Awesome chart! Short-Term Treasuries never looked so good. And I can buy them straight from the fed and don't need 100 grand.

Stocks: dividend paying blue chips and utilities Bonds: 10 year average duration corporate bonds Gold: TIPS Cash: CDs at FDIC insured institutions Corporate bonds have a higher risk of default. Overall whilst paying a higher yield, the periodic defaults will knock those gains back to being not too ...

Churning is the opposite of the HBPP. :P It really is amazing that a firm can churn an account during a huge bull market run and still manage to rack up plenty of capital loss carryovers. :( WF really has a system of churning the worst funds that probably couldn't even be sold on the open market. I ...

The CFO is a woman with two teenagers and a kid in college. She spends four hours a day commuting and another couple taking her daughter to soccer practice, etc. She also has a mortgage on her vacation cabin  :o ??? as well as her house. I'm pretty sure she's not putting any extra money into the 401...

Thanks Alanw

The 2011 chart  seems like a strong statement for not adding EM to the mix right now. I could still definitely see including small value in the stock portfolio though.

I plan to hold back on most of the international stocks until I have a definite plan for where I want to move to.

foglifter, My dad had his money with a Wells Fargo advisor that had him in stock and bond funds between 1.3% and 2.3% in expense ration, with a 1% back-end load.  Their performance was pretty bad for the risk (the "income" fund (stock & bond mix) lost like crazy in 2008 but didn't rec...

Great stuff.  This thread is an embarrassment of riches and it's difficult to know where to start. You folks just get more interesting every day.  And talk about raising the bar!  After this, who's going to want to hear my stories about experimenting with caffeine?  :) Wow! As a newbie on this foru...

This is turning out to be my biggest problem area of the PP. I've in the process of shifting assets into a PP for the last couple of months. I really thought the tough part would be the LTT bonds given the both the low interest rates and the moral hazard of loaning money to an unworthy debtor. Now ...

I don't really see what the added value is here. It reminds me of those bags of fruit in the supermarket where you can get apples, oranges and bananas in the same bag. ;D I've never seen this in the supermarket, but probably only because my wife won't let me go in the store with her. Why? Because I...

As someone who had gold stocks, platinum and silver in their portfolio last year I have to say gold makes the most sense.

I do agree that silver and gold both have monetary and non-monetary uses and also that silver would be easier to use if/when SHTF happens.

This is turning out to be my biggest problem area of the PP. I've in the process of shifting assets into a PP for the last couple of months. I really thought the tough part would be the LTT bonds given the both the low interest rates and the moral hazard of loaning money to an unworthy debtor. Now t...

Warren Buffett is one of the largest precious metals speculators in modern times. In 1998 he accumulated a silver position that eventually reached over $600 million dollars at a price of $5 an ounce and was thought to represent a fifth of the world supply of silver at that time.  He later sold out ...