Search found 2066 matches
- Sat Apr 01, 2023 10:23 pm
- Forum: Other Discussions
- Topic: How much to save for retirement
- Replies: 101
- Views: 74090
Re: How much to save for retirement
I took a peek through the report you linked to, and it still cites figures by account balance, not total of all accounts per person. For example see this sentence: "The average account balance of those families owning IA plans increased from $79,262 in 1992 to $258,453 in 2019." I found similar lan...
- Sat Apr 01, 2023 2:21 pm
- Forum: Other Discussions
- Topic: How much to save for retirement
- Replies: 101
- Views: 74090
Re: How much to save for retirement
The bad news is that I think you're overestimating the amount of savings the median person has. I think I found the WSJ article you're referencing, and the $266k figure is the median family net worth for the age range of 65-74. That includes not only all accounts but also home equity. According to t...
- Mon Mar 27, 2023 9:00 pm
- Forum: Variable Portfolio Discussion
- Topic: in depth review of golden butterfly
- Replies: 21
- Views: 12496
Re: in depth review of golden butterfly
Thanks for spreading the word! I'm no Harry Browne, but I imagine he might say that the portfolio is designed to capture the flow of money out of equities rather than capture the flow of equities money out of the country. That said, I don't have a problem with anyone who feels strongly about global ...
- Mon Mar 27, 2023 10:09 am
- Forum: Variable Portfolio Discussion
- Topic: in depth review of golden butterfly
- Replies: 21
- Views: 12496
Re: in depth review of golden butterfly
It's new to me, and your link is the first time I've seen it. Thanks for sharing!
- Sun Mar 26, 2023 10:31 am
- Forum: Variable Portfolio Discussion
- Topic: in depth review of golden butterfly
- Replies: 21
- Views: 12496
Re: in depth review of golden butterfly
Yeah, that looks like a good example of classic SEO farming where the main goal is keyword density -- even moreso than accuracy. 2) It starts with: "The Golden Butterfly Portfolio by Tyler portfolio" and then later on has: "The Golden Butterfly Portfolio is a relatively new investment strategy, havi...
- Wed Mar 15, 2023 1:19 pm
- Forum: Other Discussions
- Topic: Silicon Valley Bank Failure
- Replies: 130
- Views: 345423
Re: Silicon Valley Bank Failure
Speaking of the wise authors at Forbes, I like this idea from PensionCraft.
https://twitter.com/PensionCraft/status ... 0347991043
- Mon Mar 13, 2023 4:45 pm
- Forum: Permanent Portfolio Discussion
- Topic: portfolio charts
- Replies: 3
- Views: 1198
Re: portfolio charts
Everything seems to be working on my end. The first thing I would try is just hitting refresh a few times. If that doesn't work, you might try clearing your cookies. If it just started today, it's also possible that it's a regional Microsoft thing that may resolve itself in a few hours. Let me know ...
- Thu Mar 09, 2023 10:28 am
- Forum: Permanent Portfolio Discussion
- Topic: Dragon Portfolio
- Replies: 23
- Views: 9630
Re: Dragon Portfolio
It was recently brought to my attention that Artemis Capital Management (the firm run by Chris Cole that promoted the Dragon Portfolio) appears to have closed shop. If you go to their website , most of the pages are empty and even the famous "The Allegory of the Hawk and the Serpent" paper points to...
- Tue Mar 07, 2023 12:47 pm
- Forum: Stocks
- Topic: SCV in the GB
- Replies: 8
- Views: 4874
Re: SCV in the GB
With regard to the Portfolio Charts fund recommendations, I wouldn't necessarily interpret the Fund Finder as a comprehensive list or even my judgment of what makes a "good" SCV methodology. In order to make sure that the charts set proper expectations, I tend to prioritize funds that should track m...
- Fri Jan 27, 2023 10:32 am
- Forum: Permanent Portfolio Discussion
- Topic: 2022 Returns
- Replies: 44
- Views: 21945
Re: 2022 Returns
I measured the PP with a real return (including inflation) that was down a little more than 18%. Yes, that's the worst year I have on record since 1970. That may not sound very good until you realize that it was still in the top third of all portfolio options and still quite tame compared to other a...
- Thu Jan 05, 2023 7:06 pm
- Forum: Other Discussions
- Topic: WiFi Extender?
- Replies: 20
- Views: 2556
Re: WiFi Extender?
I got a set of TP-Link Deco units to set up a wifi mesh and it's awesome. Super easy to set up. Highly recommended.
- Tue Dec 13, 2022 4:11 pm
- Forum: Gold
- Topic: Another Gold ETF post
- Replies: 29
- Views: 9937
Re: Another Gold ETF post
Agree with the general feeling on a Chinese holding company. However, I think the location, local laws in effect and the auditing/auditor is probably more important. If the vault is in the US or UK with a western auditing firm I'm not that concerned. Move the vault to Bejing, use a non-western Euro...
- Tue Dec 13, 2022 2:33 pm
- Forum: Gold
- Topic: Another Gold ETF post
- Replies: 29
- Views: 9937
Re: Another Gold ETF post
The one thing that hangs me up on IAUM is the trading volume. According to etf.com, the median daily trading volume for IAUM is just $2.7mm. For reference, GLDM trades $48mm per day. Not that I have anywhere near that level of gold, but whenever a reasonable position by a small-time individual inves...
- Fri Dec 09, 2022 7:24 pm
- Forum: Gold
- Topic: Another Gold ETF post
- Replies: 29
- Views: 9937
Re: Another Gold ETF post
Nice research! I appreciate all the info.
- Sat Nov 12, 2022 11:31 pm
- Forum: Gold
- Topic: Another Gold ETF post
- Replies: 29
- Views: 9937
Re: Another Gold ETF post
What I like about SGOL is: 1) Its custodian isnt a chinese bank 2) Gold is split between london and switzerland giving some diversity 3) They publish an inventory of bars own, including serial numbers periodically 4) they publish vault inspection reports. GLDM has none of these. SGOL is a good fund...
- Mon Nov 07, 2022 10:57 am
- Forum: Other Discussions
- Topic: Finance Books for Free
- Replies: 17
- Views: 3339
- Sat Nov 05, 2022 8:57 am
- Forum: Permanent Portfolio Discussion
- Topic: Non-ESG ETFs
- Replies: 53
- Views: 37466
Re: Non-ESG ETFs
I don't know how they were able to pick out me, selling my Vanguard/Blackrock funds because of their proxy voting habits, among all the market turmoil but YOU'RE WELCOME EVERYONE. The hero we need. 8) I'm also thankful for this thread for pushing me over the edge to trade out of a few Blackrock fun...
- Fri Nov 04, 2022 10:12 am
- Forum: Permanent Portfolio Discussion
- Topic: Non-ESG ETFs
- Replies: 53
- Views: 37466
Re: Non-ESG ETFs
It looks like things are actually moving in the right direction on the voting rights front. Vanguard just announced a pilot program that allows retail investors to have proper voting power with their shares. https://www.etfstream.com/news/vanguard-to-pilot-voting-rights-for-retail-investors-in-chall...
- Wed Oct 26, 2022 1:02 pm
- Forum: Permanent Portfolio Discussion
- Topic: Non-ESG ETFs
- Replies: 53
- Views: 37466
Re: Non-ESG ETFs
The problem with BlackRock is not that they offer ESG funds for people who care about those things and want to support them with their own money. Just like paying more for organic produce that is fundamentally the same product, people can pay more for ESG funds if they like. To each his own. The dee...
- Fri Oct 21, 2022 3:34 pm
- Forum: Permanent Portfolio Discussion
- Topic: Non-ESG ETFs
- Replies: 53
- Views: 37466
Re: Non-ESG ETFs
Plenty of gold alternatives out there. Schwab has SGOL which I've used. TLT is the toughest one to replace, probably. GLDM (State Street) is currently the cheapest gold ETF option with a 0.10 ER. For LT treasuries, I really want to like SCHQ (Schwab) because of the very low 0.03 ER. The only thing ...
- Thu Oct 20, 2022 5:40 pm
- Forum: Permanent Portfolio Discussion
- Topic: Non-ESG ETFs
- Replies: 53
- Views: 37466
Re: Non-ESG ETFs
Are there altenative ETFs that are not into the ESG movement? I've also thought about this, but the trick is finding an alternative that isn't doing something similar. Look past the marketing materials and self-serving platitudes of a guy like Larry Fink, and when you get down to it providers are l...
- Tue Oct 04, 2022 11:49 am
- Forum: Bonds
- Topic: TBills as "the best horse at the glue factory?"
- Replies: 93
- Views: 11825
Re: TBills as "the best horse at the glue factory?"
Well I certainly appreciate you taking the time to politely engage with that often-brilliant but even-more-often-curmudgeonly crowd @ Bogleheads Tyler. Let me know if you ever don't want me to post links to Portfolio Charts articles over there; I fear driving more traffic to your site and turning s...
- Mon Oct 03, 2022 10:13 pm
- Forum: Bonds
- Topic: TBills as "the best horse at the glue factory?"
- Replies: 93
- Views: 11825
Re: TBills as "the best horse at the glue factory?"
For anyone who wants to go further down the rabbit hole with TIPS I posted Tyler's blog post on Bogleheads and there's a good bit of discussion there (with Tyler participating). I especially recommend the posts from vineviz, who may be the single most savvy bond expert (among many) on that forum: h...
- Tue Sep 27, 2022 3:06 pm
- Forum: Bonds
- Topic: TIPS vs. the PP Barbell or iBonds: No Contest
- Replies: 23
- Views: 4307
Re: TIPS vs. the PP Barbell or iBonds: No Contest
Tyler, where’s the best place to alert you to typos? I found one at Looking Deeper - Going back to the TIPS mechanics we discussed, if you hold a bond to maturity then you get the full original principal pack Crowdsourced editing FTW. Thanks! But what I didn't fully appreciate until reading your ne...
- Tue Sep 27, 2022 2:33 pm
- Forum: Bonds
- Topic: TIPS vs. the PP Barbell or iBonds: No Contest
- Replies: 23
- Views: 4307
Re: TIPS vs. the PP Barbell or iBonds: No Contest
My contention that there is asymmetric risk in the decision to allocate one's fixed income in nominal bonds, such as TBM, or inflation-linked bonds, such as TIPS. With individual TIPS held to maturity , their real return known with precision at the time of purchase. There is no risk to the future b...