Search found 243 matches

by eufo
Fri Oct 27, 2017 5:08 pm
Forum: Permanent Portfolio Discussion
Topic: PP and expected asset class returns
Replies: 6
Views: 4853

Re: PP and expected asset class returns

I'm with ochotona on this one. Predictions are pretty much useless, no matter what the source. The whole point of the PP is that you don't have to predict or worry about the future of any asset. If you've been selling into these rallies, you have plenty of cash to gobble up the assets that end up de...
by eufo
Tue Oct 24, 2017 9:47 pm
Forum: Other Discussions
Topic: Benefits of State Marriage
Replies: 48
Views: 19659

Re: Benefits of State Marriage

This link is from an Ex- Marine detailing the Marriage Contract and its issues DO NOT listen if you cannot tolerate bad/rough language, however his description of a "State Marriage Contract" is very concise. https://www.youtube.com/watch?v=1pCHZuErZCM Is it true what he states about Marriage Laws i...
by eufo
Sat Oct 21, 2017 8:59 am
Forum: Permanent Portfolio Discussion
Topic: TD Ameritrade changing commission-free ETFs
Replies: 23
Views: 13519

Re: TD Ameritrade changing commission-free ETFs

After some serious thought, I'm sticking with TD Ameritrade and my iShares ETFs for now in both my taxable and non-taxable accounts, despite the loss of being commission-free. They're solid funds and that's worth a lot to me. If the new State Street funds can gather some serious support, I may enter...
by eufo
Fri Oct 20, 2017 6:19 pm
Forum: Stocks
Topic: Stock scream room
Replies: 1425
Views: 430478

Re: Stock scream room

Kinda puts it in perspective... nicely done, sir.
by eufo
Fri Oct 20, 2017 4:49 pm
Forum: Stocks
Topic: Stock scream room
Replies: 1425
Views: 430478

Re: Stock scream room

BUY! BUY! BUY!

XIV is getting ridiculous
by eufo
Thu Oct 19, 2017 5:47 pm
Forum: Gold
Topic: Where are you invested in gold?
Replies: 19
Views: 11014

Re: Where are you invested in gold?

For me it was a choice between GLD and IAU, since they were, and still are, the two big dogs for Gold ETFs. IAU's superior ER made it an easy choice.

I'd own some physical gold if I felt I could secure it soundly with little cost, but that's not my current situation.
by eufo
Wed Oct 18, 2017 9:11 pm
Forum: Permanent Portfolio Discussion
Topic: TD Ameritrade changing commission-free ETFs
Replies: 23
Views: 13519

Re: TD Ameritrade changing commission-free ETFs

Actually, after taking a look at the overlap in these State Street funds, I don't like the looks of them... Here's the MidCap (SPMD) vs. SmallCap (SPSM)... 737 overlapping constituents... 74% of the ones in SPMD also reside in SPSM!

https://www.etfresearchcenter.com/tools ... MD&f2=spsm
by eufo
Wed Oct 18, 2017 8:53 pm
Forum: Permanent Portfolio Discussion
Topic: TD Ameritrade changing commission-free ETFs
Replies: 23
Views: 13519

Re: TD Ameritrade changing commission-free ETFs

For someone that normally makes many many many small purchases of commission-free ETFs each month, a $6.95 fee seems like much more of a barrier than it may seem to others that only incur a fee once every few months or longer. I liked to nibble all month as I transferred money into my accounts each ...
by eufo
Wed Oct 18, 2017 6:59 am
Forum: Bonds
Topic: TLO symbol changed to SPTLO
Replies: 11
Views: 7278

Re: TLO symbol changed to SPTLO

This thing has me pretty upset. They sent me an email this morning touting how they were expanding their commission-free ETF lineup. Looking into it, all of my commission-free ETFs I use are getting cut.... TLT, IVV, IJH, IJR. Even the popular ones I used in the past... SHY, VTI, VNQ, BND, AGG, etc...
by eufo
Tue Oct 17, 2017 10:25 pm
Forum: Bonds
Topic: TLO symbol changed to SPTLO
Replies: 11
Views: 7278

Re: TLO symbol changed to SPTLO

Probably related: TDAmeritrade has increased its lineup of commission-free ETFs from around 100 to almost 300. Unfortunately, they are eliminating Vanguard and the common State Street funds like TLT and replacing them with more thinly traded offerings, but with lower expense ratios. old list of com...
by eufo
Sun Oct 15, 2017 7:18 am
Forum: Other Discussions
Topic: How you can lose virtually all of your rights without a meaningful hearing
Replies: 27
Views: 10492

Re: How you can lose virtually all of your rights without a meaningful hearing

Maddy wrote:[...]and quite often only after the accused person has been involuntarily detained[...]
Somehow read this as ACCURSED person... I was like... daaaammmnnn!
by eufo
Tue Oct 10, 2017 5:23 pm
Forum: Other Discussions
Topic: How you can lose virtually all of your rights without a meaningful hearing
Replies: 27
Views: 10492

Re: How you can lose virtually all of your rights without a meaningful hearing

Libertarian666 wrote:But I'm going to talk to my family lawyer about this ASAP to see what he says.
I'm sure it goes without saying, but we'd love to hear what he has to say about this.
by eufo
Mon Oct 09, 2017 10:17 pm
Forum: Other Discussions
Topic: How you can lose virtually all of your rights without a meaningful hearing
Replies: 27
Views: 10492

Re: How you can lose virtually all of your rights without a meaningful hearing

The fact that this kind of stuff happens at all is just... depressing. Get it together, humans.
by eufo
Thu Oct 05, 2017 7:15 pm
Forum: Gold
Topic: The GOLD scream room
Replies: 3410
Views: 957669

Re: The GOLD scream room

Cortopassi wrote:Does the stock market ever stop going up?
It certainly doesn't seem so.
by eufo
Mon Oct 02, 2017 8:28 pm
Forum: Other Discussions
Topic: Are you as smart as the smartest woman on earth? (A Probability Problem)
Replies: 26
Views: 13343

Re: Are you as smart as the smartest woman on earth? (A Probability Problem)

Brilliant explanation! I've never understood this problem until now.
by eufo
Wed Sep 27, 2017 9:49 pm
Forum: Permanent Portfolio Discussion
Topic: Rebalancing - General Advice
Replies: 13
Views: 7376

Re: Rebalancing - General Advice

I agree with the above posts that rebalancing is more about what works for you instead of something being the "best". What bands worked in the past may or may not be optimum for future moves. I, personally, like to be pretty close to my asset allocation at all times. I won't go crazy with my buying ...
by eufo
Wed Sep 27, 2017 9:15 pm
Forum: Gold
Topic: The GOLD scream room
Replies: 3410
Views: 957669

Re: The GOLD scream room

As you know I've been selling gold for SCV as mentioned above. I don't want to have to manage the portfolio this closely but you can see the money coming out of gold and treasuries so visibly its almost foolish to just let it be... Then close your eyes and don't let your pattern seeking and emotion...
by eufo
Tue Sep 19, 2017 4:39 pm
Forum: Gold
Topic: The GOLD scream room
Replies: 3410
Views: 957669

Re: The GOLD scream room

PP67 wrote:"Mute" is the operative word... both in declines and advances... The HBPP is the Monroe shock absorber of portfolio strategies...
Ha! True enough!
by eufo
Mon Sep 18, 2017 7:27 pm
Forum: Gold
Topic: The GOLD scream room
Replies: 3410
Views: 957669

Re: The GOLD scream room

Instead, while I am upset at how fast these gains are evaporating (what's new?!), the stock portion mutes the fall. I feel the same way. It's beautiful how they all seem to mute each other's declines. Gold just stirs up too much emotion for me. Do the exact opposite of what you think you should do ...
by eufo
Sat Sep 16, 2017 7:56 pm
Forum: Permanent Portfolio Discussion
Topic: New Here - I want to make sure I got the basics!
Replies: 14
Views: 8516

Re: New Here - I want to make sure I got the basics!

Not many of our peers talk about their stock holdings at the cocktail parties like you used to hear about. But they might be beating the PP by just paying down their student loans. You do have a point. I only have a few friends that talk to me about holdings. I'm honestly shocked by how many middle...
by eufo
Sat Sep 16, 2017 3:51 pm
Forum: Permanent Portfolio Discussion
Topic: New Here - I want to make sure I got the basics!
Replies: 14
Views: 8516

Re: New Here - I want to make sure I got the basics!

1. Given my age of mid-20's, would the permanent portfolio's focus on capital preservation grow my assets during my accumulation years too slowly? In other words, should I take on more risk (say a standard vanilla 80/20 portfolio), given the amount of time I have until retirement. I may be thinking...
by eufo
Mon Sep 04, 2017 9:50 am
Forum: Other Discussions
Topic: China Central Bank: ICOs are illegal
Replies: 3
Views: 2122

Re: China Central Bank: ICOs are illegal

ochotona wrote:Too many Yodas. I have to switch.
Out Loud, I Laugh!

Yeah, I'm going to change it up too!
by eufo
Mon Sep 04, 2017 8:09 am
Forum: Other Discussions
Topic: China Central Bank: ICOs are illegal
Replies: 3
Views: 2122

China Central Bank: ICOs are illegal

https://www.bloomberg.com/news/articles ... re-illegal

This should be interesting... called it, btw. Never interfere with a government's ability to control currency within its borders.
by eufo
Mon Sep 04, 2017 7:17 am
Forum: Gold
Topic: New Gold ETF: BAR
Replies: 2
Views: 3716

Re: New Gold ETF: BAR

Thinking of possible delisting, this Yoda was not. Prudent move, patience is.
by eufo
Sat Sep 02, 2017 5:36 pm
Forum: Gold
Topic: New Gold ETF: BAR
Replies: 2
Views: 3716

New Gold ETF: BAR

Looks like it might be a nice one to add into the mix... low ER at 0.20%. Don't know anything about the issuer though... http://www.graniteshares.com