ochotona wrote:I just got stopped out of GVAL at $24.50

I know you didn't mean to do this, but I'm so disappointed this is an old thread and I can't get those Kindle books for free! Lol!

It’s just market noise. To reassure yourself, look at a graph of the 30-year Treasury yield (^TYX) year-to-date, and over the past 5 years, 10 years, and 30 years. Draw a trend line through it. It’s a steady downhill slope. As comforting as I wish that were, if you go back further that slope isn't ...

My desired allocation is 20%. I'm at about 18%. I still feel the pain on days like yesterday, though. If it dips enough, I'll buy some more. I'm underweight all my assets save cash. Desired allocation is 20%, but I'm at 27%. I'm a little spooked by the markets and I might be losing some value, but I...

I didn't want to hijack another thread, but there was talk about a $1000 banknote and it got me thinking about what notes we use here in US and why. Let's start from the bottom up... (please correct me if I made a mistake here) Coins $0.01 - "Penny" - Essentially worthless since it can't p...

Exactly what do you propose as a change, assuming whatever you proposed would be enacted as law? Who said a law could fix a culture? You can't dictate the kind of change we need. We need to give a shit about each other as fellow human beings. That's step one... I misunderstood you. I thought your r...

People are buying houses as investments. Retirees can't get any yield on bonds, so they look at a house as monthly dividend generator, and they become landlords. We have a daily real estate investment radio show which uses a lot of emotional manipulation to get people to sign up for their "men...

Is it really a cultural issue, or a technological glitch? There have always been murderous psychopaths, but now they have better weapons. On the flip side, so do women, which is good because there have always been rapists too. Killing each other isn't new, but neither really is our culture... it's ...

It is a cultural problem for sure. No one wants to fix it, so it persists. I think more people will have to die before we can collectively will a change. It's sad. Exactly what do you propose as a change, assuming whatever you proposed would be enacted as law? Who said a law could fix a culture? Yo...

It is a cultural problem for sure. No one wants to fix it, so it persists. I think more people will have to die before we can collectively will a change. It's sad.

I don't believe lending standards are the issue this time around. I think we're seeing more cash investment for rental or flipping. Either way, excessive pricing beyond what the populace can afford will eventually run out of steam and revert. These bubbles are happening globally and it's honestly a...

I agree with the others here that a hands-off approach is best. As much as I'd like to help everyone I know, it's important to remember that most people don't like to be told what to do. Even making a subtle implication that they're not handling their finances efficiently will be met with a defensiv...

I'm not buying in urban areas - even parts of Texas where I live are bubbly, like Dallas and Austin. And darn it, we've been in a slump here in Houston and I can't believe how much housing has gone up. How is it that so many people I know are out of work, but housing keeps climbing? Oh, right... bu...

Xan wrote:I expect the next question to be what's the best way to get a windfall[...]

I'd like to hear an answer on that one if anyone has any ideas!

dualstow wrote:yeah, there's a company that provides heat for your house if you host their servers... which provide the heat. i forget which country.

The Netherlands... it's a really cool idea.

https://www.theverge.com/2017/6/2/15728 ... -nerdalize

Actually, I think that site might be hacked and is forwarding somewhere else... kitsoftvvare.com. I don't think anyone should go there... and the link should probably be removed.

dualstow wrote:Weird, my iPad won’t open your link, jhogue.

Requires Flash.. *boo* I didn't even bother to open it because I refuse to install that crappy piece of software.

Very interesting, Kriegsspiel! I knew it consumed a decent amount of electricity, but had no idea it was that much. I still don't understand how it's worth anything to anyone. Maybe this will help: http://www.slate.com/articles/health_and_science/science/2015/02/beanie_babies_bubble_economics_and_p...

dualstow wrote:My thoughts and prayers go out to the virtue signalers

/s

Pure gold!

Very interesting, Kriegsspiel!

I knew it consumed a decent amount of electricity, but had no idea it was that much. I still don't understand how it's worth anything to anyone.

dualstow wrote:Type

Code: Select all

is bitcoin finite

into google.

Good grief... now I really don't get the point of it.

It's an interesting point about the "mining". To my understanding Bitcoins can be created to infinity, but requiring more and more computing power as time goes on. How many barrels of oil, pounds of coal, etc. have been burned to provide the electricity to create these extraneous virtual c...

I'm sure there are traits that tend to correlate along racial lines, just as there are traits along gender lines, family lines, geographic lines, etc. Is it right to use those very basic tendencies against a person? We do it all the time, but we do it in ways that are more covert. Young people pay h...

I was married once... when I believed in love. The divorce was very easy and took all of about 10 minutes at the county courthouse. We didn't have children, but did own a home together (which we sold and divided the proceeds). I think we got married because it's the social norm. She certainly wasn't...

Not sure why I was approximating at 6 months instead of 8... 12-4=6? Lol! Would you believe I didn't miss a question in the Math portion of the ACT? Now look at me... shameful!

If I'm understanding what you're looking for... and if my math isn't too rusty...

55 / 10 = 5.5 = 550%

The 16.5 (roughly) root of 5.5 = ~1.109

Annual Return of ~10.9%