Speaking for myself, I think that I would just lump it and be done with it. After all, as Harry used to say, “No one can predict the future.” Easier said than done perhaps. The Canadian specific PP looked ok to me on Portfolio Charts at a glance, but I would have to do more research.
That said, more of HB’s wisdom comes into play here.
Whenever you're in doubt about a course of action, it is always better to err on the side of safety.
If you pass up an opportunity to increase your fortune, another one will be along soon enough. But if you lose your life savings just once, you might never get a chance to replace it.
If you wind up losing something, let it be only an opportunity that was lost – not precious capital. People rarely go broke playing it safe. But many go broke taking great risks or making investments they know too little about.
If you’re hesitating, it’s because you don’t yet know enough about the investment or the problem to make a confident decision. That means you shouldn't take the plunge until you know more and you’re sure you understand all the ramifications.
If you are in serious doubt about lumping… play it safe. A lot better safe than sorry.