Well yeah but unlike the Larry Portfolio or even (dare one say it?) the PP you at least get some return to go with your tracking error.
Search found 516 matches
- Tue May 09, 2023 2:53 pm
- Forum: Permanent Portfolio Discussion
- Topic: The Weird Portfolio - latest from Tyler/Portfolio Charts
- Replies: 29
- Views: 26879
- Tue May 09, 2023 2:02 pm
- Forum: Permanent Portfolio Discussion
- Topic: The Weird Portfolio - latest from Tyler/Portfolio Charts
- Replies: 29
- Views: 26879
- Tue May 09, 2023 9:14 am
- Forum: Permanent Portfolio Discussion
- Topic: The Weird Portfolio - latest from Tyler/Portfolio Charts
- Replies: 29
- Views: 26879
The Weird Portfolio - latest from Tyler/Portfolio Charts
For those who don't follow Portfolio Charts here's a new post that might inspire you to do so: https://portfoliocharts.com/2023/05/08/the-striking-appeal-of-the-weird-portfolio/#more-63571 Now I've only read the first few pages of the 98 page free book linked to in the article but I have to say I fi...
- Mon May 08, 2023 5:42 pm
- Forum: Permanent Portfolio Discussion
- Topic: Portfolio Eintstein?
- Replies: 16
- Views: 15183
Re: Portfolio Eintstein?
I find the site thoroughly unimpressive. It does indeed read like it was written by a bot. The information provided is minimal and incomplete (who really cares about performance since an arbitrary start year of 1989 - assuming you believe the numbers posted - which I don't). Totally anonymous yet th...
- Thu Apr 27, 2023 5:56 pm
- Forum: Cash
- Topic: Good piece on cash by Cullen Roche
- Replies: 11
- Views: 7083
Re: Good piece on cash by Cullen Roche
The only thing Roche doesn't address here is the possibility of a default in the next few months due to the debt ceiling circular firing squad antics in Congress. Because of that I'm going to wait to pull the trigger on locking in some high yields with a T Bill ladder until after the clown car has ...
- Thu Apr 27, 2023 9:25 am
- Forum: Cash
- Topic: Good piece on cash by Cullen Roche
- Replies: 11
- Views: 7083
Good piece on cash by Cullen Roche
Here's a new post by a guy well worth following, IMHO: https://disciplinefunds.com/2023/04/26/chart-of-the-week-when-does-the-free-lunch-end/ Brokerages certainly count on their customers being oblivious about cash but of course PP'ers tend not to be. But outside of our little echo chamber I'm amaze...
- Wed Apr 19, 2023 1:49 pm
- Forum: Cash
- Topic: Repos and "Treasury" MM funds - the saga continues
- Replies: 3
- Views: 2579
Re: Repos and "Treasury" MM funds - the saga continues
Very smart way to do it Sophie! Thanks for the info and it’s always a treat to see your posts.
- Wed Apr 19, 2023 8:59 am
- Forum: Cash
- Topic: Repos and "Treasury" MM funds - the saga continues
- Replies: 3
- Views: 2579
Repos and "Treasury" MM funds - the saga continues
Following up on some earlier discussion here with this post from Bogleheads: https://www.bogleheads.org/forum/viewtopic.php?t=402751&sid=baa854c5f56d7725dae21ef92128cbd8 Vanguard is also mentioned in the thread, with forty-some percent of VUSXX in repos vs. over 90% for FIDO. Clearly worth the s...
- Fri Apr 14, 2023 9:47 am
- Forum: Bonds
- Topic: What happens to I-bonds if rates plummet again
- Replies: 46
- Views: 50781
Re: What happens to I-bonds if rates plummet again
By far the best source of information and advice on iBonds and TIPS is the TipsWatch site, which I recommend subscribing to (or at least bookmarking). Here's the most recent post:
https://tipswatch.com/2023/04/14/i-bond ... uy-at-all/
https://tipswatch.com/2023/04/14/i-bond ... uy-at-all/
- Thu Apr 13, 2023 12:07 pm
- Forum: Cash
- Topic: Cash is far from being trash these days
- Replies: 0
- Views: 1912
Cash is far from being trash these days
Here's a good post by a smart young guy I've been following for the past few years. Cullen also has an excellent series of videos on YouTube that are worth having a look at and perhaps sharing with younger folks who like to absorb financial stuff in bite-sized bits. He's better than anyone else I've...
- Mon Apr 03, 2023 4:09 pm
- Forum: Variable Portfolio Discussion
- Topic: Simplifying fund choices for the PP/GB
- Replies: 19
- Views: 8020
Re: Simplifying fund choices for the PP/GB
Kevin K, you identified one thing that I'm not comfortable with, which is too much active management and corporate bonds in the Rollover IRA. I think this might be a better plan for the IRA: 10% IAUM (paper gold) 45% VBIAX (Vanguard Balanced Index Fund) 45% VWENX (Wellington Fund) With this idea, t...
- Mon Apr 03, 2023 3:24 pm
- Forum: Variable Portfolio Discussion
- Topic: Simplifying fund choices for the PP/GB
- Replies: 19
- Views: 8020
Re: Simplifying fund choices for the PP/GB
I've been thinking about how to simplify things for my wife to be able to handle when I'm gone and still keep some of the benefits of the PP/GP philosophy. She's a smart, professional-career woman, but she doesn't have a lot of interest in maintaining financial stuff. I can teach her how to handle ...
- Mon Apr 03, 2023 10:13 am
- Forum: Variable Portfolio Discussion
- Topic: Simplifying fund choices for the PP/GB
- Replies: 19
- Views: 8020
Re: Simplifying fund choices for the PP/GB
Thanks barrett for your thoughtful post! It certainly sounds like every choice you've made has involved a lot of careful thought, so one could argue that the level of complexity involved is pretty much just what's necessary - just like with the lawn care protocols! My wife and I have a simpler tax-d...
- Sat Apr 01, 2023 6:04 pm
- Forum: Variable Portfolio Discussion
- Topic: Simplifying fund choices for the PP/GB
- Replies: 19
- Views: 8020
Simplifying fund choices for the PP/GB
I've been running a somewhat modified iteration of the Golden Butterfly for the past few years (having migrated there from a pure PP I held since 2008). Like many other Harry Browne fans I've tried to take his warnings about safety seriously and that has led me to what I fear may be an undue level o...
- Sat Apr 01, 2023 5:49 pm
- Forum: Variable Portfolio Discussion
- Topic: Re: I'M OUT!
- Replies: 22
- Views: 4814
Re: I'M OUT!
FWIW I think Cullen Roche's counter-cyclical investing strategy is a more elegant iteration on tactical investing that also entails much less work. Here's a good recent interview with him: https://pictureperfectportfolios.com/strategy-behind-discipline-fund-dscf-etf-cullen-roche/ The basic idea is t...
- Fri Mar 31, 2023 10:19 am
- Forum: Permanent Portfolio Discussion
- Topic: I'M OUT!
- Replies: 64
- Views: 79354
Re: I'M OUT!
I would propose that it is the reserve status of the dollar that has allowed the U.S. to maintain its dominance in the international order. The reserve status of the dollar is also the reason why the U.S. has enjoyed its extraordinarily profligate standard of living and the privilege of being able ...
- Tue Mar 28, 2023 10:17 am
- Forum: Permanent Portfolio Discussion
- Topic: I'M OUT!
- Replies: 64
- Views: 79354
Re: I'M OUT!
For over a year now, I've been asking the question, "Could Harry have anticipated this?" I'm referring primarily to the extraordinarily reckless manner in which the dollar's reserve status has been abused, to the resulting distortions in the financial markets, and to the chaotic bufoonery...
- Fri Feb 03, 2023 8:57 am
- Forum: Permanent Portfolio Discussion
- Topic: Defensive moves when lunatics are running the asylum?
- Replies: 20
- Views: 5288
- Sat Jan 14, 2023 3:32 pm
- Forum: Permanent Portfolio Discussion
- Topic: Defensive moves when lunatics are running the asylum?
- Replies: 20
- Views: 5288
- Sat Jan 14, 2023 11:20 am
- Forum: Permanent Portfolio Discussion
- Topic: Defensive moves when lunatics are running the asylum?
- Replies: 20
- Views: 5288
Defensive moves when lunatics are running the asylum?
I don't know whether this belongs in the PP discussion, the bond one or politics but here goes: our fearless leaders/clueless clowns are flirting with defaulting on Treasury debt once again. We all know what happened the last time with the Moody's downgrade of Treasury bonds but it certainly seems l...
- Wed Jan 04, 2023 9:36 am
- Forum: Stocks
- Topic: SCV in the GB
- Replies: 8
- Views: 5538
Re: SCV in the GB
I highly recommend this article from the Optimized Portfolio site: https://www.optimizedportfolio.com/small-value-showdown/ Personally I'm using half VBR, half AVUV for the SCV allocation in the GB. Whenever possible I prefer to use funds/ETF's from two different companies for each asset class, and ...
- Sun Jan 01, 2023 10:19 am
- Forum: Permanent Portfolio Discussion
- Topic: 2022 Returns
- Replies: 44
- Views: 28433
Re: 2022 Returns
-8.38% according to Portfolio Visualizer for my modified GB: https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=4&startYear=2022&firstMonth=1&endYear=2022&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=10000&annualOperation=0&a...
- Tue Nov 15, 2022 3:52 pm
- Forum: Bonds
- Topic: Bond barbell vs. other options
- Replies: 12
- Views: 2848
Re: Bond barbell vs. other options
I'm interested in revisiting the classic long-term Treasury/money market barbell. I don't mean to incur the wrath of any "stay the course no matter what" purists but I'm under the impression that many of us "fudge" these allocations to some degree anyway. Way back when the permi...
- Mon Nov 14, 2022 9:46 am
- Forum: Variable Portfolio Discussion
- Topic: A history lesson for our crypto trolls
- Replies: 24
- Views: 4779
- Mon Nov 14, 2022 8:43 am
- Forum: Variable Portfolio Discussion
- Topic: A history lesson for our crypto trolls
- Replies: 24
- Views: 4779