What % of your Total Portfolio is the PP?

[Reub]

I think that a PP percentage equal to one's age makes a lot of sense.

[foglifter]

I think that a PP percentage equal to one's age makes a lot of sense.

"Age in PP" surely sounds cool! Our response to Bogleheads' "Age in bonds".

Reub, you should register a trademark. 

[goodasgold]

I think that a PP percentage equal to one's age makes a lot of sense.

But, using this scenario, what would comprise the VP for the remainder of your portfolio?

[Ad Orientem]

I think that a PP percentage equal to one's age makes a lot of sense.

But, using this scenario, what would comprise the VP for the remainder of your portfolio?

If I were doing this, I'd use VTI or VT.

[blackomen]

I'm using nonstandard implementations of the PP, so depending on how you define it, either 0% or 100%

PP #1 (taxable account):

25% SPY
25% GLD
25% TLT
25% UUP

PP #2 (IRA), the leveraged PP:

1/3 UGL
1/3 SSO
1/3 UBT

[vnatale]

Interested in what your current %'s is and if some of the original posters' %'s have changed.

Vinny

[drumminj]

Thanks for reviving this, vnatale. I've been thinking about this lately as well.

For me, it's about 80%. I have a chunk in Vanguard Wellesley as well (VWIAX) -- about 15%, and then another 5% here and there in CDs and an angel investment.

I'm currently in the lucky position of being able to save a lot of cash each month/contribute to savings. I've been putting it to Wellesley over the past year, but been thinking about how to allocate new savings going forward.

[Smith1776]

100%

[Tortoise]

Close to 100% for almost 10 years now.

[boglerdude]

How does owning primary residence influence this. If you could sell if you needed to

[mathjak107]

it doesn't .... a home is a consumption item that cost you money as it provides your housing , until you sell it and convert it to invest able assets . it should be kept totally separate from conventional portfolio allocations .

even in retirement it is never used to base a draw on as you would a portfolio value ... it can act as collateral for costly loans but once the equity is in it is a one way funnel and can't come out without just borrowing money , the same as someone could who rented and had other assets to use as collateral .. even a reverse mortgage is a balloon payment loan ... you just have the choice of leaving them the house to pay it off.

so when it is cash and sold then you re-evalute with it otherwise it plays no role

[sophie]

I wish it were 100%, but it's about 40%. The rest is in employer tax-deferred (403b) accounts where I can't buy gold, so I put those into a Boglehead-style 3 fund portfolio. That will be fixed when I retire, and I'll be a "100%-er" then!

[Cortopassi]

100%

[Kriegsspiel]

About 50%.

[l82start]

94% PP
the rest is all small money.. mostly just enough to make me to take an interest in following its moves, a few of which are something that discussions here inspired.. the rest is old pre-investment days silver, and couple wild long-shots...