Search found 1090 matches

by WildAboutHarry
Thu Jun 30, 2016 6:11 pm
Forum: Other Discussions
Topic: Variable rate mortgages
Replies: 7
Views: 1062

Re: Variable rate mortgages

With 30-year rates at or near all-time lows, why not get the cheap fixed-rate money? Harry Browne recommended a variable rate when rates were significantly higher than now.
by WildAboutHarry
Sun May 01, 2016 10:26 pm
Forum: Other Discussions
Topic: Tax-deferred vs taxable savings
Replies: 26
Views: 4885

Re: Tax-deferred vs taxable savings

You should get competent tax advice before counting on this. It has been quite awhile but IIRC (at one time at least) NYS wanted to tax emigres (to another state, that is) on their "windfall tax reduction" when doing this. Other than state employees, of course, whose pensions weren't taxed at all a...
by WildAboutHarry
Sat Apr 30, 2016 10:06 pm
Forum: Other Discussions
Topic: Tax-deferred vs taxable savings
Replies: 26
Views: 4885

Re: Tax-deferred vs taxable savings

Your working years tax status versus retirement years tax status makes a difference. Working in a high-state -income-tax state (e.g CA, NY) and retiring in a state with lower state tax rate favors full tax deferral via 401(k) or IRA.  You get to defer the higher rates and withdraw at lower rates.  S...
by WildAboutHarry
Fri Apr 29, 2016 12:54 am
Forum: Other Discussions
Topic: The Really Big One
Replies: 20
Views: 4569

Re: The Really Big One

[quote=MachineGhost]Sounds like someone is in denial about a river not being in Egypt. 8)  1 in 3 is pretty formidable odds compared to relatively minor events like tornadoes, floods and other inclement weather that you can escape from ahead of time.  Especially when you're already 73 years past the...
by WildAboutHarry
Fri Apr 29, 2016 12:43 am
Forum: Other Discussions
Topic: The Really Big One
Replies: 20
Views: 4569

Re: The Really Big One

[quote=dragoncar]This is the church, this is the steeple... 9.0 eathquake.. where are the people?[/quote]

Touche  :)
by WildAboutHarry
Thu Apr 28, 2016 9:24 pm
Forum: Other Discussions
Topic: The Really Big One
Replies: 20
Views: 4569

Re: The Really Big One

Yawn. There was a small quake centered near Vancouver Island a few months ago.  So I don't know if there will be many stress-relieving quakes, one big one, a bunch of middlin' ones, etc. I know for a fact that there are going to be tornadoes, floods, hurricanes, etc. with loss of life this year NOT ...
by WildAboutHarry
Mon Apr 25, 2016 9:56 pm
Forum: Other Discussions
Topic: Licensing Laws Are Shutting Young People Out Of The Job Market
Replies: 68
Views: 6586

Re: Licensing Laws Are Shutting Young People Out Of The Job Market

[quote=MachineGhost]The government has no constitutionally legal interest otherwise.[/quote] Promote the general welfare seems to cover just about everything.  Interstate commerce probably covers the gaps.  I could cross state lines to get my fish pedicure.  :) But I agree in one sense.  We either n...
by WildAboutHarry
Mon Apr 25, 2016 5:13 pm
Forum: Other Discussions
Topic: Licensing Laws Are Shutting Young People Out Of The Job Market
Replies: 68
Views: 6586

Re: Licensing Laws Are Shutting Young People Out Of The Job Market

Unnecessary licensing rules aren’t the only challenge facing young people. The whole economy seems stacked against them. Oh for f**k's sake.  It has always been tough on those entering the job market. That makes sense for doctors and accountants, but the requirements are increasingly spreading to b...
by WildAboutHarry
Wed Apr 20, 2016 9:44 am
Forum: Other Discussions
Topic: Income Tax hacks
Replies: 14
Views: 2880

Re: Income Tax hacks

[quote=Mark Leavy]Too many times when we discuss taxes we think of taxes as an employee. W-2 wages and investments. Optimizing these taxes is optimizing the small.  Move away from the employee mindset. Better to move taxes away from W-2 to K-1. Then ditch the K-1 and move to 1099-INT and 1099-DIV an...
by WildAboutHarry
Fri Apr 15, 2016 6:14 pm
Forum: Other Discussions
Topic: Is American Olive Oil About to Have Its Moment?
Replies: 5
Views: 1451

Re: Is American Olive Oil About to Have Its Moment?

The Bloomberg graphics are a bit suspect.  A casual glance suggests that Alaska is also in the olive oil business.
by WildAboutHarry
Mon Apr 11, 2016 1:53 pm
Forum: Other Discussions
Topic: Bully for Baristas
Replies: 4
Views: 1313

Re: Bully for Baristas

[quote=MachineGhost]“locomotive in human pants.”[/quote]

This has kind of a pornographic ring to it.  :)
by WildAboutHarry
Fri Apr 08, 2016 9:29 am
Forum: Other Discussions
Topic: The Wildest Idea on Earth
Replies: 7
Views: 1611

Re: The Wildest Idea on Earth

[quote=MachineGhost]P.J. O'Rourke is funny but he seems to be eternally stuck as a right-winger[/quote]

He is funny, but his books vary between brilliant stuff and so-so material.  All The Trouble in the World falls into the former category, I think.