PP in Germany
Moderator: Global Moderator
PP in Germany
Hello,
New Year, new Plan.
I start a PP as a German.
25% ETFL50 MSCI World
25% ETFL21 Germany Bund 10+
25% A0S9GB Xetra Gold
25% Cash
Monthly for 1.000 €
This Thread is for Tracking the succsess
New Year, new Plan.
I start a PP as a German.
25% ETFL50 MSCI World
25% ETFL21 Germany Bund 10+
25% A0S9GB Xetra Gold
25% Cash
Monthly for 1.000 €
This Thread is for Tracking the succsess
Re: PP in Germany
Nice to see PP'ers from all around the world. Do keep us updated on a Germany PP.
It will be interesting to see how the portfolio performance deviates from a U.S., Canadian, or Australian version.
It will be interesting to see how the portfolio performance deviates from a U.S., Canadian, or Australian version.
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Re: PP in Germany
Best of luck to you, Grinch.
This post sponsored by the new Vanguard t-bill ETF: VBIL
Re: PP in Germany
Thank you
Re: PP in Germany
Happy new year and bon voyage with your PP. I wish I've started my PP now...
but it is what it is.. we're just playing the cards we're dealt...

Re: PP in Germany
Hi GRINCH!
Which ETF tickers did you chose?
Please specify them.
You enter in a good point

Re: PP in Germany
ELFW For MSCI World
EL4V For Bund 10+
4GLD for Gold
EL4V For Bund 10+
4GLD for Gold
Re: PP in Germany
The year isn't quite over yet. I am quite happy with the result for 2023. Even the long-term bonds still deliver a conciliatory result at the end of the year. Overall I have a performance of +3.88% and an interest rate of 7.80%
At the end of the year, some interest from the daily money will be added. The bandwidths for rebalancing have not been touched, so things can continue into the new year.
At the end of the year, some interest from the daily money will be added. The bandwidths for rebalancing have not been touched, so things can continue into the new year.
Re: PP in Germany
HiGrinch wrote: ↑Mon Dec 18, 2023 3:43 am The year isn't quite over yet. I am quite happy with the result for 2023. Even the long-term bonds still deliver a conciliatory result at the end of the year. Overall I have a performance of +3.88% and an interest rate of 7.80%
At the end of the year, some interest from the daily money will be added. The bandwidths for rebalancing have not been touched, so things can continue into the new year.
Only 3,8? Or
Discounted inflation?
Are you losing money ?
Regards
Re: PP in Germany
This is the First year with monthly 1000 Euro. The money-weighted return calculation is 7,8%
Re: PP in Germany
The year isn't quite over yet. I am very quite happy with the result for 2024.
In 2024 I have a performance of +13.94% and an interest rate of 14.04%
The Overall Performance is: 18.97% and the interest rate is 12.54%
The bandwidths for rebalancing have not been touched, so things can continue into the new year.
The Allocation is actual:
27.03% Stocks
22.09% long Bond
27.98% Gold
22.90% Cash
In 2024 I have a performance of +13.94% and an interest rate of 14.04%
The Overall Performance is: 18.97% and the interest rate is 12.54%
The bandwidths for rebalancing have not been touched, so things can continue into the new year.
The Allocation is actual:
27.03% Stocks
22.09% long Bond
27.98% Gold
22.90% Cash
Re: PP in Germany
Grinch wrote: ↑Sat Dec 21, 2024 5:53 am The year isn't quite over yet. I am very quite happy with the result for 2024.
In 2024 I have a performance of +13.94% and an interest rate of 14.04%
The Overall Performance is: 18.97% and the interest rate is 12.54%
The bandwidths for rebalancing have not been touched, so things can continue into the new year.
The Allocation is actual:
27.03% Stocks
22.09% long Bond
27.98% Gold
22.90% Cash

Which etfs are you using now?
Regards
Re: PP in Germany
The same procedure as last year Miss Sophie
https://www.ardmediathek.de/video/dinne ... zEtMTUtNTA
ELFW For MSCI World
EL4V For Bund 10+
4GLD for Gold
https://www.ardmediathek.de/video/dinne ... zEtMTUtNTA
ELFW For MSCI World
EL4V For Bund 10+
4GLD for Gold
Re: PP in Germany
HiGrinch wrote: ↑Thu Jan 09, 2025 9:51 am The same procedure as last year Miss Sophie
https://www.ardmediathek.de/video/dinne ... zEtMTUtNTA
ELFW For MSCI World
EL4V For Bund 10+
4GLD for Gold
What is that link?!
Which etf is for cash
Regards
Re: PP in Germany
The link is a joke and a famos TV Special in Germany, to explain „The Same Procedere…“
Cash is a simple Account. The balance is currently not so high that it is no longer covered by deposit insurance.
Cash is a simple Account. The balance is currently not so high that it is no longer covered by deposit insurance.
Re: PP in Germany
HiGrinch wrote: ↑Thu Jan 09, 2025 9:51 am The same procedure as last year Miss Sophie
https://www.ardmediathek.de/video/dinne ... zEtMTUtNTA
ELFW For MSCI World
EL4V For Bund 10+
4GLD for Gold
Why do you chose ELFW For MSCI World ?
Why not simple EXSI etf ?
Hug
Re: PP in Germany
The easiest way to buy for me