Reasonable people can certainly disagree with him on the issues. But taking a step back, what he really believed was that the path forward was through civil discourse. He was an advocate of leaving your "bubble" and having healthy debates about issues. He was on Gavin Newsom's podcast rec...

Was the forum down for a certain amount of time yesterday? I only tried last night and could not get in.

Before two days ago I don't think the name Charlie Kirk had any name recognition for me. Could not tell you who he was. Yesterday I first listened to this: https://www.c-span.org/program/book-tv/the-maga-doctrine/542311 March 8, 2020 Book TV The MAGA Doctrine Turning Point founder Charlie Kirk offer...

Smith1776 wrote: ↑Thu Sep 11, 2025 12:03 pm This meme pretty much sums it up.


t12ylf30gin81.jpg

Good one!

I see it’s been a while since you’ve posted, but I was curious—has anyone here used Firecalc or CFireSim to model how a permanent portfolio holds up with early retirement? I’ve been testing different withdrawal rates and rebalancing intervals, and PP seems surprisingly steady across rough decades. ...

dualstow wrote: ↑Wed Sep 10, 2025 4:08 pm RIP Charlie Kirk

Before yesterday his name had no name recognition for me. Do not believe I have ever heard him speak. This morning may listen to some of this things at the C-Span web site.

dualstow wrote: ↑Thu Sep 11, 2025 7:56 am What are you, mining bitcoin with that monstrosity?

Yes! What will you be doing with it??!!!

Don’t want to miss The Big Day Vinny Switches Computers, or as ochotona might call it, TBDVSC. This computer I bought used for $500 in 2017 just refuses to die even though it is super clogged with dust and cat hair. It has an Intel i7-4770 CPU @ 3.40GHz in it. CPU Benchmark has it at: Multithread R...

dualstow wrote: ↑Tue Sep 09, 2025 12:45 pm Yeah, I get it Vin, thank you.

Looks like all the new people from this year (I think 200 or so) have had a total of about 12 posts.

dualstow wrote: ↑Tue Sep 09, 2025 8:57 am

yankees60 wrote: ↑Mon Sep 08, 2025 6:36 pm I see 2 new members in July. 2 in August. 2 on September 3, 2025. None of them has yet participated.

Probably spammers

Point was that the Wall Street Journal article has yet to bring anyone here.

perfect example . my wife and i went to a local park on labor day to do some photography. we were. about a mile from home when a guy ran a red light and totaled our 2023 lexus rx500h . amazing thing is the guy next to us had his dash came running . he showed us having a solid green when a guy came ...

dualstow wrote: ↑Mon Sep 08, 2025 7:00 am

dualstow wrote: ↑Tue Sep 02, 2025 9:57 am Wow, $3500 spot

over 3600 already

Saw that today.

As if on cue given discussion about our quiet forum, The Wall Street Journal just published an article entitled "Three Alternatives to the Classic 60/40 Portfolio to Consider Now" and the first portfolio featured is the 4x25 PP (the other two are the All-Weather Portfolio and the 30/70 Fl...

So, given the expectation that fed rates are coming down in the near future, anyone else thinking about getting I-Bonds before 1 Nov 2025 to lock in the 1.1% fixed rate? On my 'likely' to do list for late September or October I-Bond - "Cash" with: * Currently 3.98% - Guaranteed at least 1...

seajay wrote: ↑Sat Sep 06, 2025 4:50 am I've been inclined to read it as Global Financial Crisis

Always (for those inclined to use oft-confusing acronyms).

If you are on Facebook .. this is tremendous!


https://www.facebook.com/groups/2827498 ... ently_seen

dualstow wrote: ↑Thu Sep 04, 2025 9:00 pm

Had to make time to watch that one!

Looks similar to one of mine!

Gold could rise to $5000 an ounce from the current $3560 if President Trump undermines the Federal Reserve, predicts an analyst at Goldman Sachs. “A scenario where Fed independence is damaged would likely lead to higher inflation, lower stock and long-dated bond prices and an erosion of the dollar’s...

If you want to rebalance gold, wait until the gold price dips below its own 200 day moving average. Don't check more than once a month. Check at the end of the month, the last trading day. You won't get the peak, you never can, but loss of 200 day MA could indicate a broken uptrend. Is this 200-day...

Is China Hoarding 30,000 Tons of Gold? Dominic Frisby on the Secret Bull Market https://www.financialsense.com/podcast/21380/china-hoarding-30000-tons-gold-dominic-frisby-secret-bull-market August 22, 2025 – What if China has already secretly surpassed the US as the world's largest holder of gold? I...

dualstow wrote: ↑Mon Sep 01, 2025 2:20 pm Looks like Fred On Everything is coming to a close.
Used to be cited on this forum 10 years ago.
https://fredoneverything.org/

Actually, while the Farewell article is from 2025, the comments below it are from 2024 which is confusing.

For what reasons was he cited?

I don’t see a question here. I’ll ask one: those Now and Then columns at the top— do they represent what % each asset is of the total? VTSAX was 13% of the total but it now makes up 21% of it, right? You have made the correct assumption. No question but an invitation to comment. The Plan has change...

dualstow wrote: ↑Fri Aug 29, 2025 6:22 am The permanent portfolio:
It’s for short-term money

That would be an example of an oxymoron in the dictionary?

Mathjak makes a valid point. It's all a balancing act. They say you can never change anyone else, you can only change yourself. So in that context, if your own comfort level stands in conflict with the returns you need for the retirement goals you have, it may not be a bad idea to look internally a...

boglerdude wrote: ↑Wed Aug 27, 2025 10:50 pm https://fred.stlouisfed.org/series/A091RC1Q027SBEA

Completely scary.

Is this like Rome where Nero fiddled? Our politicians have been doing the same for decades on end?