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Re: On the Perils of Being an Evil Capitalist
Posted: Thu Mar 26, 2015 11:01 am
by MachineGhost
WiseOne wrote:
MG, you just don't fit into the mold of the typical P2P borrower, who by definition is a financial idiot.
Gwarsh, maybe I better dumb myself down, then!
WiseOne wrote:
Also - what are your favorite cashback sites? That's something I haven't started playing with yet. I've found that in general, coupons only exist for the things I very rarely buy.
Here's what I use to determine the best cashback....
http://cashbackwatch.com/ Add the bookmarklet to your browser toolbar, then whenever you're on a shopping site you want to see the cashback rebates for, click the bookmarklet and it will open a new window and give a you a list of cashback sites supporting the shopping site and the percentages. As far as trustworthy, I've been paid without fail many times over the years from BeFrugal and Mr. Rebates and a few times from FatWallet. I stick to those three and don't bother with the others, unless its like ShopDiscover or ChaseRewards, etc.. The cashback sites will list coupons when getting ready to click through to the shopping site that won't disqualify the cashback, but I let PriceBlink and RetailMeNot tell me if there's an applicable coupon to use (if the percent off is higher than the cashback).
Re: On the Perils of Being an Evil Capitalist
Posted: Thu Mar 26, 2015 11:09 am
by WiseOne
Thanks those are great tips! I found that cashback has a google chrome extension also, so it's even easier.
Re: On the Perils of Being an Evil Capitalist
Posted: Thu Mar 26, 2015 12:15 pm
by Greg
WiseOne wrote:
+1 on the joys of gaming rewards credit cards!
MG, you just don't fit into the mold of the typical P2P borrower, who by definition is a financial idiot. Also - what are your favorite cashback sites? That's something I haven't started playing with yet. I've found that in general, coupons only exist for the things I very rarely buy.
Has anyone gotten one of those prepaid Target Redcards? I heard of a rather awesome hack with them: if you can get your hands on one, you can load it with up to $5K/month at any Target with the credit card of your choice, then use the card's billpaying system to pay the money right back to your checking account. If you have that Fidelity 2% Amex that's an instant $100/month tax-free, which is not a bad return for two trips to Target ($2500 daily limit). I expect that loophole will close at some point, especially if enough people start doing it.
I'm looking more into this. I'm not sure you can use a credit card to do this, and I'm only seeing a $1000 max you can put in per visit to Target. Correct me if I'm wrong because I would love to do this.
EDIT:
http://frequentmiler.boardingarea.com/t ... softserve/
But on website, doesn't show clearly that you can pay for this in the store with a credit card
https://amex.serve.com/prepaidredcard/
Re: On the Perils of Being an Evil Capitalist
Posted: Thu Mar 26, 2015 5:34 pm
by WiseOne
What I read was that the $1000 limit applies to the temporary card. You use that to register for a permanent card, which has higher limits.
Target/Amex don't actually say that you can use a credit card to charge up the redcard, but since it's done at the register and the transaction gets rung up like any other sale, you can use a credit card. It's similar to buying a gift card at the grocery store with that wonderful 6% cashback Amex card.