If I go PP, do I still need a Cash Emergency Fund?

General Discussion on the Permanent Portfolio Strategy

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mathjak107
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Re: If I go PP, do I still need a Cash Emergency Fund?

Post by mathjak107 » Mon Jul 06, 2015 6:58 pm

i love the colors.  anything with colors or lights gets my attention.
sapperleader
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Re: If I go PP, do I still need a Cash Emergency Fund?

Post by sapperleader » Tue Jul 07, 2015 11:09 am

My wife and I definitely include the emergency fund as part of PP cash holdings.  I think people would be surprised if they add up all of the buckets of savings and life costs how easy it is to get close to  25% cash.

We use a spreadsheet we call a savings tracker which tracks all of the savings goals(electronics replacement to car repair, emergency fund to vacation).
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