Of course, markets can stay irrational longer than expected, and it’s possible the rally continues well into next year. But from a risk management perspective, this could be a good moment to review allocations and expectations. 👉 What do you think? Is this just the beginning of a longer bullish cyc...

Australia gets a mention on ZeroHedge

https://www.zerohedge.com/precious-meta ... sical-gold

Shades of the 1970's.....

Since I pay 25% tax on capital gains, switching to the Vanguard product no longer makes financial sense for me. One major advantage, though, is that mixed funds are treated favorably under German tax law – which would actually give me a small tax benefit in the low triple-digit range per year. What...

Alternatively, I have been thinking about replacing the LT and Cash components with a 50% allocation to global government bonds (7–10 year maturity) – a suitable UCITS solution exists. I do similar in Australia. Use a 30/70 Vanguard Share/Bond ETF called VDCO. So the total portfolio is 25%Gold 75%V...

While waiting for some more posts, here is some light reading. Enjoy!

https://honors.libraries.psu.edu/files/ ... sions/1584

Nerd out!

Happened to watch a BelangP video today. Below is a good summary of his approach.
But.... would not have wanted to be using his methodology in Japan

Haven't listened to this, but Monetary Metals talks are usually good...
(There's a link in there to an Original tax video as well)
https://www.monetary-metals.com/insight ... and-taxes/

Agree, it was an interesting read. My opinion fwiw, 1. If you are going to live off dividends and pass your portfolio down to your heirs, its a good approach 2. If you have no heirs and plan to spend down your portfolio, then the Permanent Portfolio is a good approach https://www.reddit.com/r/divide...

I didn't watch the video but I have watched one previously by him. His whole deal is that civil war and/or collapse are coming. Skip to the 51 min mark for the summary. 1. Decline of democracy and freedom 2. Economic collapse 3. Immigration 4. Civil War between societal groups 5. "Stupid"...

FWIW: Found this lecture to High School Students quite interesting =>

From what I gather the teacher is either from or in Canada. If that's the standard of Canadian teachers

My takeaways: Due to the fact that taxes are levied against nominal gains, the government scoops up most of the wealth generated through compounding. Maxing out Roth contributions is still worthwhile. Don't contribute to 401k past company match. Buy gold with the rest Thoughts? Thoughts?..... Think...

Had a look at your photos Mathjak.

Happy you are both OK. That was a close call !

Mountaineer wrote: ↑Wed Aug 20, 2025 6:49 am I remember when you were the Hal in 2001. Guess I’m old too!
…Your friend, Dave


…Mountaineer

You figured out I am an AI bot!!

It's good to see that some of the forum members are still alive. It had been 6 days of darkness. How about the rest of you? Are you still on the bright side of the grass? ;) Hi Mountaineer, All good "down under". Spring will be here in a week so some more travel is likely. Still quite imp...

Enjoy!

Richard Werner explains concept and Alasdair Macleod explains in detail.
(and no, it's not an end of the world talk and we shall all be eating dogfood )

Following from BoglerDudes comment...

https://www.bogleheads.org/wiki/Individ ... _bond_fund

Smith1776 wrote: ↑Tue Jul 01, 2025 8:51 pm What size TV are you guys rocking at home? Was it a good purchase?

Heh Heh, Had to reply. Gave this to a friend so he could listen to his record collection. Was my parents TV & Radiogram! Still working in 2025

https://collections.museumsvictoria.com.au/items/400989

Way back, if my memory is correct, there was a British forum member called Clive. I believe he advocated holding a 50% long term bond allocation in a bond ladder. Each year a bond would mature and you would purchase another 30 year bond. It would appear that ensured you never sold a bond at a loss a...

Have also been watching this series. Very professional. Suggest watching the Malaya series from the beginning.

https://www.youtube.com/@theprinciplesofwar/videos

Reminds me more of Marc Fabers portfolio.... <snip> Earlier, we saw that he advised investors to allocate their portfolios with equal percentages in various asset classes like the equity market, the bond market (BND), real estate, and precious metals (GLD) (RING). https://marketrealist.com/2017/08/w...

Let HB answer your queries
Spent hours listening to these on a long interstate trip couple of days ago. Highly recommended.

https://www.youtube.com/@harrybrownearchives5823/videos

🔍 I’d really like to hear how others using the Permanent Portfolio are handling this. Do you adjust your rebalancing strategy to reduce the tax hit? 📬 Looking forward to hearing your thoughts. 1. Funds are in a Superannuation Account (Retirement Savings Plan) 2. Use a Vanguard Ready Made ETF (VDCO)...

I suspect you will find this interview from a few years back helpful... https://www.youtube.com/watch?v=a4_U6bS-cU4 From my perspective, and it is just my opinion, I see Gold as capital and the other three PP holdings as investments. The key point being, there is always a risk the value of your inve...

Just out of curiosity, back tested US PP against an international version. (VASIX/GLD)
Note that Gold/Shares/Cash&Bonds are 17%/17%/66% in both versions so allocations match (still within PP rebalance bands)

Seems similar for last 10 years using free version of Portfolio Visualiser.