Gyroscopic Investing

dualstow wrote: ↑Tue Apr 22, 2025 5:02 pm I hate looking at TLT in my Roth IRA, but I don’t mind looking at my LTT’s that I hold directly.

It’s funny that a thread that’s supposed to be about people not coming to the forum, ostensibly because there aren’t enough conversations about the pp itself, has become a thread about the pp itself.

PP-ception!!!

I personally find LTTs perfectly fine to hold when their losses are buried within the NAV of a total bond market fund.

What was the phrase someone on this forum used? I think it was "comfortable opaqueness".

Either way, I also think long TIPS still have their place as part of a liability matching portfolio, too.

i hold no tips at all and no long term bonds

right now i hold ultra conservative bond funds , short term bond funds and a short to intermediate term bond fund with a duration of 3.6 years .

it captures decent rates yet has very low sensitivity to rates .

a 7-10% gold position and a very low equity position right now with berkshire being a top holding followed by a total market fund , a utility fund and a bit of an aggressive growth fund but equities for now are in the 20% range .

the lowest in my entire investing history spanning 3 decades .

i have no confidence at all in the antics being played and i don’t want much involvement in this one man manipulated market.

last year was a fabulous year for us generating 600k in returns as my fidelity blue chip growth fund doubled in two years .

so i toned things down in january. . i took profits again in march since i wasn’t happy with where things were heading so i went to my lowest levels ever in the most conservative model i ever ran as my only portfolio.

i can easily sit this out after the run up the last two years .

so for now this is a comfortable model for us and it still sees 5 digit daily swings which still are more volatility then we like

An update. The forum has had about 125 new members since August 2024. However, they've only had a combined 9 posts in total.