Best Lazy Portfolio to Pair with a Harry Browne Permanent Portfolio 🧩
Posted: Sat Jan 17, 2026 5:58 am
Hello everyone 
I currently hold a Harry Browne Permanent Portfolio as my core allocation.
I am now looking to add a lazy portfolio that is structurally different, meaning it relies on clearly different asset classes or return drivers, not just small variations of stocks, bonds, gold, and cash.
The objective is true diversification and complementarity, while keeping the approach simple, passive, and rules-based.
Which lazy portfolios do you think:
Differ the most from the Permanent Portfolio in terms of assets and economic exposure
Still make sense as a long-term, low-maintenance complement
Have worked well historically alongside a defensive core like the PP
Examples, reasoning, and real-world experience are very welcome.
Thank you
I currently hold a Harry Browne Permanent Portfolio as my core allocation.
I am now looking to add a lazy portfolio that is structurally different, meaning it relies on clearly different asset classes or return drivers, not just small variations of stocks, bonds, gold, and cash.
The objective is true diversification and complementarity, while keeping the approach simple, passive, and rules-based.
Which lazy portfolios do you think:
Differ the most from the Permanent Portfolio in terms of assets and economic exposure
Still make sense as a long-term, low-maintenance complement
Have worked well historically alongside a defensive core like the PP
Examples, reasoning, and real-world experience are very welcome.
Thank you
