Search found 83 matches
- Tue May 08, 2018 7:37 pm
- Forum: Permanent Portfolio Discussion
- Topic: Question on safety of ETFs
- Replies: 11
- Views: 8642
Question on safety of ETFs
So I will confess that back in 2011 I succumbed to the siren call of the “doom porn” crowd. I read Schiff, Rickards and David Morgan. And slowly proceeded to lose several thousand dollars on silver and shorting treasury bonds ( since i was convinced of the $$ collapse any day). Then i finally starte...
- Mon Apr 23, 2018 5:04 pm
- Forum: Stocks
- Topic: Barron's Article on ETF lending
- Replies: 3
- Views: 6037
- Sun Apr 22, 2018 7:16 pm
- Forum: Permanent Portfolio Discussion
- Topic: Question on matching volatility
- Replies: 4
- Views: 4836
Question on matching volatility
Trying to soak up everyone’s knowledge here. Whenever someone asks can I use ZROZ instead of TLT or QQQ instead of Total Stock Market, the answer is usually no because it is too volatile compared to the other PP components. My question is, assuming you don’t mind a bit more volatility, why is this a...
- Sun Apr 22, 2018 1:01 pm
- Forum: Permanent Portfolio Discussion
- Topic: Minimum time frame for holding PP
- Replies: 56
- Views: 35312
Re: Minimum time frame for holding PP
Thanks for all the input. For now I think I might do a Desert Portfolio. The drawdowns are enough for me to handle (I think) and I can move to cash a year out.
60% IEF
30% VTI
10% IAU
60% IEF
30% VTI
10% IAU
- Wed Apr 18, 2018 9:01 pm
- Forum: Permanent Portfolio Discussion
- Topic: Minimum time frame for holding PP
- Replies: 56
- Views: 35312
Re: Minimum time frame for holding PP
Just trying to understand, although not FDIC insured, wouldn’t a Treasury ETF like SHV or BIL be about as safe a vehicle as could be? If they went bust then all bets might be off correct?
- Wed Apr 18, 2018 7:42 pm
- Forum: Permanent Portfolio Discussion
- Topic: Minimum time frame for holding PP
- Replies: 56
- Views: 35312
Re: Minimum time frame for holding PP
Any thoughts on using an ETF for cash needs in the next 3 years? SHV or MINT?
- Tue Apr 10, 2018 3:00 pm
- Forum: Stocks
- Topic: Barron's Article on ETF lending
- Replies: 3
- Views: 6037
Barron's Article on ETF lending
https://www.barrons.com/articles/etfs-h ... 1523054918
This article is interesting and points out some potential risks in ETF investing.
This article is interesting and points out some potential risks in ETF investing.
- Fri Mar 30, 2018 12:11 pm
- Forum: Permanent Portfolio Discussion
- Topic: Minimum time frame for holding PP
- Replies: 56
- Views: 35312
Minimum time frame for holding PP
I would like to get people's opinions on a person's individual investment time frame and holding the PP. You know how advisers will say if you don't have XX amount of years to invest then don't put your money into stocks. Well what is that number for the PP? My situation is that I am able to now put...
- Thu Mar 29, 2018 11:33 am
- Forum: Stocks
- Topic: Growth Stock ETFs
- Replies: 3
- Views: 6098
Growth Stock ETFs
I am sure this has probably been covered before, but what would be the downside of using a broad market growth index fund in lieu of a total market index fund. Using the Russell 1000 Growth ETF (IWF) adds almost .50% a year extra from 2008 until now. Plus the volatility would seem to be a benefit to...
- Thu Mar 22, 2018 10:51 am
- Forum: Stocks
- Topic: Stock fund choices and tax efficiency
- Replies: 1
- Views: 4248
Re: Stock fund choices and tax efficiency
[quote="sophie"] About the single stocks: the idea is to hedge against any issues with index funds, like managers finding ways to game the index system, In what ways? I have always toyed with the idea of skipping index funds and just picking the stocks myself that, like you said, I never s...
Re: ZROZ Etf
Any reason why I couldnt make the bond component TLT 20% and ZROZ 5%? Wouldnt the philosophy still hold even if the volutility rises a bit?
- Thu Mar 15, 2018 1:37 pm
- Forum: Cash
- Topic: Treasury Direct for large sums
- Replies: 11
- Views: 10053
Re: Treasury Direct for large sums
Treasury bills held in your name at Treasury Direct are about as safe, stable, and liquid as you can get. Two possible things to consider: 1. It has never bothered me, but some people think Treasury Direct's website is clunky and unreliable. 2. You cannot establish an IRA through Treasury Direct. F...
- Thu Mar 15, 2018 10:52 am
- Forum: Cash
- Topic: Treasury Direct for large sums
- Replies: 11
- Views: 10053
Treasury Direct for large sums
Hello all, I have an inheritance coming and I would like to keep it as safe as possible. So I am thinking of buying Treasury bills with it. Perhaps rolling 1-2 year ones. Does everyone here feel comfortable placing a decent amount of funds in Treasury Direct? I have no reason to not feel safe with t...
- Sat Feb 24, 2018 10:01 am
- Forum: Stocks
- Topic: Small Caps
- Replies: 6
- Views: 9333
Small Caps
I apologize if this has been answered in a thread before, but since the PP is supposed to sort of be domestically oriented and most large cap companies are global in nature, would it make more sense for the stock portion to be geared towards mid and small cap stocks? Thanks in advance for any opinio...
ZROZ Etf
Does anyone here use ZROZ for the bond portion or a part of the bond portion of the PP? A backtest shows that it juices the returns and volatility just a bit. Any downsides?
- Mon Feb 12, 2018 10:13 pm
- Forum: Bonds
- Topic: Vanguard changes 3 government bond index funds and ETFs to pure Treasury indexes
- Replies: 18
- Views: 14185
Re: Vanguard changes 3 government bond index funds and ETFs to pure Treasury indexes
Right now yes. But since the fund description/prospectus says only that the fund invests in 10+ year bonds, I wonder if we can always count on them being as long as TLT?
- Mon Feb 12, 2018 8:54 pm
- Forum: Bonds
- Topic: Vanguard changes 3 government bond index funds and ETFs to pure Treasury indexes
- Replies: 18
- Views: 14185
Re: Vanguard changes 3 government bond index funds and ETFs to pure Treasury indexes
How about VGLT maturity and duration vs TLT? I know right now they look similar. But TLT descrption is 20+ year treasuries. VGLT is only 10+.
- Sun Feb 11, 2018 7:43 pm
- Forum: Bonds
- Topic: Treasury Direct Question
- Replies: 2
- Views: 3245
Re: Treasury Direct Question
it sounds like an insignificant thing, but I like to be able to login to any account I have and see the current value. Having to search for it or even calculate it myself sounds crazy! Thanks for your assistance!
- Fri Feb 09, 2018 4:09 pm
- Forum: Bonds
- Topic: Treasury Direct Question
- Replies: 2
- Views: 3245
Treasury Direct Question
Does anyone here use Treasury Direct enough to be able to answer a question for me? I have a $100 savings bond there which I have had for maybe 5 months or so. It has earned a tiny bit of interest. But what is frustrating (and perhaps I do not understand the website correctly) is that whenever I log...
- Tue Feb 06, 2018 8:05 am
- Forum: Stocks
- Topic: Dividend Growth Investing
- Replies: 42
- Views: 51300
Re: Dividend Growth Investing
The main reason to own stocks that pay dividends is management accountability since the commitment to paying a dividend forces efficient capital deployment decision making. Also, Shareholders like optionality and the payment of a dividend gives the shareholder the option to increase or decrease thei...
- Mon Feb 05, 2018 1:34 pm
- Forum: Stocks
- Topic: Dividend Growth Investing
- Replies: 42
- Views: 51300
Dividend Growth Investing
What would be everyone’s opinion here on dividend growth investing? For example, buying 20-25 stocks like MMM and Johnson & Johnson and just holding them forever. Live off of the rising dividend stream and leave the shares for my children. I know it will have more ups and downs than a Balanced p...
- Tue Oct 17, 2017 1:17 pm
- Forum: Bonds
- Topic: TLO symbol changed to SPTLO
- Replies: 9
- Views: 8732
Re: TLO symbol changed to SPTLO
Do you think this moves TLO to the top of the list for LT Bond ETFs? Traditional TLT was the #1 choice and TLO only used in cases where it was commission free, such as at Schwab.
- Tue Oct 17, 2017 8:38 am
- Forum: Bonds
- Topic: TLO symbol changed to SPTLO
- Replies: 9
- Views: 8732
Re: TLO symbol changed to SPTLO
Looks like the slashed fees on it. The current fee now shows as .06%.
- Thu Sep 21, 2017 12:27 pm
- Forum: Cash
- Topic: Treasury Direct Safety
- Replies: 11
- Views: 12513
Re: Treasury Direct Safety
Apparently others are even more paranoid about this:
https://www.bogleheads.org/forum/viewtopic.php?t=225415
https://www.bogleheads.org/forum/viewtopic.php?t=225415
- Tue Sep 19, 2017 12:54 pm
- Forum: Other Discussions
- Topic: Schiff and other Doom Porn
- Replies: 13
- Views: 8730
Re: Schiff and other Doom Porn
I read the article linked to above, which is cited for the argument that trillions in new debt per year IS sustainable. I'm afraid I'm too economically illiterate to understand much of it at all. Is there anyone who could explain, in a nutshell, how the government would get out from under its debt ...