Search found 72 matches

by christina
Mon Nov 30, 2015 1:07 pm
Forum: Permanent Portfolio Discussion
Topic: This Forum & Dissenting Opinions of the HBPP
Replies: 193
Views: 26366

Re: This Forum & Dissenting Opinions of the HBPP

I'm more of a lurker, and have been doing so for about 4 years, since I started with the PP.
Yes, I believe most discussions are civil, however, I will say that almost ALL discussions veer WAAAY off topic, to the point of excluding the OP. 
by christina
Tue Nov 24, 2015 2:04 pm
Forum: Permanent Portfolio Discussion
Topic: Are you buying, holding, or selling the PP?
Replies: 69
Views: 13729

Re: Are you buying, holding, or selling the PP?

I've held a vanilla PP for 4 years. (Well, I have the Canadian version, which splits the stock portion into 66% Canadian stocks and 33% American.) I've had one down year (2013) and that was a challenge to get through, admittedly. This year is going to be a flat year, it looks like. I really HATE los...
by christina
Tue Jan 20, 2015 11:14 am
Forum: Permanent Portfolio Discussion
Topic: Six Years of Studying the HBPP And...
Replies: 16
Views: 5079

Re: Six Years of Studying the HBPP And...

I have been in the PP for 3 years, and I can say that for the last year, I didn't check my portfolio for almost 6 months because I felt confident enough that if one asset went down, another would go up. Also, reading the news, I knew that my US stocks would counterbalance a lot of my mediocre Canadi...
by christina
Fri Jan 24, 2014 3:06 pm
Forum: Permanent Portfolio Discussion
Topic: Canadian PP?
Replies: 26
Views: 11748

Re: Canadian PP?

I just noticed this: "Open Season on the Loonie" What the heck happened to the Canadian Dollar!?  It's now 0.90 USD per 1.00 CAD.  That's a 4% move down over the past month. So that's why the Canadian PP has moved 4% higher YTD.  Gold is up almost 10% YTD in CAD!  But if we convert the Canadian PP ...
by christina
Fri Jan 24, 2014 2:59 pm
Forum: Permanent Portfolio Discussion
Topic: Canadian PP?
Replies: 26
Views: 11748

Re: Canadian PP?

Check the fees for iTrade. I think under a certain amount, they charge you an astronomical annual fee to hold with them (like $120, or somewhere in that range). Plus trades are $20 each, so rebalancing gets expensive. I use Questrade. ETF trades are free. Sweet. There's no annual fee. Sweeeet. (User...
by christina
Tue Oct 15, 2013 9:05 pm
Forum: Permanent Portfolio Discussion
Topic: Kudos for the PP
Replies: 74
Views: 15280

Re: Kudos for the PP

If money was leaving the stock market, where would it be going? Abroad, but not into gold. Or paying back debt. Historically (in the U.S. anyway), if money is leaving the stock market it's going into treasuries, gold or cash. And note that as dollars are leaving the stock market, they don't necessa...
by christina
Tue Oct 15, 2013 8:51 pm
Forum: Permanent Portfolio Discussion
Topic: Canadian PP down 7.26% this year
Replies: 15
Views: 6213

Re: Canadian PP down 7.26% this year

Shadow - I don't understand why holding the Canadian stock market is a bad choice. I guess because you are not taking advantage of when the stock markets of the world beat Canada's? How often do the stock markets of the world beat Canada's? If I look at the returns, I see that the S&P was crap again...
by christina
Thu Oct 10, 2013 8:27 pm
Forum: Permanent Portfolio Discussion
Topic: Canadian PP down 7.26% this year
Replies: 15
Views: 6213

Re: Canadian PP down 7.26% this year

yes, the CAD went up during those years.
Isn't this currency bonus is only relevant for my gold, as well as my US stock holdings, which are unhedged?
by christina
Thu Oct 10, 2013 8:09 pm
Forum: Permanent Portfolio Discussion
Topic: PP investors--stay the course
Replies: 284
Views: 66339

Re: PP investors--stay the course

If I'm not mistaken (but very well could be because I didn't double-check), I think frommi likes value investing.
by christina
Tue Oct 08, 2013 8:32 am
Forum: Permanent Portfolio Discussion
Topic: Canadian PP down 7.26% this year
Replies: 15
Views: 6213

Re: Canadian PP down 7.26% this year

Stunt - I found out about the PP through the Canadian Couch Potato website. Yes, I like the structured approach too. I like buying bonds directly from the government, as there is no management fee :-), but I do top-up with Bank of Montreal's ZFL (long bonds etf). It's interesting that 2/3rds of your...
by christina
Mon Oct 07, 2013 10:01 am
Forum: Permanent Portfolio Discussion
Topic: Canadian PP down 7.26% this year
Replies: 15
Views: 6213

Re: Canadian PP down 7.26% this year

I have about 1/3 of my stock portion in US stocks, but used to be all-Canadian stocks until about 1/2 way through the 2013 year. People on this board (and everywhere else) have told me that the Canadian economy is not diversified enough: it is over-represented by financials and resource stocks; ther...
by christina
Fri Oct 04, 2013 1:16 pm
Forum: Permanent Portfolio Discussion
Topic: Canadian PP down 7.26% this year
Replies: 15
Views: 6213

Canadian PP down 7.26% this year

Hi there, My personal fiscal year end/start is October. From Oct 2012 to Oct 2013, my Canadian PP lost 7.26%. This is a record for the greatest loss ever by the Canadian PP. The previous record was 6.53% in 1981 (according to the Stingy Investor Asset Mixer). Mind you, the year start/end date is typ...