Search found 243 matches
- Tue Aug 08, 2017 7:59 pm
- Forum: Other Discussions
- Topic: The Google memo firestorm
- Replies: 48
- Views: 27256
Re: The Google memo firestorm
It's an interesting read for sure. I disagree with his suggestion about de-emphasizing empathy. The world already has an acute lack of empathy. So many people are deeply concerned with themselves with very little regard to others. I'm convinced this problem is getting worse each year.
- Sat Jul 29, 2017 8:01 am
- Forum: Other Discussions
- Topic: Selling Restricted Stock
- Replies: 8
- Views: 7371
Re: Selling Restricted Stock
Your 3rd reason (leveraging your employment) is the main reason I would be looking to sell. Even if you didn't have a downpayment needed for a home, it would still be wise to diversify those holdings. If the tax was deferred until the sale of the stock, I might hesitate a bit and calculate the true ...
- Sat Jul 22, 2017 10:52 am
- Forum: Permanent Portfolio Discussion
- Topic: Asset Allocation Ideas when you have a Mortgage
- Replies: 15
- Views: 13306
Re: Asset Allocation Ideas when you have a Mortgage
It's probably easiest & safest to consider your home a consumption item rather than an investment. You can't liquidate it easily, you'll always need someplace to live, and you definitely can't liquidate part of it e.g. you can't just sell the driveway. It's more like your car than your brokerage ac...
- Wed Jul 19, 2017 7:08 am
- Forum: Other Discussions
- Topic: Bitcoin Costs More than Gold?
- Replies: 108
- Views: 70072
Re: Bitcoin Costs More than Gold?
Interesting read. Damn that board looks young! That's a really sad read. Pump and dump early adopters are the real winners here. Greedy fools will be the losers. I suppose that's the way with most things. Everyone is trying to get the most happiness they can given their limited resources in life. S...
- Sun Jul 16, 2017 10:04 pm
- Forum: Other Discussions
- Topic: Bitcoin Costs More than Gold?
- Replies: 108
- Views: 70072
Re: Bitcoin Costs More than Gold?
Re hoarding: http://nakamotoinstitute.org/mempool/im-hoarding-bitcoins-and-no-you-cant-have-any/ Interesting read. Damn that board looks young! That's a really sad read. Pump and dump early adopters are the real winners here. Greedy fools will be the losers. I suppose that's the way with most things.
- Fri Jul 14, 2017 6:35 pm
- Forum: Other Discussions
- Topic: Bitcoin Costs More than Gold?
- Replies: 108
- Views: 70072
Re: Bitcoin Costs More than Gold?
I get the sneaking suspicion that once Bitcoin becomes sufficiently large enough, the US Government will make it officially illegal. This may not stop its use entirely, but it will almost entirely halt its use by corporate entities as an acceptable form of payment, which would be devastating enough...
- Fri Jul 14, 2017 9:18 am
- Forum: Other Discussions
- Topic: Bitcoin Costs More than Gold?
- Replies: 108
- Views: 70072
Re: Bitcoin Costs More than Gold?
I get the sneaking suspicion that once Bitcoin becomes sufficiently large enough, the US Government will make it officially illegal. This may not stop its use entirely, but it will almost entirely halt its use by corporate entities as an acceptable form of payment, which would be devastating enough...
- Thu Jul 13, 2017 6:22 pm
- Forum: Other Discussions
- Topic: Bitcoin Costs More than Gold?
- Replies: 108
- Views: 70072
Re: Bitcoin Costs More than Gold?
I get the sneaking suspicion that once Bitcoin becomes sufficiently large enough, the US Government will make it officially illegal. This may not stop its use entirely, but it will almost entirely halt its use by corporate entities as an acceptable form of payment, which would be devastating enough.
- Tue Jul 11, 2017 6:37 am
- Forum: Gold
- Topic: GenX 7% in Gold?
- Replies: 11
- Views: 10259
Re: GenX 7% in Gold?
GenX goes to age 56? That's my age. I used to think of myself as a Late Boomer Wikipedia says 1961 to 1981. Seems a lot broader than I would have guessed. https://en.wikipedia.org/wiki/Generation_X Edit: There seems to be a lot of looseness with the years depending on the source, so never mind the ...
- Mon Jul 10, 2017 8:43 pm
- Forum: Gold
- Topic: GenX 7% in Gold?
- Replies: 11
- Views: 10259
Re: GenX 7% in Gold?
I'm a GenX-er. I have a little more than 21% in Gold. It's technically a broad age range: 36 to 56 roughly, at the moment. I wouldn't imagine many at the lower end to hold any gold, while the older ones probably hold a decent amount.
- Mon Jul 10, 2017 10:50 am
- Forum: Other Discussions
- Topic: Help get me reduce some weight
- Replies: 93
- Views: 53517
Re: Help get me reduce some weight
Cut soda, even diet soda. Replace with tea and organic raw honey. Cut flour and sugar (naturally occurring sugar in foods is ok). I mentioned soda first because I think it drives the body into consuming more food. I believe it has to do with the sweeteners used. Even stevia makes me more hungry, and...
- Fri Jul 07, 2017 10:56 am
- Forum: Gold
- Topic: The GOLD scream room
- Replies: 3689
- Views: 1657558
Re: The GOLD scream room
Bought up some IAU just now at $11.61508... this rout feels brutal! Grrrrr!!!
- Sun Jun 25, 2017 11:15 am
- Forum: Gold
- Topic: Real Assets vs. Financial Assets
- Replies: 12
- Views: 10477
Re: Real Assets vs. Financial Assets
That chart in the link was very interesting. I think the one aberration would be real estate. I know for my market, along with other large coastal cities, prices are inflated beyond pre-great recession levels and the market is still somewhat frenzied for single family homes, where most of the homes ...
- Thu Jun 22, 2017 6:49 pm
- Forum: Cash
- Topic: Ally Bank No Penalty CD
- Replies: 26
- Views: 31024
Re: Ally Bank No Penalty CD
Hasta la vista, baby!ochotona wrote:In 1983 I got a 12-month CD offering about 13% APR, at an S&L in the Sherman Oaks (California) Galleria where they filmed "Terminator 2". Imperial Savings and Loan. Long since gone, of course. Oh, the good old days.
Wow, 13%! *heavy sigh*
- Tue Jun 20, 2017 7:31 am
- Forum: Gold
- Topic: The GOLD scream room
- Replies: 3689
- Views: 1657558
Re: The GOLD scream room
Yeah, it's been in the dumps... It's a very hated asset. Sometimes I hate it. Not me. But that may be partly because I have enough cash to last for several years without selling any more. Maybe, but I don't need to sell any, nor have I ever sold any and I still kinda hate it sometimes. If it drops ...
- Mon Jun 19, 2017 8:08 pm
- Forum: Gold
- Topic: The GOLD scream room
- Replies: 3689
- Views: 1657558
Re: The GOLD scream room
Yeah, it's been in the dumps... It's a very hated asset. Sometimes I hate it.
- Wed Jun 14, 2017 7:44 pm
- Forum: Other Discussions
- Topic: "On days like this there are no Republicans and Democrats"
- Replies: 6
- Views: 4223
Re: "On days like this there are no Republicans and Democrats"
Only on days like today? #dividedwefall Well, of course if a Democrat is shot, it's a different story: then it's all the Republicans' fault. I don't follow any party, but the stances on both sides are pretty clear: Democrats - Guns kill, see? Take away the guns! Republicans - Bad people kill! If mo...
- Wed Jun 14, 2017 7:33 pm
- Forum: Other Discussions
- Topic: "On days like this there are no Republicans and Democrats"
- Replies: 6
- Views: 4223
Re: "On days like this there are no Republicans and Democrats"
Only on days like today? #dividedwefall
- Mon Jun 12, 2017 9:07 pm
- Forum: Permanent Portfolio Discussion
- Topic: Worst Crash Coming article
- Replies: 7
- Views: 6841
Re: Worst Crash Coming article
I'm most of the way through the process of going a portfolio of about 40% equities instead of 25%. I'm at about 35% right now. Once I reach 40%, that's when the crash will occur.bitcoininthevp wrote:If its invested in the PP, then "phew"! Right?eufo wrote:I feel like it will occur immediately after I'm completely invested.
- Sat Jun 10, 2017 6:04 pm
- Forum: Variable Portfolio Discussion
- Topic: Fearful of a Japanified stock market?
- Replies: 8
- Views: 6520
Re: Fearful of a Japanified stock market?
It's a worry, for sure. Rebalancing strategies should increase CAGR by quite a bit, but I'm intrigued enough to inquire about the momentum strategy being applied here. Can you link to more information? EDIT: Nevermind. I thought it looked like the Portfolio Visualizer site, so I searched around a bi...
- Fri Jun 09, 2017 5:29 pm
- Forum: Permanent Portfolio Discussion
- Topic: Worst Crash Coming article
- Replies: 7
- Views: 6841
Re: Worst Crash Coming article
I feel like it will occur immediately after I'm completely invested.
- Sun Jun 04, 2017 9:23 am
- Forum: Permanent Portfolio Discussion
- Topic: Starting in Europe, questions
- Replies: 19
- Views: 16613
Re: Starting in Europe, questions
"SHORT DAILY" implies this is an inverse ETF. If the STOXX 50 goes up 1% in a day, that ETF will go down 1% that day, and vice versa. You will not want to invest in any inverse or leveraged ETFs for long term. If you could provide a list of the ETFs they provide commission free, I'm sure we could he...
- Thu Jun 01, 2017 7:36 pm
- Forum: Permanent Portfolio Discussion
- Topic: PP as savings account
- Replies: 7
- Views: 5341
Re: PP as savings account
My own take is... 1) Main checking has enough to float me for a couple of months 2) Savings account with another bank has enough enough to cover another 6 months. (baby checking account with same bank for easier access) 3) Max fund Roth IRA following my own twist on Golden Butterfly 4) All excess pu...
- Mon May 29, 2017 12:30 pm
- Forum: Variable Portfolio Discussion
- Topic: Golden Butterfly Portfolio
- Replies: 539
- Views: 350581
Re: Golden Butterfly Portfolio
It's kinda fun to see how many moving parts you can remove from the machine before it stops working. It is. I've tried countless allocations on Tyler's site, just to see how they might have performed. They all kind of lead into the same direction of something very similar to PP, but with minor twea...
- Sat May 27, 2017 10:58 am
- Forum: Cash
- Topic: Understanding Cash Will Make You a Happier Investor (Tyler)
- Replies: 41
- Views: 32404
Re: Understanding Cash Will Make You a Happier Investor (Tyler)
BTW, several of the people who looked into modeling TIPS left the exercise swearing them off with their own money. Wow, that is very telling about TIPS. I remember liking the concept of protection against inflation in a bond, but I never really cared for their ultimate performance. Plus, the conspi...