retirement

50% equities, 20% gold/bitcoin , maybe 16% gold 4% bitcoin , 20% split between vgsh and vtip and then 10% cash

the only issue with vtinx is , it’s a fund and not an etf .

competitive brokerages like fidelity may have transaction fees on it .

take your bull shit elsewhere if you don’t like what’s said

i wouldn’t waste my time replying to any of your comments any further

your a dick and i don’t converse with morons like you other than to say you are a dick

you bring nothing of value to this forum except harassment and insults

the dick in georgia is back .

why not take a hike and stay out of my conversations with your useless comments

no one needs your dumb ass comments. you really are a worthless contributor here and only serve to spew insults

the rate cuts raised inflation expectations for bonds with longer durations.

rates hit their highest in the last two weeks today on bonds

i had 20k miles .

plates are being transferred to new vehicle

well that’s if they are underfunded or invested to conservatively in their accumulation stage . look at compounded returns for even simple s&p funds over decades . i have been doing ira’s and 401ks since the 1980’s and i was never a high earner . i just did what i could . that retirement money g...

well millions of retirees are living off their portfolios so the proof is in the pudding

put a hold on this car and we are putting a deal together today 2025 rx 350 premium plus https://photos.smugmug.com/FAMILY/n-cK5Qp/LEXUS/i-s35q3BL/0/Kwvhz2WNbRJzKvnpnndbLS4MT9GNJMb8KWxRS4vRS/L/IMG_0355-L.jpg https://photos.smugmug.com/FAMILY/n-cK5Qp/LEXUS/i-gWxb5fW/0/MzdP7BtLqFrCdNqBjTSDvWBfsQj8cC7...

put a hold on this car and we are putting a deal together today

2025 rx 350 premium plus

a 2025 is 90k

i could buy a 2023 like i had for the 60k they gave me.

there are no more lexus rx500h available at this point , so i don’t mind. stepping back to a 2025 lexus rx350 premium plus . we got 60k for the 2023 totaled car so i have to add just 10k more for the new rx350 premium plus . a new rx500h like we had is over 90k so we will save a few bucks . the extr...

he claimed he didn’t see the light. when i first went over to him .

then he. told the cops he was confused and isn’t sure what happened .

but by then we had the video

thanks to all for the best wishes.

the doors don’t show any prying .

there are just two small dents in her door and the rear which may have been when the frame compressed .

so not sure what was done . you can see the two small dents in the photo on the dolly

both air bags went off but they weren’t in the way at all

thanks so much

a few more shots . i can’t believe the damage this guy did to the car nor the fact i walked away unscathed. my wife took a bit more of a bruising so we are still investigating what the pain she has in an area is from . https://photos.smugmug.com/FAMILY/n-cK5Qp/Car-accident-/i-gtBtvRg/0/MRjcLhRhrpKTz...

timing is everything . i mean i can’t imagine. the devastation at that speed if instead of shearing the front off the car , he went directly in to the door . i couldn’t get my wife out as her door wouldn’t open and she was complaining about not being able to even talk her chest hurt so much , so. i ...

my wife always yells at me for drumming on the steering wheel while waiting for lights . i am a drummer . i was listening to zeppelin and there is an intricate part between the hands and feet bonham does. ,so i had to wait to finish that little riff before going that delay saved us from being t-bone...

i wrote him to thank him but i never heard back .

he certainly deserved something

let’s see if this plays i tried it as i would a photo but it didn’t work. i will just do a link . you can see my sitting at the light then the light turns green , i hesitate for a second , and bang if i didn’t hesitate that second he would have been at my door the video was priceless to the insuranc...

thanks .

who ever thought we would be buying a new car today .

it wasn’t even a thought until monday

perfect example . my wife and i went to a local park on labor day to do some photography. we were. about a mile from home when a guy ran a red light and totaled our 2023 lexus rx500h . amazing thing is the guy next to us had his dash came running . he showed us having a solid green when a guy came b...

Yep

Like jumbo shrimp

Pretty ugly

And happily married