Search found 19 matches

by quenali
Fri Nov 23, 2012 3:26 pm
Forum: Permanent Portfolio Discussion
Topic: the cockroach strategy
Replies: 10
Views: 8237

Re: the cockroach strategy

Is it possible he never heard of HB?  I can't imagine anyone writing this article while knowing HBs investment philosophy.
by quenali
Tue Oct 30, 2012 5:56 am
Forum: Other Discussions
Topic: Meeting In Person
Replies: 69
Views: 31599

Re: Meeting In Person

Vermont.  Will have the wood stove going and the tea water hot.
by quenali
Sat Sep 01, 2012 6:55 am
Forum: Other Discussions
Topic: Another one for the "conventional wisdom" B.S. list: Circumcision
Replies: 44
Views: 17510

Re: Another one for the "conventional wisdom" B.S. list: Circumcision

My father was born in 1924 and was not circumcised. He made sure that I was cut soon after my birth in the 50's. I respect my fathers opinion and I'm sure he had good reasons for his decision.  Now, I'm about to become a grandfather and my daughter told me last week that my soon to be born grandson ...
by quenali
Fri Feb 24, 2012 5:55 am
Forum: Permanent Portfolio Funds
Topic: new PRPFX-type ETF on the way via Global X
Replies: 17
Views: 18231

Re: new PRPFX-type ETF on the way via Global X

I see PERM has an expense ratio of .49.  Does that include the expenses of the underlying ETF's or in addition to?
by quenali
Mon Dec 05, 2011 8:22 pm
Forum: Permanent Portfolio Discussion
Topic: CFA Education - Is Knowledge Dangerous for the PP?
Replies: 33
Views: 14927

Re: CFA Education - Is Knowledge Dangerous for the PP?

MT,
My 35 year old nephew passed all three CFA exams the first time.  It cost him his marriage. Be careful out there!
by quenali
Wed Nov 09, 2011 4:05 pm
Forum: Other Discussions
Topic: Any "Breaking Bad" Fans Here?
Replies: 348
Views: 128517

Re: Any "Breaking Bad" Fans Here?

Skyler looks a little different to me in Season 4.  Her face looks a little puffier and maybe some weight gain.

My son in college told me he wants to start watching BB.  i advised him to wait till semester break fearing it may interfere with his study time.  Haha
by quenali
Thu Oct 27, 2011 10:00 am
Forum: Bonds
Topic: Treasury Bond Buying Tutorial
Replies: 129
Views: 241914

Re: Treasury Bond Buying Tutorial

Well done Gumby.
by quenali
Tue Sep 20, 2011 7:06 pm
Forum: Other Discussions
Topic: How Many Here Use Facebook?
Replies: 27
Views: 15008

Re: How Many Here Use Facebook?

MT, you may not use texting now but you probably will when your kids get older.  We have four kids, all in their 20's and scattered all over the nation.  About 90% of our communication is thru txting- it works great.  We're all on the same Verizon phone plan. The kids are all on Facebook and have ma...
by quenali
Wed Sep 07, 2011 7:23 pm
Forum: Other Discussions
Topic: Questions About Human Evolution
Replies: 21
Views: 11122

Re: Questions About Human Evolution

The long hair on the top of the head made a great handle for our ancestor's  young to hold onto their parent while in the water.
by quenali
Sun Sep 04, 2011 7:35 am
Forum: Permanent Portfolio Discussion
Topic: Canadian Couch Potato Interview
Replies: 48
Views: 20673

Re: Canadian Couch Potato Interview

I'm puzzled why none of the investment companies have come up with a PP mutual fund utilizing some ETF's.  The ETF's would cost, what maybe 30 bps, you charge 1 percent and no manager costs.....and the strategy has already been proven to work.
by quenali
Thu Jun 23, 2011 5:45 pm
Forum: Other Discussions
Topic: Cash Value Life Insurance
Replies: 7
Views: 4055

Re: Cash Value Life Insurance

I think you'll  be okay.  I congratulate you for buying insurance at your age.  Generally, I think it makes sense not to mix insurance with investing although the advantage is that your policy is "forcing" you to save $2,000 yearly.  As MT has noted before, the Roth IRA (with it's internal tax free ...
by quenali
Wed Jun 22, 2011 7:50 pm
Forum: Other Discussions
Topic: Cash Value Life Insurance
Replies: 7
Views: 4055

Re: Cash Value Life Insurance

Moda, A few questions; How old were you when you bought the policy ? You said you've paid $6,000 in premiums so far.  What is the cash value now ? Have you called the agent or the insurance company and asked what the "surrender charges" would be if you wanted out of the contract ? Why did you buy th...
by quenali
Fri Jun 17, 2011 11:53 am
Forum: Other Discussions
Topic: Financial Lessons for Kids
Replies: 11
Views: 4247

Re: Financial Lessons for Kids

Lone Wolf, You may not realize it, but you are already teaching your kids about money.  They listen to your conversations with your spouse about bills to pay, they watch you shop for groceries and clothes and how you look for value, they watch you at the restaurant with tipping, they already know wh...
by quenali
Mon May 23, 2011 2:09 pm
Forum: Permanent Portfolio Discussion
Topic: PP for Old Age Pensioner
Replies: 17
Views: 9204

Re: PP for Old Age Pensioner

I'd be inclined to put the $20,000 into PRPFX and be done with it.  If she had $200,000, then I could justify a 4x25%.
by quenali
Sat Apr 09, 2011 6:01 am
Forum: Other Discussions
Topic: Fox vs. Hedgehog
Replies: 3
Views: 3137

Re: Fox vs. Hedgehog

The Fox and the Cat A Fox was boasting to a Cat of its clever devices for escaping its enemies. "I have a whole bag of tricks," he said, "which contains a hundred ways of escaping my enemies." "I have only one," said the Cat; "but I can generally manage with that." Just at that moment they heard th...
by quenali
Tue Feb 01, 2011 4:35 pm
Forum: Other Discussions
Topic: Anyone Else Snowed In?
Replies: 11
Views: 6599

Re: Anyone Else Snowed In?

I'm snowed in as well and tomorrow doesn't look much better.

The woodstove is "crankin" and the tea kettle is hot. 

As long as the power is on, I'm happy.  And I have all these great posts to catch up on........
by quenali
Thu Dec 30, 2010 6:21 pm
Forum: Other Discussions
Topic: Investing through ING Sharebuilder
Replies: 27
Views: 13687

Re: Investing through ING Sharebuilder

Please Storm, don't hold back !!
by quenali
Fri Nov 05, 2010 7:36 pm
Forum: Other Discussions
Topic: Craig's PP-Related Podcasts
Replies: 15
Views: 8224

Re: Craig's PP-Related Podcasts

How about an interview with Rick Ferri ??
by quenali
Mon Oct 11, 2010 7:23 pm
Forum: Other Discussions
Topic: Viewing the PP as an Annuity
Replies: 2
Views: 3902

Re: Viewing the PP as an Annuity

Why settle for a 4% withdrawal rate when one could purchase an annuity with a guaranteed withdrawal rate of 6% or annuitize and get maybe 7-9% (assuming you were in your late 60's, early 70's) ??  (geez, I sound like a salesman) MT, would you put your mother's money in a PP and let her withdraw 6%??...