Search found 850 matches

by ppnewbie
Sun Oct 15, 2023 8:53 pm
Forum: Bonds
Topic: How do bond funds / ETF’s work?
Replies: 6
Views: 4587

How do bond funds / ETF’s work?

If I buy a 30 year treasury today at 4.7 percent I will get 4.7 percent yield for 30 years regardless of the tradeable value of the bond. How does that work if I purchase 100 dollars of the EDV etf which has an average duration of 25 years. Would I get approximately a 4.65 percent yield (their curre...
by ppnewbie
Sun Oct 15, 2023 8:47 pm
Forum: Gold
Topic: Gold bars on sale at Costco
Replies: 15
Views: 24662

Re: Gold bars on sale at Costco

They were not available at any Costco near me. I was going to buy two. In general it would be amazing if costco sold gold bars. I would probably accumulate many more bars.
by ppnewbie
Sun Oct 15, 2023 8:42 pm
Forum: Stocks
Topic: Small Cap Value seems cheap at the moment
Replies: 23
Views: 25899

Re: Small Cap Value seems cheap at the moment

I am concerned about how many of these companies can survive high interest rates. Does any know a good way to see debt to equity ratios for the CRSPR small cap value indexes or the SP 600 small cap value index?
by ppnewbie
Sun Oct 15, 2023 7:34 pm
Forum: Stocks
Topic: Small Cap Value seems cheap at the moment
Replies: 23
Views: 25899

Re: Small Cap Value seems cheap at the moment

Which small cap value fund are you in? And feel free to throw out any growth fund you think are good. But I am trying to stay disciplined and stick to a golden butterfly. Especially after this article by Tyler. https://portfoliocharts.com/2021/12/16/three-secret-ingredients-of-the-most-efficient-por...
by ppnewbie
Sun Oct 15, 2023 3:59 pm
Forum: Stocks
Topic: Seth Klarman's Margin of Safety
Replies: 11
Views: 11860

Re: Seth Klarman's Margin of Safety

Please throw out any nuggets people of found in the book if its not too much trouble.
by ppnewbie
Sun Oct 15, 2023 3:56 pm
Forum: Stocks
Topic: Small Cap Value seems cheap at the moment
Replies: 23
Views: 25899

Small Cap Value seems cheap at the moment

Any one have any thoughts on why small cap value is so cheap at the moment. VIOV seems to have a P/E of 4.87 (accoring to yahoo). I have a some questions that I would love to hear peoples opinion about. - VBR vs VIOV? OR any other SCV etf people use here. - Anyone concerned about the Small Cap Value...
by ppnewbie
Sun Oct 08, 2023 3:22 am
Forum: Stocks
Topic: MKL / BRKB vs LTT
Replies: 1
Views: 1114

MKL / BRKB vs LTT

MKL, BRKB, and LTT are all seem cheap. Any thoughts on which one to buy?
by ppnewbie
Sun Sep 17, 2023 3:24 am
Forum: Politics
Topic: Putin Invades Ukraine II
Replies: 1160
Views: 828594

Re: Putin Invades Ukraine II

I think Putin may have been trolling the US because “the plane goes down” is a favorite method of a three letter agency.
by ppnewbie
Mon Aug 07, 2023 3:34 am
Forum: Gold
Topic: Gold Substitutes
Replies: 41
Views: 81418

Re: Gold Substitutes

An easy light weight portable item that holds its value and in some cases explodes in value is high end mechanical watches. Some are susceptible to significant swings in value but the classics are a reliable store of value. Like say a Rolex submariner.
by ppnewbie
Thu May 11, 2023 7:20 pm
Forum: Variable Portfolio Discussion
Topic: Simplifying fund choices for the PP/GB
Replies: 19
Views: 6698

Re: Simplifying fund choices for the PP/GB

For a Golden Butterfly... VTI VBR BIL (Interested in hearing what others do, I actually use SCHO but I would not recommend it). VGLT IAUM (JP Morgan Custodian) Or to Simplify further your wife could just not ever rebalance and only withdraw, just withdraw whatever is up at the time. And if she she d...
by ppnewbie
Thu May 11, 2023 6:49 pm
Forum: Stocks
Topic: Small Cap Value vs US Total Stock Market
Replies: 19
Views: 4565

Re: Small Cap Value vs US Total Stock Market

Here are some portfoliovisualizer charts. It seems like these two classes are decently correlated. It shows a correlation of .89.
Screen Shot 2023-05-11 at 4.43.34 PM.png
Screen Shot 2023-05-11 at 4.43.34 PM.png (344.12 KiB) Viewed 4409 times
And...Log scale turned off
Screen Shot 2023-05-11 at 4.49.00 PM.png
Screen Shot 2023-05-11 at 4.49.00 PM.png (237.04 KiB) Viewed 4409 times
by ppnewbie
Tue May 09, 2023 12:55 am
Forum: Gold
Topic: Monetary Metals
Replies: 3
Views: 2666

Re: Monetary Metals

No boundaries being crossed. They are based in Arizona. It’s an interesting way to own gold and earn a yield on it.
by ppnewbie
Mon May 08, 2023 11:17 pm
Forum: Stocks
Topic: Small Cap Value vs US Total Stock Market
Replies: 19
Views: 4565

Small Cap Value vs US Total Stock Market

Interested in hearing opinions about SCV vs TSM investing for my children. Seems like over the long term SCV beats TSM by a long way. Wondering if there are any gotcha's with SCV. I'm planning on starting with one automated investment to keep things simple.
by ppnewbie
Mon May 08, 2023 9:35 pm
Forum: Bonds
Topic: When is it time to load up on bonds.
Replies: 40
Views: 33627

Re: When is it time to load up on bonds.

Bought some more LTT's (2053 Maturity) today at 3.835%
by ppnewbie
Mon May 08, 2023 9:31 pm
Forum: Permanent Portfolio Discussion
Topic: I'M OUT!
Replies: 64
Views: 60114

Re: I'M OUT!

very different today ..you can bet if we made it not legal for citizens to own something and you had it stored over seas they would report it . plus getting out of the country today may not be possible if things were coming apart here Thats a very good point. I hear that Swiss banks wont open accou...
by ppnewbie
Mon May 08, 2023 9:28 pm
Forum: Gold
Topic: Monetary Metals
Replies: 3
Views: 2666

Monetary Metals

Here are some details for Monetary Metals: Cash is converted to unallocated gold at about a 1 percent premium. It is then offered for lease to companies that use gold like jewelers who pay back gold loan with gold plus interest in gold. You get a 1099-INT for the gold you receive in interest based o...
by ppnewbie
Sun May 07, 2023 1:36 am
Forum: Permanent Portfolio Discussion
Topic: I'M OUT!
Replies: 64
Views: 60114

Re: I'M OUT!

I don’t use the PP any longer but I still listen to podcasts like the ones from Resolve Asset Management who specialize in Risk Parity portfolios. They have convinced me that if you are going to do such a portfolio then you need a lot more diversification than the PP gives you. You definitely need ...
by ppnewbie
Fri May 05, 2023 10:32 pm
Forum: Gold
Topic: Logistics of Large Quanties o' Physical Gold
Replies: 32
Views: 7836

Re: Logistics of Large Quanties o' Physical Gold

@seajay - Great post!
by ppnewbie
Thu May 04, 2023 11:28 am
Forum: Stocks
Topic: Permanent Broker
Replies: 20
Views: 6998

Re: Permanent Broker

I can’t believe you’re steering someone away from index funds, Jack. Well, he did say “mostly.” Room for both. It's funny I was thinking the same thing about Jack's post. Individual stocks are NOT what I am trying to achieve with a one time set it and forget it approach for a foundation of their in...
by ppnewbie
Wed May 03, 2023 10:23 am
Forum: Gold
Topic: Scared to Take the PP Jump Because of Gold
Replies: 48
Views: 27244

Re: Scared to Take the PP Jump Because of Gold

🚧 This is an old thread and I should probably split & link. For example, GTU has been defunct since 2018. in the meantime, if you’ve just come upon this thread, you only need to scroll up two posts to Seajay’s. Before that, it’s 2020 & 2012 🚧 … Monetary Metals minimum of 10oz and they lease the gol...
by ppnewbie
Wed May 03, 2023 5:49 am
Forum: Gold
Topic: Scared to Take the PP Jump Because of Gold
Replies: 48
Views: 27244

Re: Scared to Take the PP Jump Because of Gold

I’ll just jump in here. Monetary Metals is one option I am thinking about starting to use. Because dealing with gold and premiums and taxes in the ETF’s is painful. I’ll throw some details in later today but it’s a minimum of 10oz and they lease the gold at around 2 to 3 percent return for you in go...
by ppnewbie
Tue May 02, 2023 6:06 pm
Forum: Stocks
Topic: Permanent Broker
Replies: 20
Views: 6998

Re: Permanent Broker

Found one issue with the broker I chose, Fidelity charges $75 per VTSAX purchase. So...no automated purchases are going to happen. That could be a serious problem if I want to set VTSAX and forget it for the kids. I would be happy for an auto VTI purchase (would prefer that) but there is no option ...
by ppnewbie
Tue May 02, 2023 3:12 pm
Forum: Stocks
Topic: Permanent Broker
Replies: 20
Views: 6998

Re: Permanent Broker

Found one issue with the broker I chose, Fidelity charges $75 per VTSAX purchase. So...no automated purchases are going to happen. That could be a serious problem if I want to set VTSAX and forget it for the kids. I would be happy for an auto VTI purchase (would prefer that) but there is no option f...
by ppnewbie
Fri Apr 28, 2023 7:45 am
Forum: Permanent Portfolio Discussion
Topic: This is the best time in 45 years to invest in the Permanent Portfolio
Replies: 30
Views: 12362

Re: This is the best time in 45 years to invest in the Permanent Portfolio

@xmj - any reference material you have on monthly rebalancing would be appreciated, because I’ve heard several different approaches to rebalancing including never rebalancing.
by ppnewbie
Sun Apr 23, 2023 2:27 pm
Forum: Politics
Topic: Putin Invades Ukraine II
Replies: 1160
Views: 828594

Re: Putin Invades Ukraine II

ppnewbie: I don't know what information pollution is, but I find this to be a fascinating event. Not being facetious in this question. What part fascinates you? To explain the reason, I am asking because I see an enormous and complex organization and operation (the Russian military and the war) mak...