Gyroscopic Investing

Don wrote: ↑Mon May 24, 2021 8:35 pm I need to rebalance out of stocks but I just can't bring myself to reallocate into LTTS or cash right now. What should I do?

Rebalance to put your stock allocation just enough below your threshold that you can put it off for a while. Your definition of “a while” will determine how far to go.

Just playing around with some backtesting

1 = Long Term Corporates substituted for LTT's. 25% each Gold, Cash & TSM
2 = 35% TSM, 15% Total US Bond Market. 25% each Gold & Cash
3 = HBPP

Don wrote: ↑Mon May 24, 2021 8:35 pm I need to rebalance out of stocks but I just can't bring myself to reallocate into LTTS or cash right now. What should I do?

I tend to (and recently did) put money into ITT when I can't get myself to put money into LTT.

Seems to be least angst.

If in taxable, iBonds?

In my best Arnold Schwarzenegger voce, "just do it". Or, German in Venice.