I love my cash, I love my cash, I love my cash...

Seriously, though... I do.

I use small and mid caps in my portfolio instead of the broad market. Over time they tend to outperform, but are more volatile.

Play with asset allocations on Tyler's site: https://portfoliocharts.com

Oh, I believe it applies in other aspects of life, just not investing! Seasonality, trends, etc have predictive value (e.g.forecasts) but the relationship of future returns to historical returns is less substantive to me. So, again, I ask... why would it matter if your 70/30 portfolio outperformed ...

I didn’t invest in the portfolio from 1998-2008 so it is not relevant to me. How is past data not relevant? :o Backtesting has no predictive value. It’s fun though, I actually do data mining and predictive analytics for a living. Then why would it matter if your 70/30 portfolio outperformed YTD?

buddtholomew wrote:I didn’t invest in the portfolio from 1998-2008 so it is not relevant to me.

How is past data not relevant?

You might as well hold 100% stocks if you never look, it has the highest expected return. Put everything in AAPL. It's the largest market cap stock out there but has crushed the overall market for years. Seriously, though, the PP is about as stable an allocation as one could ever hope for. Day to d...

moda0306 wrote:

eufo wrote:Holy gay. Yes, I used that in the pejorative sense.

While I agree with your sentiment... look at your avatar!

But seriously that Obama pic is terrible. And I'm pretty left on the environmentalism spectrum.

Lol! I deserve that one. Nicely played, sir.

Holy gay. Yes, I used that in the pejorative sense.

dualstow wrote:Gold's teasing us again today.

Don't worry, it'll lose all those gains at the open tomorrow and then chill all day to hold the loss.

I gotta say, I'm actually embracing this correction. I was worried at the beginning, now I'm at acceptance.

Smaller moves are much easier to make for me as well. If I received a large lump sum of money, I would have great difficulty putting it all to work immediately. I would slowly and methodically add to my positions over a course of time that felt adequate for the amount involved. It's likely too conse...

dualstow wrote:

ochotona wrote:Miners at 52 week lows

How many meters down are they?

Lol! So bad...

RE: Bitcoin... If anyone is selling equities to run to Bitcoin as a safe haven, I think they are making a gross error that will prove disastrous. I agree with this. On a related topic, I would like to put in an application for a new portfolio. I see GB, Coffeehouse, Swensen all have their own. And ...

It's exactly times like this when I most appreciate the PP firewalls. Bonds, gold, and cash don't even need to make money for the PP to be a success when stocks are falling like a rock. Diversification FTW. You said it, brother! It's easy to discount the role bonds and gold are playing right now si...

Shiv? I guess I was doing that, too, although not really consciously or aloud. Funny! How could one expect any less from a financial instrument pronounced* like something you use to stab people in the back. * by me, at any rate. Ahh, thank you. I couldn't figure out what he meant. I've always prono...

I'm sure those international stock funds do nothing but go up forever, and never go down. Emerging markets, man... that stuff NEVER goes down... *roll eyes* All I did was support the claim that my 70/30 BH allocation is ahead of my PP YTD even after a 700 and 1200 point decline. I wasn't aiming any...

stuper1 wrote:I'm sure those international stock funds do nothing but go up forever, and never go down.

Emerging markets, man... that stuff NEVER goes down... *roll eyes*

Wow about XIV... I considered a XIV trading strategy many many years ago, but decided that the meltdowns were just too severe... yikes!

Can someone explain to me why we'd ever want dividends? It devalues the share price by the same amount and we're taxed on it. It's like we're selling some shares at a profit (even if the value has decreased) and being taxed. Am I missing something here? I'm not opposed to owning solid companies that...

Since I didn't panic sell at the open, the market decided to collapse. Sorry, everyone... Lol!

When do you need the money? About 2/3rds is locked away in a Roth, so that's going to be there for awhile. I may not touch that at all. The rest is in a margin account that I've been using to save up for a house. I've been looking for 2 years and don't like the housing market at all right now, so w...

ochotona wrote:Eufo if you hold the PP, don't sell stocks. Your allocation is already low. 25% is a hunker down allocation for most people.

I'm actually a modified GB allocation. 40% stocks. I still probably shouldn't sell...but I sure feel like selling.

Friday was really really bad. I need more "really"s in there, but you get the point.

I have half an urge to sell everything and go straight cash for a bit... bah. I hate feelings like that, because I can't be the only one thinking that, right?

MangoMan wrote:What is the conclusion of those 2 charts? That although the yield is about to break out to the upside, relative to stocks they are still a good buy?

I'm wondering the same thing.

I feel a great temptation to tweak my holdings, which almost always means... I shouldn't. Lol.

Friday was a great example of why we hold cash. It's not much comfort when the portfolio is shrinking, but it's important to consider that it would have been worse had we been more exposed. In fact, it's likely it may continue on Monday. Seeing both equities and bonds fall has been expected for awhi...