Search found 2627 matches

by stone
Tue Feb 17, 2015 1:57 am
Forum: Other Discussions
Topic: College is Overrated
Replies: 91
Views: 34908

Re: College is Overrated

One thing I would say is that perhaps if a student has a chance to go to a truly top flight University, then jump on it. My other half went to Cambridge (in the UK). By the sound of it, it gave a real turbo boosted education. The expectation and standard demanded from the students seemed to be on an...
by stone
Tue Feb 17, 2015 1:36 am
Forum: Other Discussions
Topic: College is Overrated
Replies: 91
Views: 34908

Re: College is Overrated

Isn't there some happy medium between not blundering into becoming debt ridden and unemployable, and yet at the same time not having your life course dictated by scurrying around seeking money? It sort of saddens me to think of an 18 year old choosing a career path based on the hope that it pays we...
by stone
Mon Feb 16, 2015 4:08 pm
Forum: Other Discussions
Topic: Puddle: Credit Powered By People
Replies: 7
Views: 2855

Re: Puddle: Credit Powered By People

In the UK we have an vast scale payday loans company called Wonga. It is sort of intriguing in its financial structure comparing it to banks etc. It is 100% equity financed. Even if ALL the loans defaulted, it wouldn't have any creditors on the hook (unless I guess you view its own staff with wages ...
by stone
Mon Feb 16, 2015 2:12 pm
Forum: Other Discussions
Topic: College is Overrated
Replies: 91
Views: 34908

Re: College is Overrated

I'm sure most people paid a lot do work very hard but I don't see that that fact is relevant to the point I was making. Similarly lots of people paid a lot are doing very useful stuff. But sadly, people can work extremely hard and be brilliantly clever doing stuff that is useless or even parasitic....
by stone
Mon Feb 16, 2015 12:57 pm
Forum: Other Discussions
Topic: College is Overrated
Replies: 91
Views: 34908

Re: College is Overrated

Isn't there some happy medium between not blundering into becoming debt ridden and unemployable, and yet at the same time not having your life course dictated by scurrying around seeking money? It sort of saddens me to think of an 18 year old choosing a career path based on the hope that it pays we...
by stone
Mon Feb 16, 2015 12:37 pm
Forum: Other Discussions
Topic: College is Overrated
Replies: 91
Views: 34908

Re: College is Overrated

On a slightly related note, I think it'd be interesting if college tuition rates were largely dependent on what society needed. So if we needed more Nurses in the U.S. or a particular geographic area of the school, then the tuition rate would lower to entice more people to go into nursing. Same wou...
by stone
Mon Feb 16, 2015 11:56 am
Forum: Other Discussions
Topic: College is Overrated
Replies: 91
Views: 34908

Re: College is Overrated

Isn't there some happy medium between not blundering into becoming debt ridden and unemployable, and yet at the same time not having your life course dictated by scurrying around seeking money? It sort of saddens me to think of an 18 year old choosing a career path based on the hope that it pays wel...
by stone
Mon Feb 16, 2015 2:46 am
Forum: Other Discussions
Topic: College is Overrated
Replies: 91
Views: 34908

Re: College is Overrated

My impression is that it is very much harder to teach yourself a tricky subject than it is to learn it at college. My personal experience is different.  In grade school I bought a sliderule and had to pick up a book on logarithms at the local library to understand it. I built a sextant from scratch...
by stone
Sun Feb 15, 2015 4:10 pm
Forum: Other Discussions
Topic: Fred on economics
Replies: 24
Views: 11005

Re: Fred on economics

Pointed Stick, I found that whole interfluidity post about "Trade-offs between inequality, productivity, and employment" a revelation. The world seemed to make more sense after reading it.
by stone
Sun Feb 15, 2015 3:55 pm
Forum: Other Discussions
Topic: College is Overrated
Replies: 91
Views: 34908

Re: College is Overrated

My impression is that it is very much harder to teach yourself a tricky subject than it is to learn it at college. My guess is that it is the critical marking that is the crucial aid. Of course anyone anywhere pretty much could get hold of all the crucial texts and read them. But ensuring that all t...
by stone
Sun Feb 15, 2015 11:08 am
Forum: Other Discussions
Topic: Fred on economics
Replies: 24
Views: 11005

Re: Fred on economics

I think the crucial point about a citizens' dividend is that it is NOT means tested. It pays out to everyone regardless. Currently in the UK we have an OK safety net for the unemployed BUT they are in effect forced not to improvise employment because anything they do earn gets deducted from the mean...
by stone
Sun Feb 15, 2015 2:56 am
Forum: Gold
Topic: BBC radio gold program
Replies: 4
Views: 3003

Re: BBC radio gold program

dualstow wrote: ahem

Go to the Gold section of this forum and look down about 3 inches from this thread.

Or once someone responds to that, look UP or use this link:
http://gyroscopicinvesting.com/forum/go ... -on-bbc-4/
8)
Sorry, that was goofy of me  :-[
by stone
Sun Feb 15, 2015 2:49 am
Forum: Other Discussions
Topic: Universities and the effective age of majority
Replies: 7
Views: 4300

Re: Universities and the effective age of majority

I think it starts much earlier. Because children of 5 to 10 are deemed incapable of any responsibility at all, it is then a big ask to get adults as teenagers. In the UK in the 1970s most children (from age 5) used to walk by themselves to and from school and to and from after-school or weekend acti...
by stone
Sat Feb 14, 2015 12:17 pm
Forum: Gold
Topic: UK gold in ISA
Replies: 2
Views: 2588

Re: UK gold in ISA

I've also got an XO ISA with phau and sgln.

XO seems very user friendly for a UK HBPP ISA.

I use tr68 3 1/2% 2068 for the bonds by the way and XO is fine for that too.
by stone
Sat Feb 14, 2015 11:55 am
Forum: Gold
Topic: BBC radio gold program
Replies: 4
Views: 3003

BBC radio gold program

I thought this was an interesting discussion program http://www.bbc.co.uk/programmes/b051vvgt It's soft, shiny and rare. A symbol of love, of power, of wealth - gold has been prized for thousands of years, its value rises and falls as the economies round it fluctuate. Yet there's only a limited supp...
by stone
Sun Feb 08, 2015 9:40 am
Forum: Other Discussions
Topic: Why Your Workout Should Be High-Intensity
Replies: 36
Views: 14476

Re: Why Your Workout Should Be High-Intensity

How many miles do marathon runners typically run in training and in the actual event? For the elite, 126-135 miles per week in training  :o http://www.trainingarunner.com/2014/10/09/mo-farahs-typical-weekly-training-schedule/ Below is the typical weekly training schedule for Mo Farah. This involves...
by stone
Fri Feb 06, 2015 3:48 pm
Forum: Other Discussions
Topic: What happened to the tiny farming town where everyone got free money?
Replies: 5
Views: 3098

Re: What happened to the tiny farming town where everyone got free money?

Cool. Guess the MMT folks have a thing to model their Job Guarantee after. Of course, them Canadians were a bunch of socialist commies.  ;D Actually I rather think the Job Guarantee advocates have a deep seated visceral hatred of the citizens' dividend advocates :) I think they are somewhat differe...
by stone
Thu Feb 05, 2015 4:29 pm
Forum: Other Discussions
Topic: The Cognitive Dissonace of Money
Replies: 22
Views: 8304

Re: The Cognitive Dissonace of Money

I love shoveling snow. I do our whole block and then some ( >100 homes). I'm excited when it starts snowing with the anticipation of some shoveling  :). No one else seems to shovel snow in England. On my drive to work, there is a part of Sheffield that has had all of the paths being total sheets of ...
by stone
Thu Feb 05, 2015 8:24 am
Forum: Other Discussions
Topic: The Cognitive Dissonace of Money
Replies: 22
Views: 8304

Re: The Cognitive Dissonace of Money

I guess do what you enjoy. I love a bargin -cheapness is my weakness. Its a bit irrational. One thing that intrugues me though is that to have ever thought about something such as using the HBPP, entails an inconvenient sacrifice of valuable time for the sake of scrimping money. I found it hard to a...
by stone
Thu Feb 05, 2015 2:51 am
Forum: Other Discussions
Topic: Why Your Workout Should Be High-Intensity
Replies: 36
Views: 14476

Re: Why Your Workout Should Be High-Intensity

author=MachineGhost link=topic=6814.msg112840#msg112840 date=1423100564 Running isn't a high intensity activity; its steady state aerobics B.S..  Steady state kills! But runners do do high intensity interval training. Distance runners even do a lot of that. Years ago I was a lodger in a house with ...
by stone
Wed Feb 04, 2015 12:07 pm
Forum: Other Discussions
Topic: Why aren't there more Valves?
Replies: 9
Views: 5017

Re: Why aren't there more Valves?

One thing that has struck me though is that several friends of mine who are obsessive rock climbers, pay a coach to tell them what to do for training. These people are obsessives who have read all of the latest training tips; they climb better than their coaches ever have. I've asked them if the coa...
by stone
Wed Feb 04, 2015 2:19 am
Forum: Other Discussions
Topic: Why aren't there more Valves?
Replies: 9
Views: 5017

Re: Why aren't there more Valves?

I was fascinated though to see something suggesting that perhaps the Valve type organisational structure was the original way for our earliest ancestors. http://en.wikipedia.org/wiki/Hadza_people#Social_structure The Hadza are organized into bands, called 'camps' in the literature, of typically 20–3...
by stone
Wed Feb 04, 2015 2:04 am
Forum: Other Discussions
Topic: Why aren't there more Valves?
Replies: 9
Views: 5017

Re: Why aren't there more Valves?

OK, I get that it's not for everybody, but, based on some things that people here write, I'd guess that such an arrangement would be highly preferred by more than 300 people in the whole country.  So why aren't there more Valves? There are a lot of single-person companies, which sort of by definiti...
by stone
Tue Feb 03, 2015 4:09 pm
Forum: Other Discussions
Topic: Krugman's Take on Greece?
Replies: 9
Views: 3711

Re: Krugman's Take on Greece?

This seemed to give more detail about the Syriza plan than I'd seen before. http://www.telegraph.co.uk/finance/economics/11388263/Greeces-rock-star-finance-minister-Yanis-Varoufakis-defies-ECBs-drachma-threats.html Loans from the EU bailout machinery would be replaced by GDP-linked bonds, akin to Ke...
by stone
Tue Feb 03, 2015 3:53 pm
Forum: Other Discussions
Topic: A step in the right direction for the RNC
Replies: 29
Views: 12240

Re: A step in the right direction for the RNC

I'd imagine it is very very difficult being an armed police officer (or anyone else having to use guns). Only if you are a very poor shot.  ;)  And, from my perspective, guns are a tool that can be used or misused according to the mental/emotional/physical acumen and stability of the user/abuser.  ...