Search found 319 matches

by drumminj
Wed Jun 08, 2016 11:37 pm
Forum: Gold
Topic: Bullion Vault
Replies: 38
Views: 20554

Re: Bullion Vault

MG what do you think is a better option? What is the fine print that concerns you?
by drumminj
Wed Jun 01, 2016 8:58 pm
Forum: Other Discussions
Topic: The Permanent Garden
Replies: 51
Views: 20671

Re: The Permanent Garden

Seattle, huh? Have you read The Really Big One thread? :-\ I did. Luckily I'm East of I-5, so I at least have a chance! But you need to get what's called "slow bolt" cilantro so you can get more out of it before it flowers. I picked up a packet from Seeds of Change at Home Depot: http://w...
by drumminj
Tue May 31, 2016 10:50 pm
Forum: Other Discussions
Topic: The Permanent Garden
Replies: 51
Views: 20671

Re: The Permanent Garden

Herbs such as basil and cilantro also have lots of flavor. Man, my cilantro (not grown hydroponically) bolted pretty much right out of the gate here in the PacNW. Perhaps user error, but c'mon, it's Seattle....it doesn't get *that* hot. My lettuce appears to be feeding some population of insects, b...
by drumminj
Tue May 31, 2016 9:18 pm
Forum: Permanent Portfolio Discussion
Topic: Backup Forum
Replies: 4
Views: 2910

Re: Backup Forum

Thanks for posting the link, MG. Good to be able to go read what folks were thinking while the forum was down...
by drumminj
Tue May 31, 2016 9:17 am
Forum: Permanent Portfolio Discussion
Topic: NEW FORUM HOST
Replies: 67
Views: 31318

Re: NEW FORUM HOST

Agree with MG that text looks a bit blurry. And of those themes linked, the second seems a good balance IMO. Here's an article on how to configure to open links in new tabs: https://www.phpbb.com/support/docs/en/3.0/kb/article/links-opening-new-windows/ Again, appreciate all the effort Craig. Don't ...
by drumminj
Mon May 30, 2016 10:11 am
Forum: Permanent Portfolio Discussion
Topic: NEW FORUM HOST
Replies: 67
Views: 31318

Re: NEW FORUM HOST

Thanks for all the effort, Craig!
by drumminj
Sun May 08, 2016 10:03 am
Forum: Permanent Portfolio Discussion
Topic: Latest Asset Class Returns vs The Average Investor
Replies: 12
Views: 7530

Re: Latest Asset Class Returns vs The Average Investor

At least, if I'm reading this right, the average investor beat inflation?
by drumminj
Thu Apr 28, 2016 8:49 pm
Forum: Other Discussions
Topic: The Really Big One
Replies: 21
Views: 10199

Re: The Really Big One

[quote=http://www.newyorker.com/magazine/2015/07/20/the-really-big-one]Kenneth Murphy, who directs FEMA’s Region X, the division responsible for Oregon, Washington, Idaho, and Alaska, says, “Our operating assumption is that everything west of Interstate 5 will be toast.” [/quote] Sure am glad I live...
by drumminj
Fri Apr 22, 2016 3:36 pm
Forum: Permanent Portfolio Discussion
Topic: The challenge of an EU PP at current bond yields
Replies: 36
Views: 17252

Re: The challenge of an EU PP at current bond yields

Ad Orientem wrote: So if your local non USD currency sees a sudden spike in inflation, gold may not react in the violent way that it does when the Dollar is weak.
If measured in USD, sure.  But in local currency you should.  And presumably local currency is what one is most concerned with?
by drumminj
Sun Apr 17, 2016 3:54 pm
Forum: Other Discussions
Topic: Sophie, you didn't tell us you had been replaced!
Replies: 83
Views: 23284

Re: Sophie, you didn't tell us you had been replaced!

Many folks here seem focused on the cost to the company (rightly so), but as someone choosing to be childless, I struggle with paid leave policies as I don't get extra paid "vacation".  It's a benefit that only mothers and fathers get, and the rest of us actually have to work 48 weeks a ye...
by drumminj
Sat Apr 16, 2016 11:01 am
Forum: Permanent Portfolio Discussion
Topic: Permanent portfolio accumulation and capital addition
Replies: 33
Views: 16573

Re: Permanent portfolio accumulation and capital addition

In a year that I can make regular contributions, it feels weird to buy assets and then think about selling them so soon. And, if I contribute too much too often, I feel I may "dilute" the mix so that one asset doesn't really have a chance to rise to that 35% band. This has been in my mind...
by drumminj
Fri Apr 15, 2016 9:59 pm
Forum: Other Discussions
Topic: Is American Olive Oil About to Have Its Moment?
Replies: 5
Views: 3223

Re: Is American Olive Oil About to Have Its Moment?

A restaurant near us has olive oil we've really enjoyed with bread.  When I asked, the server shared it's Corto, from California.

No clue if the olives/oil comes from the company mentioned in the initial article, but it's very tasty, and you can find it on Amazon.
by drumminj
Tue Apr 12, 2016 9:22 am
Forum: Other Discussions
Topic: How Palmer Luckey Created Oculus Rift
Replies: 3
Views: 1788

Re: How Palmer Luckey Created Oculus Rift

The future is starting took more and more like Existenz than Star Trek .  :( Wow, I didn't realize that was a well known movie.  My college friends were really into it (watched it a number of times with them), but certainly didn't expect to see it brought up on a personal finance forum 15 years lat...
by drumminj
Thu Mar 31, 2016 5:23 pm
Forum: Permanent Portfolio Discussion
Topic: PP humming along again
Replies: 42
Views: 20589

Re: PP humming along again

Yes and no.

Yes because my current PP investments are doing well.  No because I have more money I'd like to move into the PP, but not thrilled about doing it at near-highs for the assets :/

(clearly I'll never be happy)
by drumminj
Wed Mar 23, 2016 1:02 am
Forum: Other Discussions
Topic: Where did you go to School?
Replies: 70
Views: 36449

Re: Where did you go to School?

Not very active here, but thought I'd chime in given the # of UIUC grads.

University of Illinois, BS Computer Science, 2000.
by drumminj
Thu Feb 04, 2016 9:11 am
Forum: Cash
Topic: Germans Want to Impose Currency Controls
Replies: 8
Views: 7083

Re: Germans Want to Impose Currency Controls

If the context is how your savings and investments are holding up/growing, then I agree with you. However, money supply (regulated by the Fed, US banks, and perhaps one could argue the US treasury based on their borrowing) is undoubtedly an input into this equation. Supply of goods is one factor.  S...
by drumminj
Wed Feb 03, 2016 10:13 pm
Forum: Cash
Topic: Germans Want to Impose Currency Controls
Replies: 8
Views: 7083

Re: Germans Want to Impose Currency Controls

Wouldn't inflation be where a lot of different parties all decide individually that they are going to be raising their prices due to other prices being raised? This would constrast negative savings rate where a few organizations (i.e. Federal Government, or Big Banks), start imposing it on everyone...
by drumminj
Wed Feb 03, 2016 3:14 pm
Forum: Cash
Topic: Germans Want to Impose Currency Controls
Replies: 8
Views: 7083

Re: Germans Want to Impose Currency Controls

What would you all do if that were to happen here?  I'd start by socking savings at home, then into gold coins and US savings bonds, assuming the latter are still around.  Then I'd pay off mortgages and other debt for myself and family.  The last thing I'd want to do is leave money in the bank and ...
by drumminj
Mon Feb 01, 2016 12:15 pm
Forum: Cash
Topic: Buying CDs
Replies: 11
Views: 10439

Re: Buying CDs

I recently opened a new 5-yr CD at Barclay's so have no alternatives to convince you of.  Curious to hear other suggestions as well (but you're not alone at Barclays!)
by drumminj
Fri Jan 29, 2016 2:20 pm
Forum: Permanent Portfolio Discussion
Topic: Simplicity or Security
Replies: 9
Views: 5147

Re: Simplicity or Security

The way I look at it is simple: if you are most afraid of Chinese hackers and the like making your funds disappear, go physical. If you are more afraid of a burglar busting down your door, putting a shotgun to your head and demanding your gold and cash, go paper. And if you wish to diversify your r...
by drumminj
Sun Jan 24, 2016 5:06 pm
Forum: Bonds
Topic: Bonds vs Deflation
Replies: 8
Views: 4946

Re: Bonds vs Deflation

But if today's yield of 30-year treasuries were, say, 1%, a $1000 bond would get you $1348 after 30 years (compounded, i.e., reinvested).  So, at most, you could gain 35% on your investment if yields went to zero.  That's not a lot of upside potential.  (But lots of downside risk if rates were to i...
by drumminj
Sun Dec 20, 2015 7:11 pm
Forum: Gold
Topic: What private safe do you use for gold/silver storage?
Replies: 24
Views: 12935

Re: What private safe do you use for gold/silver storage?

Fred wrote:
drumminj wrote: How is storing gold in a safe deposit box at a bank keeping it outside the banking system?  What am I missing here?
My sarcasm
My bad -- didn't see the invisible smiley!
by drumminj
Fri Dec 18, 2015 6:50 pm
Forum: Gold
Topic: What private safe do you use for gold/silver storage?
Replies: 24
Views: 12935

Re: What private safe do you use for gold/silver storage?

Fred wrote: I keep all my gold in a safety deposit box at the bank (to store it outside the banking system as recommended here)
How is storing gold in a safe deposit box at a bank keeping it outside the banking system?  What am I missing here?
by drumminj
Fri Dec 18, 2015 10:33 am
Forum: Gold
Topic: What private safe do you use for gold/silver storage?
Replies: 24
Views: 12935

Re: What private safe do you use for gold/silver storage?

Wow. Now I know where to 'shelter' if there's a tornado.  I just need to figure out how to open it from the inside!
by drumminj
Fri Dec 18, 2015 9:07 am
Forum: Gold
Topic: What private safe do you use for gold/silver storage?
Replies: 24
Views: 12935

Re: What private safe do you use for gold/silver storage?

I did a lot of research a while back when looking for a decent gun safe and settled on an AmSec BF, as it provides both burglary + fire protection.