PP in Germany

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Grinch
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PP in Germany

Post by Grinch »

Hello,

New Year, new Plan.
I start a PP as a German.

25% ETFL50 MSCI World
25% ETFL21 Germany Bund 10+
25% A0S9GB Xetra Gold
25% Cash

Monthly for 1.000 €

This Thread is for Tracking the succsess
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Smith1776
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Re: PP in Germany

Post by Smith1776 »

Nice to see PP'ers from all around the world. Do keep us updated on a Germany PP.

It will be interesting to see how the portfolio performance deviates from a U.S., Canadian, or Australian version.
www.pragmaticportfolio.com
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dualstow
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Re: PP in Germany

Post by dualstow »

Best of luck to you, Grinch.
This post sponsored by the new Vanguard t-bill ETF: VBIL
Grinch
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Re: PP in Germany

Post by Grinch »

Thank you
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Vil
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Re: PP in Germany

Post by Vil »

Happy new year and bon voyage with your PP. I wish I've started my PP now... :D but it is what it is.. we're just playing the cards we're dealt...
Grinch
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Re: PP in Germany

Post by Grinch »

Vil wrote: Tue Jan 03, 2023 2:35 am Happy new year and bon voyage with your PP. I wish I've started my PP now... :D but it is what it is.. we're just playing the cards we're dealt...
Thank you. Yes 2022 was bad. We will see, what this year is worth?!
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frugal
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Re: PP in Germany

Post by frugal »

Grinch wrote: Mon Jan 02, 2023 10:08 am Hello,

New Year, new Plan.
I start a PP as a German.

25% ETFL50 MSCI World
25% ETFL21 Germany Bund 10+
25% A0S9GB Xetra Gold
25% Cash

Monthly for 1.000 €

This Thread is for Tracking the succsess
Hi GRINCH!

Which ETF tickers did you chose?

Please specify them.

You enter in a good point ;)
Grinch
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Re: PP in Germany

Post by Grinch »

ELFW For MSCI World
EL4V For Bund 10+
4GLD for Gold
Grinch
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Re: PP in Germany

Post by Grinch »

The year isn't quite over yet. I am quite happy with the result for 2023. Even the long-term bonds still deliver a conciliatory result at the end of the year. Overall I have a performance of +3.88% and an interest rate of 7.80%
At the end of the year, some interest from the daily money will be added. The bandwidths for rebalancing have not been touched, so things can continue into the new year.
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frugal
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Re: PP in Germany

Post by frugal »

Grinch wrote: Mon Dec 18, 2023 3:43 am The year isn't quite over yet. I am quite happy with the result for 2023. Even the long-term bonds still deliver a conciliatory result at the end of the year. Overall I have a performance of +3.88% and an interest rate of 7.80%
At the end of the year, some interest from the daily money will be added. The bandwidths for rebalancing have not been touched, so things can continue into the new year.
Hi
👋🏻

Only 3,8? Or

Discounted inflation?

Are you losing money ?

Regards
Grinch
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Re: PP in Germany

Post by Grinch »

This is the First year with monthly 1000 Euro. The money-weighted return calculation is 7,8%
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Re: PP in Germany

Post by Grinch »

The year isn't quite over yet. I am very quite happy with the result for 2024.

In 2024 I have a performance of +13.94% and an interest rate of 14.04%

The Overall Performance is: 18.97% and the interest rate is 12.54%

The bandwidths for rebalancing have not been touched, so things can continue into the new year.

The Allocation is actual:
27.03% Stocks
22.09% long Bond
27.98% Gold
22.90% Cash
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frugal
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Re: PP in Germany

Post by frugal »

Grinch wrote: Sat Dec 21, 2024 5:53 am The year isn't quite over yet. I am very quite happy with the result for 2024.

In 2024 I have a performance of +13.94% and an interest rate of 14.04%

The Overall Performance is: 18.97% and the interest rate is 12.54%

The bandwidths for rebalancing have not been touched, so things can continue into the new year.

The Allocation is actual:
27.03% Stocks
22.09% long Bond
27.98% Gold
22.90% Cash
^-^


Which etfs are you using now?

Regards


🌞
Grinch
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Re: PP in Germany

Post by Grinch »

The same procedure as last year Miss Sophie
https://www.ardmediathek.de/video/dinne ... zEtMTUtNTA

ELFW For MSCI World
EL4V For Bund 10+
4GLD for Gold
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frugal
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Re: PP in Germany

Post by frugal »

Grinch wrote: Thu Jan 09, 2025 9:51 am The same procedure as last year Miss Sophie
https://www.ardmediathek.de/video/dinne ... zEtMTUtNTA

ELFW For MSCI World
EL4V For Bund 10+
4GLD for Gold
Hi 👋🏻


What is that link?!🔗

Which etf is for cash 💰?

Regards
Grinch
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Re: PP in Germany

Post by Grinch »

The link is a joke and a famos TV Special in Germany, to explain „The Same Procedere…“
Cash is a simple Account. The balance is currently not so high that it is no longer covered by deposit insurance.
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frugal
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Re: PP in Germany

Post by frugal »

Grinch wrote: Thu Jan 09, 2025 9:51 am The same procedure as last year Miss Sophie
https://www.ardmediathek.de/video/dinne ... zEtMTUtNTA

ELFW For MSCI World
EL4V For Bund 10+
4GLD for Gold
Hi 👋🏻


Why do you chose ELFW For MSCI World ?


Why not simple EXSI etf ?

Hug 🤗
Grinch
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Re: PP in Germany

Post by Grinch »

The easiest way to buy for me
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