Final - A Secure Credit Card for the 21st Century

[MachineGhost]

Read the FAQ.

Tired of cutting up your card after every single breach and fraudulent charge? Check out Final - I signed up because it protects me from those things by giving every single place I buy a new card number.

It works everywhere, and has things like proactive fraud prevention, so I don’t have to worry about checking my statement. It’s like someone actually thought about what I want in a credit card and then built it...imagine that.

Reserve your Final card at: https://www.getfinal.com/?ref=NgL_o4vA

[I Shrugged]

The big banks are just going to sit there while this startup takes away their market?  If nothing else, they will sic the regulatory hounds on them.  In any event, something like this has to happen, but it will be the existing players who dominate. IMO of course.

[dualstow]

You are on a tear this weekend, MG!

Some of these links are going to bleed into each other when I sleep tonight, and I'll likely dream of anti-poacher drones used to assassinate sexual predators.

[dragoncar]

The big banks are just going to sit there while this startup takes away their market?  If nothing else, they will sic the regulatory hounds on them.  In any event, something like this has to happen, but it will be the existing players who dominate. IMO of course.

Most people don't care because the big banks don't make them pay for fraudulent charges.  Cutting up your card when they send you another one is really trivial.

edit: I'm not seeing where you can use a different number for physical purchases.  The big banks have tried virtual numbers for online purchases (https://www.cardbenefits.citi.com/Produ ... mbers.aspx) but again it seems that they aren't saving enough money to continue offering it.  I get text alerts for my purchases from Chase.  I'm not quite sure what Final is offering that the big banks don't offer.

[Mountaineer]

You are on a tear this weekend, MG!

Some of these links are going to bleed into each other when I sleep tonight, and I'll likely dream of anti-poacher drones used to assassinate sexual predators.

With exploding rice cookers and grills full of overheated supplements! 

... Mountaineer

[WiseOne]

MG where do you find all these tidbits??  I always check through the unread topics list for new threads from you, and sure enough, here's this morning's gem.

Even though cash back benefits are minimal in the grand scheme of things, I probably wouldn't give them up for a service like this.  I've got several methods of monitoring credit card charges already, but I'm more worried about fraudulent account openings.  I've gotten three notices about my social security number being stolen from a human resources dept employee losing a laptop or something similar, and I'm sure there have been more breaches than that.  So I decided it's safest to operate on the assumption that my social security number has been printed on a billboard somewhere.

[MachineGhost]

MG where do you find all these tidbits??  I always check through the unread topics list for new threads from you, and sure enough, here's this morning's gem.

These were the most interesting (to me) recent graduates of an incubator.  The private equity ecosystem looks like an inverted pyramid and is composed of:

Founder's Friends/Family/Fools/Fhysicians
Incubators
Online Portals
Angel Investors
Venture Capitalists

...and then the IPO which is the exit strategy for all of the above (i.e. Wall Street flips it to the dumb money).  When the SEC fully implements the JOBS Act later this year, Mom and Pop will be able to invest in companies like this via the Online Portals.