yep the lexus did a great job protecting us . air bags sandwiched us in and i really like the idea of the knee airbag . i had jumped out of the car fast , just in case the other guy tried to run . but my wife couldn’t get out because the way the car was hit my side elongated and her size contracted...

Bitcoin's Price Plunges Below $64,000. Welcome to 2026's 'Crypto Winter' https://www.investopedia.com/bitcoin-s-price-plunges-welcome-to-2026-s-crypto-winter-mstr-11900072?hid=3da12c628f8f8a8924c17734676714cd31b8acfb&did=21838506-20260205&utm_campaign=investopedia-daily_newsletter&utm_s...

yep the lexus did a great job protecting us . air bags sandwiched us in and i really like the idea of the knee airbag . i had jumped out of the car fast , just in case the other guy tried to run . but my wife couldn’t get out because the way the car was hit my side elongated and her size contracted ...

interesting as i see it playing on the post in the forum.

let me try a different way

https://photos.smugmug.com/FAMILY/n-cK5 ... 8-1280.mp4

Yikes, I'm really glad you're okay mathjak. And the missus for that matter. Seeing the dashcam footage would indeed be interesting. i am the white lexus . you can see me waiting for the light . being a drummer i was drumming on the wheel waiting . you can see me hesitate for a minute , thankfully o...

Modern headrests have greatly reduced whiplash in car accidents. EXCEPT for some reason GM vehicles (at least Suburbans/Tahoes) don't have them in their middle seats. Middle rear: no headrest. Middle middle: no headrest. I recently saw a Suburban with a front-row bench seat. Middle front: no headre...

I wish I had been smart enough to buy BTC every time it got pummeled in the past. Indeed. It's gone down so much that I'm thinking of buying back in. Not at the same magnitude I did before (like 80%+ of net worth), but enough to have a bit of skin in the game. i have bitcoin as just 1 to 1.25% of t...

the drop is pretty amazing in bitcoin

well bitcoin is no digital gold that’s for sure . it’s been pummeled . i guess the kiss of death is when you see etfs for a specific asset come out in droves . i rebought it again and i am down about 20% but its only a bit over 1% of assets so i will just let it sit indefinitely in ibit the ones lea...

Yes, the kicker is that we could experience short or longer term deflation, which would shake the world. Although, we (including me) all assume that they will create money to prevent that. Ultimately leading to persistent double digit inflation. Honestly I have found it more productive to not try t...

his points are very strong

looks like another sell off in gold , crypto and silver this morning …. so selling isn’t done yet

that i can see

33% gold is more than i would want . i like gold but not that much

Crazy silver down 33% and gold 13%

well you knew at some point things would roll back .
it was just fear of missing out driving gold and silver for the most part . the dollar was down just 11% the last year while gold,and silver soared

gld shows down almost 7% pre market, silver down 15%.

paul merriman has some excellent portfolios for every risk level .

https://www.paulmerriman.com/best-in-cl ... tions-2025

https://lookerstudio.google.com/reporti ... qmha3-AK5k

but still holds true . the base rate is always based on a guess about the future inflation . so no guarantee you will beat inflation , especially one’s own personal rate of inflation which is very different from just the cpi which is a price change index . it has no calculation in it for how many t...

but still holds true . the base rate is always based on a guess about the future inflation . so no guarantee you will beat inflation , especially one’s own personal rate of inflation which is very different from just the cpi which is a price change index . it has no calculation in it for how many ti...

if you read tyler’s take on them they are not guaranteed to beat inflation because of how they work and in fact it was almost a coin toss as to whether they beat inflation. the base base rate is set by a guess as far as future inflation. as guesses go they only guessed right about half the time if t...

not a fan of tips for all the reasons tyler wrote about

absolutely timing matters . we delayed selling something one year and they raised the capital gain tax from 15% to 23.5% on that level gain . it was 20% plus the surcharge on investments it was a crazy extra amount of taxes . tax loss harvesting is a double edged sword . you really are just kicking ...

after a while it’s like trying to be a little bit pregnant . if you aren’t following the portfolio as designed then you can do as you like . that’s a call no one else can make for you . most who are waiting for that proverbial fall in stocks gave up so much over the years they won’t ever get back to...

if you are holding long term bonds then the cash represents the other half of the barbel, that brings down the volatility and duration of the long term bonds