Search found 83 matches

by Jeffreyalan
Wed Jan 09, 2019 3:46 pm
Forum: Variable Portfolio Discussion
Topic: PP Inspired Leveraged Portfolios
Replies: 93
Views: 67400

Re: PP Inspired Leveraged Portfolios

Kbg wrote:
Fri Dec 28, 2018 9:03 am

Not related, I moved a small amount of money as a test case to M1 Finance. Thus far, I like it a a lot. However, I’m not committing much until I see how their executions are.
I have been using M1 Finance for a while now. I think it is perfect for a PP or something similar!
by Jeffreyalan
Mon Jan 07, 2019 6:39 pm
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 7806

Re: Desert Portfolio Question

I think funds like BIL or SHY are brilliant replacements for cash. How do you feel about the safety of ETFS that hold Treasuries? I am contemplating keeping a stash of cash there and sucking up the .15 expense ratio instead of having to managing a 1-2 year treasury ladder. VGSH is .07. If you go wi...
by Jeffreyalan
Mon Jan 07, 2019 8:53 am
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 7806

Re: Desert Portfolio Question

Kbg wrote:
Sat Jan 05, 2019 5:40 pm


I think funds like BIL or SHY are brilliant replacements for cash.
How do you feel about the safety of ETFS that hold Treasuries? I am contemplating keeping a stash of cash there and sucking up the .15 expense ratio instead of having to managing a 1-2 year treasury ladder.
by Jeffreyalan
Sat Jan 05, 2019 10:51 am
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 7806

Re: Desert Portfolio Question

I think what I am struggling with are the "risk" factors. Now that we are a one-income family, we can less afford to take financial hits. But we also need to make our money grow as much as possible. That is the dilemma. Should I just put our money in the local bank money market account, earn 2.35% ...
by Jeffreyalan
Sat Jan 05, 2019 10:04 am
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 7806

Re: Desert Portfolio Question

I think what I am struggling with are the "risk" factors. Now that we are a one-income family, we can less afford to take financial hits. But we also need to make our money grow as much as possible. That is the dilemma. Should I just put our money in the local bank money market account, earn 2.35% a...
by Jeffreyalan
Sat Jan 05, 2019 9:43 am
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 7806

Re: Desert Portfolio Question

For Desert I would mix IEI and IEF ETFs in order to arrive at a 5 year intermediate average duration. IEF 7-10 to me seems to be longer than what is meant by "intermediate". Yes, these things are not strictly defined. I thought that the Desert Portfolio specifically called for 10 year Treasuries as...
by Jeffreyalan
Sat Jan 05, 2019 9:11 am
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 7806

Re: Desert Portfolio Question

I am using ETFs for the portfolio: 60% IEF (iShares 7-10 Treasury) 10% IAU (iShares Gold) 15% MGC (Vanguard Large Cap) 15% SLY (SPDR Small Cap) I use M1 Finance as my broker. They are perfect to run such a portfolio. I can deposit $500 there and they will buy $500 in the exact percentages I specifie...
by Jeffreyalan
Fri Jan 04, 2019 7:42 pm
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 7806

Re: Desert Portfolio Question

Would most feel comfortable keeping 100% of your savings in the Desert Portfolio? Is it safe enough from major losses and wild swings? In the year I have been invested in it, it has been fairly docile.
by Jeffreyalan
Fri Jan 04, 2019 8:02 am
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 7806

Desert Portfolio Question

I have a question for the group. I decided about a year ago to run a Desert Portfolio (60% 10 year Treasury, 30% TSM, 10% Gold) for my savings instead of the traditional 4x PP. It just about broke even last year which is what you would expect given the market A backtest of this portfolio from 2008 s...
by Jeffreyalan
Wed Jan 02, 2019 8:46 pm
Forum: Permanent Portfolio Discussion
Topic: 2018 Results Post Here
Replies: 26
Views: 8028

Re: 2018 Results Post Here

Desert Portfolio

-1.15%

IEF (7-10 yr Treasury) 60%
IAU (Gold) 10%
VTI (US Stocks) 30%
by Jeffreyalan
Sun Dec 30, 2018 12:32 pm
Forum: Permanent Portfolio Discussion
Topic: Worst investing year ever...
Replies: 67
Views: 16499

Re: Worst investing year ever...

Any love here for The Desert Portfolio that has outperformed the PP since 2008 with less volitility? The Desert Portfolio was designed for someone skittish about holding gold, and it does very well though doesn't allow for as high a withdrawal rate as the PP/GB. Its weakness is performance during a...
by Jeffreyalan
Sat Dec 29, 2018 10:52 pm
Forum: Permanent Portfolio Discussion
Topic: Worst investing year ever...
Replies: 67
Views: 16499

Re: Worst investing year ever...

Any love here for The Desert Portfolio that has outperformed the PP since 2008 with less volitility?