Search found 1090 matches

by WildAboutHarry
Thu Jun 09, 2011 10:05 pm
Forum: Gold
Topic: Gold Holdings During Lagging Interest Rates
Replies: 28
Views: 13194

Re: Gold Holdings During Lagging Interest Rates

Clive,

Great chart, thanks.

I was also struck by no rebalance for the LT Bonds and the general infrequency of rebalancing.

I was also surprised that widening the bands (e.g. to 10% and 40%) increased returns.
by WildAboutHarry
Sun Jun 05, 2011 7:38 am
Forum: Stocks
Topic: VTI vs. VTSAX
Replies: 6
Views: 11031

Re: VTI vs. VTSAX

I doubt that there would be much if any difference in capital gains distributions between VTI and VTSAX.

Vanguard is pretty good at tax management.
by WildAboutHarry
Thu May 19, 2011 9:21 am
Forum: Cash
Topic: Short Term Treasury Ladder Strategies
Replies: 22
Views: 13166

Re: Short Term Treasury Ladder Strategies

Thanks for your thoughts on this - I might like to implement something like it, but I need to better understand how I would remain liquid enough to purchase lagging assets in the event of a fire sale. Some split between individual treasury notes/bonds and a fund would give you the ability to liquid...
by WildAboutHarry
Thu May 19, 2011 9:10 am
Forum: Stocks
Topic: VTI vs. VTSAX
Replies: 6
Views: 11031

Re: VTI vs. VTSAX

In my opinion the fund is better.  Since the fund and the ETF have the same expenses, the fund does not have bid/ask spread issues (although with VTI this is probably not too big a deal).  If you have an account with Vanguard, buying ETFs also requires a brokerage account in addition to the regular ...
by WildAboutHarry
Wed May 18, 2011 8:24 am
Forum: Cash
Topic: Short Term Treasury Ladder Strategies
Replies: 22
Views: 13166

Re: Short Term Treasury Ladder Strategies

I've considered using a five year T-Note ladder (15%) mixed with SHY or shorter treasuries (10%). Unless you use a treasury money market fund you always have some risk of loss with purchase of bills, notes, or bonds, if you have cash needs prior to maturity.  Obviously 100% of a one-year bill is ava...
by WildAboutHarry
Sat May 14, 2011 4:57 pm
Forum: Gold
Topic: GTU Looks to Be About 2.4% Below NAV
Replies: 42
Views: 19752

Re: GTU Looks to Be About 2.4% Below NAV

MediumTex wrote:there are financial instruments that can create taxable income inside an IRA, including MLPs and certain leveraged ETFs that create so-called "UBTI"
I never even considered the possibility of a "taxable" investment in an IRA.  Learn something new every day.
by WildAboutHarry
Sat May 14, 2011 11:05 am
Forum: Gold
Topic: GTU Looks to Be About 2.4% Below NAV
Replies: 42
Views: 19752

Re: GTU Looks to Be About 2.4% Below NAV

how likely is there a big price difference between the london and NY? I wonder if that's part of the reason of the high variability. The premium/discount in closed-end funds is mostly a supply-demand issue.  With ETFs the premium/discount can be minimized through creation/destruction of units, but ...
by WildAboutHarry
Wed May 11, 2011 11:56 pm
Forum: Bonds
Topic: LT Treasury Face Values
Replies: 6
Views: 5537

Re: LT Treasury Face Values

Bonds/Notes at auction have a fixed coupon rate.  The market (the auction) then determines the actual interest rate the bond/note pays.  If the market decides a rate higher than the coupon is "right" then the bond sells at a discount.  If the rate is lower, then the bond/note sells at a premium.
by WildAboutHarry
Wed May 11, 2011 8:00 am
Forum: Bonds
Topic: LT Treasury Face Values
Replies: 6
Views: 5537

Re: LT Treasury Face Values

Treasury bonds, notes, and bills are typically considered in $1,000 "face" value increments.  Since they are all paperless there isn't any problem in buying whatever number of increments you want.  You can later sell in $1,000 increments as well, regardless of the "face" value of the original purcha...
by WildAboutHarry
Mon May 09, 2011 8:32 pm
Forum: Gold
Topic: GTU Looks to Be About 2.4% Below NAV
Replies: 42
Views: 19752

Re: GTU Looks to Be About 2.4% Below NAV

On Form 8621:
Sorry if this has been covered elsewhere, but no forms are necessary for GTU in tax-deferred accounts, right?