Search found 243 matches
- Sun Jun 25, 2017 11:15 am
- Forum: Gold
- Topic: Real Assets vs. Financial Assets
- Replies: 12
- Views: 10479
Re: Real Assets vs. Financial Assets
That chart in the link was very interesting. I think the one aberration would be real estate. I know for my market, along with other large coastal cities, prices are inflated beyond pre-great recession levels and the market is still somewhat frenzied for single family homes, where most of the homes ...
- Thu Jun 22, 2017 6:49 pm
- Forum: Cash
- Topic: Ally Bank No Penalty CD
- Replies: 26
- Views: 31084
Re: Ally Bank No Penalty CD
Hasta la vista, baby!ochotona wrote:In 1983 I got a 12-month CD offering about 13% APR, at an S&L in the Sherman Oaks (California) Galleria where they filmed "Terminator 2". Imperial Savings and Loan. Long since gone, of course. Oh, the good old days.
Wow, 13%! *heavy sigh*
- Tue Jun 20, 2017 7:31 am
- Forum: Gold
- Topic: The GOLD scream room
- Replies: 3689
- Views: 1659374
Re: The GOLD scream room
Yeah, it's been in the dumps... It's a very hated asset. Sometimes I hate it. Not me. But that may be partly because I have enough cash to last for several years without selling any more. Maybe, but I don't need to sell any, nor have I ever sold any and I still kinda hate it sometimes. If it drops ...
- Mon Jun 19, 2017 8:08 pm
- Forum: Gold
- Topic: The GOLD scream room
- Replies: 3689
- Views: 1659374
Re: The GOLD scream room
Yeah, it's been in the dumps... It's a very hated asset. Sometimes I hate it.
- Wed Jun 14, 2017 7:44 pm
- Forum: Other Discussions
- Topic: "On days like this there are no Republicans and Democrats"
- Replies: 6
- Views: 4225
Re: "On days like this there are no Republicans and Democrats"
Only on days like today? #dividedwefall Well, of course if a Democrat is shot, it's a different story: then it's all the Republicans' fault. I don't follow any party, but the stances on both sides are pretty clear: Democrats - Guns kill, see? Take away the guns! Republicans - Bad people kill! If mo...
- Wed Jun 14, 2017 7:33 pm
- Forum: Other Discussions
- Topic: "On days like this there are no Republicans and Democrats"
- Replies: 6
- Views: 4225
Re: "On days like this there are no Republicans and Democrats"
Only on days like today? #dividedwefall
- Mon Jun 12, 2017 9:07 pm
- Forum: Permanent Portfolio Discussion
- Topic: Worst Crash Coming article
- Replies: 7
- Views: 6842
Re: Worst Crash Coming article
I'm most of the way through the process of going a portfolio of about 40% equities instead of 25%. I'm at about 35% right now. Once I reach 40%, that's when the crash will occur.bitcoininthevp wrote:If its invested in the PP, then "phew"! Right?eufo wrote:I feel like it will occur immediately after I'm completely invested.
- Sat Jun 10, 2017 6:04 pm
- Forum: Variable Portfolio Discussion
- Topic: Fearful of a Japanified stock market?
- Replies: 8
- Views: 6525
Re: Fearful of a Japanified stock market?
It's a worry, for sure. Rebalancing strategies should increase CAGR by quite a bit, but I'm intrigued enough to inquire about the momentum strategy being applied here. Can you link to more information? EDIT: Nevermind. I thought it looked like the Portfolio Visualizer site, so I searched around a bi...
- Fri Jun 09, 2017 5:29 pm
- Forum: Permanent Portfolio Discussion
- Topic: Worst Crash Coming article
- Replies: 7
- Views: 6842
Re: Worst Crash Coming article
I feel like it will occur immediately after I'm completely invested.
- Sun Jun 04, 2017 9:23 am
- Forum: Permanent Portfolio Discussion
- Topic: Starting in Europe, questions
- Replies: 19
- Views: 16616
Re: Starting in Europe, questions
"SHORT DAILY" implies this is an inverse ETF. If the STOXX 50 goes up 1% in a day, that ETF will go down 1% that day, and vice versa. You will not want to invest in any inverse or leveraged ETFs for long term. If you could provide a list of the ETFs they provide commission free, I'm sure we could he...
- Thu Jun 01, 2017 7:36 pm
- Forum: Permanent Portfolio Discussion
- Topic: PP as savings account
- Replies: 7
- Views: 5341
Re: PP as savings account
My own take is... 1) Main checking has enough to float me for a couple of months 2) Savings account with another bank has enough enough to cover another 6 months. (baby checking account with same bank for easier access) 3) Max fund Roth IRA following my own twist on Golden Butterfly 4) All excess pu...
- Mon May 29, 2017 12:30 pm
- Forum: Variable Portfolio Discussion
- Topic: Golden Butterfly Portfolio
- Replies: 539
- Views: 350805
Re: Golden Butterfly Portfolio
It's kinda fun to see how many moving parts you can remove from the machine before it stops working. It is. I've tried countless allocations on Tyler's site, just to see how they might have performed. They all kind of lead into the same direction of something very similar to PP, but with minor twea...
- Sat May 27, 2017 10:58 am
- Forum: Cash
- Topic: Understanding Cash Will Make You a Happier Investor (Tyler)
- Replies: 41
- Views: 32416
Re: Understanding Cash Will Make You a Happier Investor (Tyler)
BTW, several of the people who looked into modeling TIPS left the exercise swearing them off with their own money. Wow, that is very telling about TIPS. I remember liking the concept of protection against inflation in a bond, but I never really cared for their ultimate performance. Plus, the conspi...
- Mon May 22, 2017 5:08 pm
- Forum: Permanent Portfolio Discussion
- Topic: Passive vs Active Investing, and role of the PP
- Replies: 44
- Views: 26306
Re: Passive vs Active Investing, and role of the PP
Found this article today that says some states are beginning to declare passive investment accounts as abandoned and taking the money for themselves. http://www.investmentnews.com/article/20170512/FREE/170519958/states-scoop-up-investment-accounts-as-unclaimed-property?X-IgnoreUserAgent=1 I feel li...
- Sat May 20, 2017 11:12 am
- Forum: Permanent Portfolio Discussion
- Topic: Passive vs Active Investing, and role of the PP
- Replies: 44
- Views: 26306
Re: Passive vs Active Investing, and role of the PP
This pretty much nails it.sophie wrote:I think I defined active vs passive already. Passive = trading in order to maintain a pre-set asset allocation. Active = buying and selling in response to an individual's prediction of future market trends. Agreed?
- Thu May 18, 2017 8:20 am
- Forum: Cash
- Topic: Understanding Cash Will Make You a Happier Investor (Tyler)
- Replies: 41
- Views: 32416
Re: Understanding Cash Will Make You a Happier Investor (Tyler)
Banks should be ashamed of themselves...interest rates have barely budged despite the jump in Treasuries. Agree. Chase keeps sending me a deal for $200 to deposit $15,000 into one of their savings accounts and leave it for 90 days. It's actually a good deal except that I will have to pretty much in...
- Tue May 16, 2017 6:43 pm
- Forum: Other Discussions
- Topic: Post-Trump fate of the white working class
- Replies: 1
- Views: 1715
Re: Post-Trump fate of the white working class
The middle class is being obliterated... but that has nothing to do with elected officials. It's been a process going on for decades under both parties. It's fun to pick teams, but both teams are out to get us!
- Sun May 14, 2017 6:49 pm
- Forum: Permanent Portfolio Discussion
- Topic: An Alternative Explanation for the Permanent Portfolio
- Replies: 12
- Views: 10370
Re: An Alternative Explanation for the Permanent Portfolio
This post is very timely from my own perspective. I was thinking about a kind of reverse look at our economic situation by studying what the different asset classes were doing. For example, when gold, stocks, and bonds are all falling, we're seeing "money tightening". I'd like to cover all 8 possibl...
- Thu May 11, 2017 10:20 pm
- Forum: Other Discussions
- Topic: Bitcoin Costs More than Gold?
- Replies: 108
- Views: 70087
Re: Bitcoin Costs More than Gold?
Lol! Hey, at least it's still around in the year 3000, right?
- Thu May 11, 2017 10:18 pm
- Forum: Permanent Portfolio Discussion
- Topic: Stocks, bonds, and gold have all returned 6.3% annualized over the last 10 years!
- Replies: 16
- Views: 10839
Re: Stocks, bonds, and gold have all returned 6.3% annualized over the last 10 years!
Here's hoping...Pet Hog wrote:I'm expecting a bumper next five years to revert us to the mean!
- Wed May 10, 2017 7:32 pm
- Forum: Other Discussions
- Topic: Bitcoin Costs More than Gold?
- Replies: 108
- Views: 70087
Re: Bitcoin Costs More than Gold?
Bitcoin is an interesting idea, but I will never use it. I see the appeal, I guess, but it's been around a long time now with very little adoption. Even Discover is accepted more places.
- Thu Apr 27, 2017 8:44 pm
- Forum: Cash
- Topic: 3% APY for 7 year CDs
- Replies: 18
- Views: 19989
Re: 3% APY for 7 year CDs
Unless I'm reading things wrong... it looks like the rates are down to 2.2% APY... hope some were able to nab that 3% APY.
- Tue Apr 18, 2017 10:17 pm
- Forum: Permanent Portfolio Discussion
- Topic: James Rickards Portfolio
- Replies: 15
- Views: 10729
Re: James Rickards Portfolio
The financial press (advertising) is no different than any other commercial news source with paying advertisers...bad news sells. He's selling doom porn. Good for his bottom line, likely not the best for yours. A pittance for an excellent read/listen about the history of markets, central banks, gho...
- Tue Apr 18, 2017 8:16 pm
- Forum: Permanent Portfolio Discussion
- Topic: James Rickards Portfolio
- Replies: 15
- Views: 10729
Re: James Rickards Portfolio
Hal is right that Rickards always seems to be preaching to the super wealthy. Not many have the means (or knowhow) to just go out and buy high-quality commercial real estate and works of art. I have read Currency Wars and watched a couple of Rickards things on youtube. He's always preaching doom an...
- Tue Apr 18, 2017 8:13 pm
- Forum: Permanent Portfolio Discussion
- Topic: James Rickards Portfolio
- Replies: 15
- Views: 10729
Re: James Rickards Portfolio
Well, it looks like the allocations may have changed. In the "Road to Ruin" book he advises Gold and Silver - 10% Cash (some in physical notes) - 30% Real Estate (Agricultural or income producing)-20% Fine Art Fund- 5% Angel and Venture Capital 10% Hedge Funds 5% High Quality Sovereign Bonds 10% St...