I don't want mathjak to leave. I don't want anybody to leave. I think my post was not worded very well. My bad.
I also don't want to read the same stuff every day, over and over.
Search found 1365 matches
- Thu Sep 10, 2015 2:30 pm
- Forum: Permanent Portfolio Discussion
- Topic: PSA: I now have a 3-year period with no gains
- Replies: 275
- Views: 103028
- Thu Sep 10, 2015 11:21 am
- Forum: Permanent Portfolio Discussion
- Topic: PSA: I now have a 3-year period with no gains
- Replies: 275
- Views: 103028
Re: PSA: I now have a 3-year period with no gains
at the risk of sounding like a broken record That gets my vote for understatement of the year. I think we've got your point by now. You'd accomplish a lot more good in the investing world by focusing your energies on the much larger group of people who are doing stupid things like wasting their mo...
- Wed Sep 09, 2015 7:11 pm
- Forum: Permanent Portfolio Discussion
- Topic: All PP assets trending down: When has this happened before? Kinda scary...
- Replies: 73
- Views: 24910
Re: All PP assets trending down: When has this happened before? Kinda scary...
I feel let down by the PP. The PP returns recently haven't been outside the bounds of historical PP returns. If you feel let down by the PP, then you didn't do your due diligence before you got into it. All portfolios have ups and downs. The important thing is to ride them out rather than panick...
- Wed Sep 09, 2015 10:54 am
- Forum: Other Discussions
- Topic: Advice Needed re Large Stash of Cash
- Replies: 25
- Views: 10814
Re: Advice Needed re Large Stash of Cash
Reub,
Some of us grew out of being jerks in middle school. Is this something that you're still working through, or maybe you are younger than I thought?
Some of us grew out of being jerks in middle school. Is this something that you're still working through, or maybe you are younger than I thought?
- Sun Sep 06, 2015 5:30 pm
- Forum: Other Discussions
- Topic: Advice Needed re Large Stash of Cash
- Replies: 25
- Views: 10814
Re: Advice Needed re Large Stash of Cash
Reub, Obama and Sharpton didn't put anything in her head. Personal experience put it in her head. If you don't think that prejudice is alive and well, then you're a bit slow. More likely, you know it's alive and well, but you don't care. Well, I do care. She's a friend of mine. I don't particu...
- Sun Sep 06, 2015 10:50 am
- Forum: Other Discussions
- Topic: Advice Needed re Large Stash of Cash
- Replies: 25
- Views: 10814
Re: Advice Needed re Large Stash of Cash
Stewardship, You mentioned "standard questions". Do you know what those questions are? That's what I'm trying to figure out, to make sure she knows what to expect. If you were brown with an accent, you might have a different take on authority figures, including bank officials. If you had a child w...
- Sat Sep 05, 2015 2:16 pm
- Forum: Other Discussions
- Topic: Advice Needed re Large Stash of Cash
- Replies: 25
- Views: 10814
Re: Advice Needed re Large Stash of Cash
There's a little more to the story that might be important. This is a second marriage for both of them. They've been married about 20 years. She is an immigrant, and she has been here long enough to know that her dark skin and accent can make some situations more difficult than they should be. He...
- Sat Sep 05, 2015 12:54 pm
- Forum: Other Discussions
- Topic: Advice Needed re Large Stash of Cash
- Replies: 25
- Views: 10814
Advice Needed re Large Stash of Cash
An elderly friend came to me yesterday with a question. She just discovered that her husband has a large stash of cash in the house ($30,000 in $100 bills). He is quite frail and senile and not really capable of making decisions any longer. She wants to deposit the money into their joint account ...
- Fri Aug 28, 2015 3:30 pm
- Forum: Gold
- Topic: Why did gold barely pop when the equities tanked in August '15?
- Replies: 13
- Views: 5774
Re: Why did gold barely pop when the equities tanked in August '15?
Every time I hear people say that gold is an inflation hedge, I think about the period of 2002 to 2012. Gold went up like a rocket, but inflation was low. To me, gold is just an uncorrelated asset (and very importantly a hard asset, if you hold physical, which will be great when financial Armageddo...
- Thu Aug 27, 2015 3:46 pm
- Forum: Permanent Portfolio Discussion
- Topic: PSA: I now have a 3-year period with no gains
- Replies: 275
- Views: 103028
Re: PSA: I now have a 3-year period with no gains
Very good point, Cortopassi.
How does the PP to 60/40 comparison look if you use the time period of 1/1/2001 to today?
How does the PP to 60/40 comparison look if you use the time period of 1/1/2001 to today?
- Fri Aug 14, 2015 6:05 pm
- Forum: Permanent Portfolio Discussion
- Topic: Speculative Rebalancing
- Replies: 20
- Views: 11475
Re: Speculative Rebalancing
My point is just that nobody really knows which components are overvalued or undervalued at this time, or almost at any time. From what little I've read recently, I wouldn't say that there is a consensus that the stock market is overvalued. Holding more cash is almost always a less risky propositi...
- Fri Aug 14, 2015 3:59 pm
- Forum: Permanent Portfolio Discussion
- Topic: Speculative Rebalancing
- Replies: 20
- Views: 11475
Re: Speculative Rebalancing
What does the literature suggest on the current valuation of gold and long-term bonds?
- Wed Jul 01, 2015 2:54 pm
- Forum: Permanent Portfolio Discussion
- Topic: No where to hide
- Replies: 804
- Views: 296784
Re: No where to hide
Mathjak107,
I would like to see your model.
I would like to see your model.
- Wed Jul 01, 2015 2:18 pm
- Forum: Permanent Portfolio Discussion
- Topic: No where to hide
- Replies: 804
- Views: 296784
Re: No where to hide
2015 has been a dismal year for the HBPP. I cannot help but notice that the first two weeks of the year produced a small gain, followed by a steady decline YTD thereafter. My Fidelity rep. is encouraging me to get out of TLT (LT Treasuries), as they have been getting whacked. So I need words of e...
- Wed Jul 01, 2015 2:09 pm
- Forum: Permanent Portfolio Discussion
- Topic: Roth vs Traditional
- Replies: 13
- Views: 7677
Re: Roth vs Traditional
Another thing to keep in mind is that a Roth can act as an emergency fund also, because you are allowed to withdraw your contributions without penalty at any time. Of course, you don't want to make a habit of that with money that is meant to be saved up for retirement, but you may be able to make g...
- Sat Jun 27, 2015 1:08 pm
- Forum: Other Discussions
- Topic: Obergefell v. Hodges
- Replies: 87
- Views: 20506
Re: Obergefell v. Hodges
Add me to the list of people who think NWO was banned a bit quick. He was just a young, brash guy who needs to learn to argue a bit more productively, but he may never learn without some good interaction with people like the ones on this board. IMHO the moderators here are a bit touchy at times. ...
- Fri Jun 19, 2015 4:23 pm
- Forum: Permanent Portfolio Discussion
- Topic: Worst 3 year PP performance ever?
- Replies: 124
- Views: 55277
Re: Worst 3 year PP performance ever?
Did you do better or worse than the PP in the interim?mathjak107 wrote: i used to follow the PP decades ago when i first started out. now that i am retiring i am back
- Mon Jun 15, 2015 3:00 pm
- Forum: Bonds
- Topic: How bad was my timing?
- Replies: 9
- Views: 5102
Re: How bad was my timing?
I went all in to the PP in April 2013. Gold crashed soon after that, and I thought I had made a big mistake. But I just let things ride, and I'm glad I did. 2013 wasn't a great year, but 2014 was pretty good. 2015 doesn't look so great, but that can change. Just keep telling yourself that nobod...
- Mon Jun 08, 2015 7:20 pm
- Forum: Permanent Portfolio Discussion
- Topic: No where to hide
- Replies: 804
- Views: 296784
Re: No where to hide
Flagator, Here's what you do: just ride it out, and don't worry about it. Whatever you do, don't sell at a loss and lock in your losses. Look back at the PP performance over a multi-year time frame, not just year-to-date. You're in it for the long-haul, not the short term. You'd be in just as b...
Re: Cash Drag
Somebody please correct me if I'm wrong, but it's my understanding that PP rebalancing almost always (or maybe always always) happens by hitting a 35% band, not by hitting a 15% band. Is this true? Has anybody had to rebalance because an asset went down so bad that it hit the 15% band? If my under...
- Thu May 07, 2015 5:07 pm
- Forum: Permanent Portfolio Discussion
- Topic: No where to hide
- Replies: 804
- Views: 296784
Re: No where to hide
My gold allocation is 100% IAU right now. But I think holding some physical gold is a great idea and I plan to buy some in the future when rebalancing requires it. I'm a natural optimizer so I messed around with various funds and vehicles while generally over-thinking things my first year. Analy...
- Thu May 07, 2015 4:15 pm
- Forum: Permanent Portfolio Discussion
- Topic: No where to hide
- Replies: 804
- Views: 296784
Re: No where to hide
Good advice, Tyler. I have a question for you, but I understand you may not want to share too much. How do you handle gold? Do you mind telling us how much is physical and how much is in ETF/CEF form? I hope I'm not prying. It's just that gold is the oddball that may not be handled electronical...
- Wed May 06, 2015 11:54 am
- Forum: Permanent Portfolio Discussion
- Topic: No where to hide
- Replies: 804
- Views: 296784
Re: No where to hide
BT...the key to investing success is A) something that works and B) something that works in a way that you can stick with it. A is easy enough to find, B is what you have to find and no one but no one can solve this one for you except for you. If (A) is easy enough to find, why did it take me 20 ye...
- Tue May 05, 2015 8:22 pm
- Forum: Other Discussions
- Topic: Why own a gun?
- Replies: 15
- Views: 5687
Re: Why own a gun?
As many people much smarter than me have observed, people are so stupid about risk. If you really want to decrease your risks in life, there are two main things to do. One, eat a healthy diet and get lots of exercise. Two, drive very defensively; your odds of dying in a crash double for every 10 ...
- Tue May 05, 2015 6:53 pm
- Forum: Other Discussions
- Topic: Why own a gun?
- Replies: 15
- Views: 5687
Re: Why own a gun?
Each person has to weigh the various risks and decide what's best for them. I'm not quite following your reasoning around the word "insecurity". IMHO, gun ownership is more often associated with insecurity than the other way around. I'm secure in two facts. First, I don't want a gun around. Seco...