Ariana Grande - One Last Time This one is actually pretty interesting. The video chronicles the journey of Ariana Grande's butt as it makes its way through post-apocalyptic crowds and structures. The butt defends itself against attacks from wizards, and emerges from the depths of horror to witness ...

Awesome. I check it out every year.

If we could put all murderous Israelis and all murderous Muslims on an island and bomb it, perhaps then it would be ok I don't know. I'd really miss all three of those Israelis. No, seriously, I appreciate the reply. I don't think of any part of that text as "rhetoric", but I have a bette...

No.  People should be able to talk about war without authorities being called.  However, not without being called out on exactly what they're doing in the guise of caring about skin banks. I might disappear soon because I'm being called away for Chinese food with the wife and sister-and-law. (Jewis...

Reub wrote: Bombing and death are terrible. We should just surrender instead.

Reub, with your sarcasm, you're indirectly inciting war!
Call the authorities. Reub's inciting again!

Um... the article is less about the skin bank and more about the woman who wanted to attack it, and how we are "at war" with Muslims. War implies bombs and doling death. I think it's great that a society has a skin bank, and disgusting that this would be a target of attack. But that isn't...

If all investment returns are paltry, i am sure that your house belongs to that category, too. Buying a deprecating asset with leverage is not a good idea. :) Rent and accumulate cash. ~~ Hi Frommi I own my home free & clear. Always have. The home equity loan was a choice I made since rates wer...

Anyone contributing to LTT's as we watch the Santa Claus rally in equities? No I'm not buying those, but I don't understand the significance of the stock "rally." I mean, I'm not enjoying this stock see-saw. Are you? The S&P is not great compared to last year. Not impressed. http://fi...

I can see Moda's in the Christmas spirit, LOL. There's a goddamn skin bank on this earth, and you want to bury that and turn this into one more rubber stamp thread about Israel bombing Palestine? Oh well, your choice.

Thanks, rick. I think I'm getting closer. I'm hijacking, but although I have considered the likelihood of "paltry returns ahead", it's a ten-year loan. I figure when the time comes that I need to buy a bunch of new 30-year bonds, the rate will be at least the rate of my loan. The cash port...

If you pay off a debt with a 3.5% interest rate, that's mathematically equivalent to putting your debt payments into a zero-risk investment vehicle with a 3.5% return. Ok. I don't get it. Now "mathematically equivalent" has been added to the statement. That hasn't really cleared things up...

Jealous. I was seven when the original ("IV") came out in '77 so of course I was a fanatic like my contemporaries. I am no longer that ardent a fan, but would like to see it in the theater in all its 70mm glory (the new Tarantino, also). Alas, the theater nearest me that has it also has a ...

That's the problem with our society. People view cash flows due to debt as "getting something. It is not. Ok, but when you wrote But paying it is 3.5% return risk free. Better than 30 year Treasury. Maybe you could amplify that, because I'm paying it, not receiving it. Why is paying it 3.5% re...

ochotona wrote: Hard to answer the HELOC question out of context. But paying it is 3.5% return risk free. Better than 30 year Treasury.

Not sure how to calculate the "return" of getting 100K up front.  It's worth something.
But of course, paying it is minus 3.5%.

I think people not much older than ourselves would say it feels strange to talk in all seriousness of having all of your money stored as a bunch of ones and zeros on some electronic machine thousands of miles away from you in an unknown location. ha!  :) And as bizarre as it sounds when you deconst...

ochotona wrote: Shorting cash = take out a mortgage

Does a home equity loan count? 3.5x%
I'm still eager to get rid of it.

Fred wrote: If I wanted to store gold in my house I think there is no lack of clever places to hide it that a thief would never think of.

You'd be surprised.

ILoveMoney wrote: Could you please post the link to the thread where Tyler originally talked about this? Thanks!

http://portfoliocharts.com/portfolios/

{tyler's site}

Libertarian666 wrote: How is it going now? I see the market is down and gold is up...

The S&P is down to 2005. Wow.

Professor Disorientation wrote: I reviewed the portfolios Tyler highlighted and decided to go with two: the Ivy Portfolio and Swedroe's Minimize Fat Tails Portfolio. I realized that I am much calmer and I'm not worried about the performance of individual stocks. That's a great relief for me.

Nice.

Feeling better about the pp today, Budd?
I shouldn't even ask, b/c it's so ephemeral, but still.

S&P down 1.78%
Dow down > 2%

TLT up .56%
GTU up 1.12%

I don't get it I think. Why contribute in the same proportions instead of the other way around to get back into the desired 25/25/25/25? (so contribute 20/30/25/25 if you are currently at 30/20/25/25)? I don't think there's anything wrong with contributing inverted proportions as you're suggesting....

Xan wrote: Another option is to contribute proportionally, that is, if you're at 30/20/25/25, then contribute in the same proportions.  This is the option that prevents contributions from affecting the timing of your rebalances.

I've never seen or thought of that before. What an interesting idea.

I did a lot of research a while back when looking for a decent gun safe and settled on an AmSec BF , as it provides both burglary + fire protection. A google image search of the bolded words turned up this tornado-surviving safe. Cool: http://www.amsecusa.com/amsec-bf-gun-safe-survives-oklahoma-tor...

ochotona wrote: I am in lion taming already. The lion is winning.

Back to your financial education: do you think your MBA and previous education is related to your predilection for tinkering (i.e. not passively investing), or are those two things mutually exclusive?