Search found 243 matches

by eufo
Fri Jul 06, 2018 9:14 pm
Forum: Gold
Topic: GLDM - 0.18 exp. ratio 'Gold minishares'
Replies: 40
Views: 15194

Re: GLDM - 0.18 exp. ratio 'Gold minishares'

Ahh, finally a commission-free way to invest in paper gold with my Roth at TDA! A little late for me, but maybe I'll buy some anyway. Thanks for posting this.
by eufo
Fri Jul 06, 2018 8:09 pm
Forum: Gold
Topic: The GOLD scream room
Replies: 3295
Views: 918187

Re: The GOLD scream room

I thought the most important ingredient in cookies was love. :P

I dig the cookie analogy.
by eufo
Wed Jul 04, 2018 12:00 pm
Forum: Permanent Portfolio Discussion
Topic: There seems to be an advantage to Roth conversion now until 12/31/2025
Replies: 95
Views: 41329

Re: There seems to be an advantage to Roth conversion now until 12/31/2025

I'm likely too negative on Congress, but it's in their nature to expand and take. Maybe it won't happen. Perhaps a prelude to it would be reducing the advantages to a traditional IRA, pushing more people into Roths. Herd people together to do the most damage. Wow... I'm very negative on Independence...
by eufo
Wed Jul 04, 2018 9:40 am
Forum: Permanent Portfolio Discussion
Topic: There seems to be an advantage to Roth conversion now until 12/31/2025
Replies: 95
Views: 41329

Re: There seems to be an advantage to Roth conversion now until 12/31/2025

ochotona wrote:
Wed Jul 04, 2018 6:45 am
Also,

Will Congress someday tax Roth IRAs?
I think it's only a matter of time. Hopefully it's a LONG time.
by eufo
Thu Jun 28, 2018 3:39 pm
Forum: Cash
Topic: Max [maxmyinterest.com]
Replies: 41
Views: 26892

Re: Max [maxmyinterest.com]

Kbg wrote:
Thu Jun 28, 2018 1:37 pm
eufo wrote:
Thu Jun 28, 2018 12:45 pm
Kbg wrote:
Thu Jun 28, 2018 9:11 am


It shouldn't be feeling comfortable at all...you are losing .95% real as inflation is running about 2.8% now.
But yet it does.
Captain, illogical. :-)
Feelings are always illogical, but as long as I stick to a logical plan, all is good.
by eufo
Thu Jun 28, 2018 12:45 pm
Forum: Cash
Topic: Max [maxmyinterest.com]
Replies: 41
Views: 26892

Re: Max [maxmyinterest.com]

Kbg wrote:
Thu Jun 28, 2018 9:11 am
eufo wrote:
Wed Jun 27, 2018 8:47 pm
CIT Bank Money Market has upped to 1.85%. Cash is feeling comfy.
It shouldn't be feeling comfortable at all...you are losing .95% real as inflation is running about 2.8% now.
But yet it does.
by eufo
Wed Jun 27, 2018 8:47 pm
Forum: Cash
Topic: Max [maxmyinterest.com]
Replies: 41
Views: 26892

Re: Max [maxmyinterest.com]

CIT Bank Money Market has upped to 1.85%. Cash is feeling comfy.
by eufo
Mon Jun 25, 2018 5:50 pm
Forum: Variable Portfolio Discussion
Topic: All Treasury Portfolio
Replies: 16
Views: 7896

Re: All Treasury Portfolio

Don't underestimate the risk of an all bond portfolio. Rising rates or severe inflation will crush you. I wouldn't trust TIPs to save you from inflation.
by eufo
Mon Jun 25, 2018 4:49 pm
Forum: Bonds
Topic: The Bond Dream Room
Replies: 566
Views: 267106

Re: The Bond Dream Room

Yay for bonds today! Lol
by eufo
Sun Jun 24, 2018 8:01 am
Forum: Gold
Topic: The GOLD scream room
Replies: 3295
Views: 918187

Re: The GOLD scream room

I'm marking my gold to market each Sunday. It seems a good balance to me.

I'm kind of cheating, because I'm using APMEX's portfolio tool which is over spot. It's still a nice way to keep track of things. It makes me want to diversify into other precious metals, though... hmmm
by eufo
Sat Jun 23, 2018 4:16 pm
Forum: Gold
Topic: The GOLD scream room
Replies: 3295
Views: 918187

Re: The GOLD scream room

The best way to own gold is some way where its a little bit hard to get out of the position; physical gold. ETFs are too easy to sell. You want it a bit locked up. Then you won't worry about it. I think I agree here. Since starting to convert to physical, I feel much less attached to the daily pric...
by eufo
Fri Jun 15, 2018 10:29 am
Forum: Gold
Topic: The GOLD scream room
Replies: 3295
Views: 918187

Re: The GOLD scream room

I think gold has potentially a way to fall yet.

Harry Dent is thinking $700/oz down to $400/oz? Seems extreme, but who knows?
by eufo
Sat Jun 02, 2018 2:15 pm
Forum: Gold
Topic: Gold Coin Counterfeit Detectors
Replies: 24
Views: 10935

Re: Gold Coin Counterfeit Detectors

UPDATE: Received my APMEX order today and am very happy with the way they handled the shipment. Nowhere on the box or label is there any indication of the shipper or what contents may lie inside. This should be an obvious way to do things, but I was still worried that it might say APMEX right on the...
by eufo
Mon May 21, 2018 9:59 pm
Forum: Gold
Topic: Gold Coin Counterfeit Detectors
Replies: 24
Views: 10935

Re: Gold Coin Counterfeit Detectors

UPDATE: I have ordered the GoldCoinBalance tonight. I shouldn't be this excited to get a $24 piece of plastic, but there we are. I only plan on ordering through reputable dealers, but I am a skeptic at heart and like to double check everything. I have placed my first order with APMEX and am looking ...
by eufo
Sun May 20, 2018 10:47 am
Forum: Other Discussions
Topic: Help get me reduce some weight
Replies: 106
Views: 39260

Re: Help get me reduce some weight

The easiest way to get your body ready to consume its own fat stores is to start off lowering your carbohydrate intake. Proteins are good, but eating fat is even better. Get your body used to consuming fat and eventually it will be fully ready to convert fat stores instead of demanding you go eat s...
by eufo
Sun May 20, 2018 8:48 am
Forum: Permanent Portfolio Discussion
Topic: Which Assets in Roth IRA?
Replies: 26
Views: 11542

Which Assets in Roth IRA?

Up until very recently, I have held what look like equivalent holdings in both my Roth IRA and standard margin account. Each had 20% MCB, 20% SCB, 20% LTT (ETFs), 20% Cash (fucking pointless), 20% Gold (ETFs). As interest rates have started to make online money market accounts attractive again, I'd ...
by eufo
Sun May 20, 2018 8:30 am
Forum: Gold
Topic: Gold Coin Counterfeit Detectors
Replies: 24
Views: 10935

Gold Coin Counterfeit Detectors

I'm contemplating selling all my paper gold in my Roth IRA, which demands another thread that I'll start, since I value the input of the participants of this forum. To replace the paper, I will be purchasing enough physical gold that I feel like I need to be concerned about testing for fakes. I don'...
by eufo
Sun May 20, 2018 8:07 am
Forum: Other Discussions
Topic: Help get me reduce some weight
Replies: 106
Views: 39260

Re: Help get me reduce some weight

Nothing works better than just stop eating. I agree with you 100%. The problem most people have who are overweight is that they've adjusted their bodies to expect regular intakes of easily accessible energy. Once hooked on sugars and starchy carbohydrates, it's EXTREMELY difficult to stop eating. T...
by eufo
Thu May 17, 2018 6:51 pm
Forum: Bonds
Topic: The Bond Dream Room
Replies: 566
Views: 267106

Re: The Bond Dream Room

sophie wrote:
Thu May 17, 2018 7:03 am
So besides dualstow, what are all of you doing about bonds?
I've been buying the dip in bonds. I was buying mid caps before that and it's paid off nicely (for now, anyway). Sticking to the plan. Am I alone?
by eufo
Thu May 10, 2018 5:21 pm
Forum: Permanent Portfolio Discussion
Topic: There seems to be an advantage to Roth conversion now until 12/31/2025
Replies: 95
Views: 41329

Re: There seems to be a huge advantage to Roth conversion now until 12/31/2025

Scenario 2 is what if I instead take that $6500, and use it to convert a chunk of IRA? Since my current marginal rate is 22%, I can convert 6500/0.22, which is cell B12 Ah, this wording makes it crystal clear now. Thank you. Betting on lower tax rates in the future is a gamble I know I'm not willin...
by eufo
Thu May 10, 2018 4:59 pm
Forum: Permanent Portfolio Discussion
Topic: There seems to be an advantage to Roth conversion now until 12/31/2025
Replies: 95
Views: 41329

Re: There seems to be a huge advantage to Roth conversion now until 12/31/2025

You're changing it as I was looking at it. Ghosts in the machine! Lol! Yes, I caught a flaw in my thinking, but it's stable now. It's not as huge as I thought, but you get 4% more after-tax money at the end. Have another look, I won't touch it. I made it more conservative, comparing 22% to 25% marg...
by eufo
Thu May 10, 2018 4:25 pm
Forum: Permanent Portfolio Discussion
Topic: There seems to be an advantage to Roth conversion now until 12/31/2025
Replies: 95
Views: 41329

Re: There seems to be a huge advantage to Roth conversion now until 12/31/2025

You're changing it as I was looking at it. Ghosts in the machine! Lol!
by eufo
Mon Apr 30, 2018 7:25 am
Forum: Stocks
Topic: Stock scream room
Replies: 1425
Views: 413090

Re: Stock scream room

the market is the sum total of millions of individual actions, responding to a set of circumstances that is unique to any given time period and will never recur in the same way again. I like this one. Also, another one I like, but forget the source (and I'm paraphrasing).. "The past doesn't repeat ...
by eufo
Wed Apr 25, 2018 8:20 pm
Forum: Permanent Portfolio Discussion
Topic: Minimum time frame for holding PP
Replies: 59
Views: 26662

Re: Minimum time frame for holding PP

Thanks for taking the high road eufo. I’ll try to simmer down myself. Cutting for a show so no carbs equals unhappy guy. No worries. I understand your frustrations. I was able to follow the PP for about 5 months or so before I figured out I couldn't stick to it. I needed more growth. I didn't want ...
by eufo
Wed Apr 25, 2018 5:11 pm
Forum: Permanent Portfolio Discussion
Topic: Minimum time frame for holding PP
Replies: 59
Views: 26662

Re: Minimum time frame for holding PP

Gold and Cash were both winners today. How is that false protection? Honestly, Budd, I don't know whether to pity you or laugh at you. You're about as miserable as it gets. That sums it up succinctly, nice job! I don’t have $6.00 USD in 3 ETF’s so I don’t expect you to understand. When I posted ear...