Search found 243 matches

by eufo
Sat Jun 02, 2018 2:15 pm
Forum: Gold
Topic: Gold Coin Counterfeit Detectors
Replies: 24
Views: 10935

Re: Gold Coin Counterfeit Detectors

UPDATE: Received my APMEX order today and am very happy with the way they handled the shipment. Nowhere on the box or label is there any indication of the shipper or what contents may lie inside. This should be an obvious way to do things, but I was still worried that it might say APMEX right on the...
by eufo
Mon May 21, 2018 9:59 pm
Forum: Gold
Topic: Gold Coin Counterfeit Detectors
Replies: 24
Views: 10935

Re: Gold Coin Counterfeit Detectors

UPDATE: I have ordered the GoldCoinBalance tonight. I shouldn't be this excited to get a $24 piece of plastic, but there we are. I only plan on ordering through reputable dealers, but I am a skeptic at heart and like to double check everything. I have placed my first order with APMEX and am looking ...
by eufo
Sun May 20, 2018 10:47 am
Forum: Other Discussions
Topic: Help get me reduce some weight
Replies: 106
Views: 39260

Re: Help get me reduce some weight

The easiest way to get your body ready to consume its own fat stores is to start off lowering your carbohydrate intake. Proteins are good, but eating fat is even better. Get your body used to consuming fat and eventually it will be fully ready to convert fat stores instead of demanding you go eat s...
by eufo
Sun May 20, 2018 8:48 am
Forum: Permanent Portfolio Discussion
Topic: Which Assets in Roth IRA?
Replies: 26
Views: 11542

Which Assets in Roth IRA?

Up until very recently, I have held what look like equivalent holdings in both my Roth IRA and standard margin account. Each had 20% MCB, 20% SCB, 20% LTT (ETFs), 20% Cash (fucking pointless), 20% Gold (ETFs). As interest rates have started to make online money market accounts attractive again, I'd ...
by eufo
Sun May 20, 2018 8:30 am
Forum: Gold
Topic: Gold Coin Counterfeit Detectors
Replies: 24
Views: 10935

Gold Coin Counterfeit Detectors

I'm contemplating selling all my paper gold in my Roth IRA, which demands another thread that I'll start, since I value the input of the participants of this forum. To replace the paper, I will be purchasing enough physical gold that I feel like I need to be concerned about testing for fakes. I don'...
by eufo
Sun May 20, 2018 8:07 am
Forum: Other Discussions
Topic: Help get me reduce some weight
Replies: 106
Views: 39260

Re: Help get me reduce some weight

Nothing works better than just stop eating. I agree with you 100%. The problem most people have who are overweight is that they've adjusted their bodies to expect regular intakes of easily accessible energy. Once hooked on sugars and starchy carbohydrates, it's EXTREMELY difficult to stop eating. T...
by eufo
Thu May 17, 2018 6:51 pm
Forum: Bonds
Topic: The Bond Dream Room
Replies: 566
Views: 267106

Re: The Bond Dream Room

sophie wrote:
Thu May 17, 2018 7:03 am
So besides dualstow, what are all of you doing about bonds?
I've been buying the dip in bonds. I was buying mid caps before that and it's paid off nicely (for now, anyway). Sticking to the plan. Am I alone?
by eufo
Thu May 10, 2018 5:21 pm
Forum: Permanent Portfolio Discussion
Topic: There seems to be an advantage to Roth conversion now until 12/31/2025
Replies: 95
Views: 41329

Re: There seems to be a huge advantage to Roth conversion now until 12/31/2025

Scenario 2 is what if I instead take that $6500, and use it to convert a chunk of IRA? Since my current marginal rate is 22%, I can convert 6500/0.22, which is cell B12 Ah, this wording makes it crystal clear now. Thank you. Betting on lower tax rates in the future is a gamble I know I'm not willin...
by eufo
Thu May 10, 2018 4:59 pm
Forum: Permanent Portfolio Discussion
Topic: There seems to be an advantage to Roth conversion now until 12/31/2025
Replies: 95
Views: 41329

Re: There seems to be a huge advantage to Roth conversion now until 12/31/2025

You're changing it as I was looking at it. Ghosts in the machine! Lol! Yes, I caught a flaw in my thinking, but it's stable now. It's not as huge as I thought, but you get 4% more after-tax money at the end. Have another look, I won't touch it. I made it more conservative, comparing 22% to 25% marg...
by eufo
Thu May 10, 2018 4:25 pm
Forum: Permanent Portfolio Discussion
Topic: There seems to be an advantage to Roth conversion now until 12/31/2025
Replies: 95
Views: 41329

Re: There seems to be a huge advantage to Roth conversion now until 12/31/2025

You're changing it as I was looking at it. Ghosts in the machine! Lol!
by eufo
Mon Apr 30, 2018 7:25 am
Forum: Stocks
Topic: Stock scream room
Replies: 1425
Views: 413088

Re: Stock scream room

the market is the sum total of millions of individual actions, responding to a set of circumstances that is unique to any given time period and will never recur in the same way again. I like this one. Also, another one I like, but forget the source (and I'm paraphrasing).. "The past doesn't repeat ...
by eufo
Wed Apr 25, 2018 8:20 pm
Forum: Permanent Portfolio Discussion
Topic: Minimum time frame for holding PP
Replies: 59
Views: 26662

Re: Minimum time frame for holding PP

Thanks for taking the high road eufo. I’ll try to simmer down myself. Cutting for a show so no carbs equals unhappy guy. No worries. I understand your frustrations. I was able to follow the PP for about 5 months or so before I figured out I couldn't stick to it. I needed more growth. I didn't want ...
by eufo
Wed Apr 25, 2018 5:11 pm
Forum: Permanent Portfolio Discussion
Topic: Minimum time frame for holding PP
Replies: 59
Views: 26662

Re: Minimum time frame for holding PP

Gold and Cash were both winners today. How is that false protection? Honestly, Budd, I don't know whether to pity you or laugh at you. You're about as miserable as it gets. That sums it up succinctly, nice job! I don’t have $6.00 USD in 3 ETF’s so I don’t expect you to understand. When I posted ear...
by eufo
Tue Apr 24, 2018 6:46 pm
Forum: Permanent Portfolio Discussion
Topic: Minimum time frame for holding PP
Replies: 59
Views: 26662

Re: Minimum time frame for holding PP

buddtholomew wrote:How's everyone enjoying their false protection?
Gold and Cash were both winners today. How is that false protection? Honestly, Budd, I don't know whether to pity you or laugh at you. You're about as miserable as it gets.
by eufo
Tue Apr 17, 2018 7:58 pm
Forum: Permanent Portfolio Discussion
Topic: Firstrade Commission Free HBPP
Replies: 5
Views: 4009

Re: Firstrade Commission Free HBPP

http://www.etf.com/SLYV Small value Price/Earnings Ratio 131.58 http://www.etf.com/VTI Total market PE 27. Whats the math on this, how do I make more money long term when the PE is high Value stocks are supposed to be cheap companies that are out of favor, with dim prospects. Then they do better th...
by eufo
Mon Apr 16, 2018 4:54 pm
Forum: Cash
Topic: Max [maxmyinterest.com]
Replies: 41
Views: 26892

Re: Max [maxmyinterest.com]

I recently moved a decent chunk of my cash into CIT Bank. Their Money Market account is paying 1.75%.

http://www.bankoncit.com
by eufo
Thu Apr 12, 2018 5:15 pm
Forum: Stocks
Topic: Stock scream room
Replies: 1425
Views: 413088

Re: Stock scream room

Kriegsspiel wrote:Up! Down! Up! Down!

I assume the Flash Boys have been making a killing lately.
The good ones are making a killing. The bad ones are getting killed.
by eufo
Wed Apr 04, 2018 8:07 am
Forum: Permanent Portfolio Discussion
Topic: PP performance for Q1 2018
Replies: 19
Views: 10231

Re: PP performance for Q1 2018

My version of the GB is down 0.40% for Q1 2018. My buddy's portfolio is down 1.76%, so at least I'm beating him out. Lol!
by eufo
Mon Mar 12, 2018 6:06 pm
Forum: Permanent Portfolio Discussion
Topic: BH/Siamond Withdrawal Rate Worries
Replies: 4
Views: 2683

Re: BH/Siamond Withdrawal Rate Worries

This is one of my favorite calculators on your site, Tyler. It really puts withdrawals into perspective. I'm not anywhere close to retirement, but I feel much better equipped than before I found this forum and your site.
by eufo
Mon Mar 05, 2018 6:07 pm
Forum: Permanent Portfolio Discussion
Topic: When all asset classes are overvalued
Replies: 20
Views: 8965

Re: When all asset classes are overvalued

Good luck to you, Budd, and good luck to us all!
by eufo
Tue Feb 27, 2018 6:02 pm
Forum: Bonds
Topic: The Great Bond Bubble?
Replies: 29
Views: 13326

Re: The Great Bond Bubble?

buddtholomew wrote:Does anyone hold LTT’s or am I the idiot left holding the bag?
Lol! I still have some in my retirement account. I sold off all of the rest.
by eufo
Mon Feb 26, 2018 9:00 pm
Forum: Gold
Topic: The GOLD scream room
Replies: 3295
Views: 918180

Re: The GOLD scream room

Also, it's important to keep an eye on the big picture and look at the options from few different perspectives. For example, your portfolio looks a lot more appealing in the Drawdowns calculator. Different people are motivated by different things, so it's hard to make generalizations. The best I ca...
by eufo
Mon Feb 26, 2018 6:02 pm
Forum: Gold
Topic: The GOLD scream room
Replies: 3295
Views: 918180

Re: The GOLD scream room

For anyone interested in playing with the numbers for themselves, the tool is now live. I'm sure I speak for everyone when I say your continued hard work is greatly appreciated, Tyler! It's interesting to compare the more volatile portfolios with either PP, GB, or my own concoction. There is a kind...
by eufo
Sun Feb 25, 2018 8:27 am
Forum: Stocks
Topic: Stock scream room
Replies: 1425
Views: 413088

Re: Stock scream room

boglerdude wrote:where do brokers get the $ used for margin loans?
I'd imagine it's created and lent the same way a bank might do, but I really have no idea.
by eufo
Sat Feb 24, 2018 9:10 pm
Forum: Stocks
Topic: Stock scream room
Replies: 1425
Views: 413088

Re: Stock scream room

I love my cash, I love my cash, I love my cash...

Seriously, though... I do.