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VP's - one more to work with our PP
Posted: Sun Dec 23, 2012 12:10 pm
by frugal
Hello!
I'm chosing my VP.
Let me tell you to know your opinion:
LYM7 xetra - EM
IWRD : xams - SM
IEAG or EUN4- total euro bonds
FR:MEH Lyxor ETF FTSE EPRA/NAREIT Developed Europe D-EUR, I dont have this ETF in my broker... do you know one alternative?
CRB Lyxor Commodities Crb
Thank you
for your comments!
Re: VP #2 - one more to work with our PP
Posted: Sat Dec 29, 2012 2:29 am
by frugal
Using Browne’s ideas as the basis for an investment strategy, the Permanent Portfolio mutual fund (Nasdaq: PRPFX) was launched in 1982. Despite lagging the S&P 500 index (NYSEArca: SPY) since its inception, the Permanent Portfolio has produced an after tax gain of 11.78% over the past ten years compared to a gain of just 2.78% for the S&P 500.
Today, the San Francisco, CA-area based fund is managed by Michael Cuggino, a certified public accountant by training. Currently, Cuggino aims for the following investment mix: 35% in U.S. Treasuries, bonds and other dollar denominated assets, 20% in gold, 15% in aggressive growth stocks, 15% in natural resources stocks and domestic and foreign real estate, 10% in Swiss Francs and 5% in silver.
Constructing a Permanent ETF Portfolio
One problem with the Permanent Portfolio fund isn’t so much its strategy as its annual expenses of 0.77%. That’s a lot of money to fork over in investment fees, especially for a mutual fund that invests 60% of its assets in cash, precious metals and U.S. Treasuries. What if we replicated the Permanent Portfolio but with operating lower costs?
Below is an example of how the Permanent Portfolio using ETFs would look. The corresponding ETF ticker symbols are right next to each asset class.
35% in U.S. Treasuries (NYSEArca: TLH) and U.S. Corporate Bonds (NYSEArca: LQD)
20% in Gold (NYSEArca: IAU)
15% in Natural Resources (NYSEArca: GNR) and Foreign Real Estate Stocks (NYSEArca: RWX)
15% in Large Cap Growth Stocks (NYSEArca: VONG)
10% in Swiss Francs (NYSEArca: FXF)
5% in Silver (NYSEArca: SIVR)
Re: VP's - one more to work with our PP
Posted: Sun Dec 30, 2012 11:26 am
by edsanville
Considering the fact that PRPFX isn't even close to a 4x25 HBPP, why do you think Harry Browne never really stressed this fact on his radio show? Because PRPFX was his main sponsor?
Re: VP's - one more to work with our PP
Posted: Sun Dec 30, 2012 1:55 pm
by tarentola
Frugal
For Euro REITs, there is also EEP and C8R.
Tarentola
Re: VP's - one more to work with our PP
Posted: Sun Dec 30, 2012 2:24 pm
by frugal
What do you think about :
- 3 funds portfolio
33%
Vanguard Total Bond Market Index Fund
VBMFX
BND
34%
Vanguard Total Stock Market Index Fund
VTSMX
VTI
33%
Vanguard Total International Stock Index Fund
VGTSX
VXUS
- 4 funds portfolio
Vanguard Total Bond Market Index Fund
VBMFX
0.19%
BND
0.11%
Vanguard Total Stock Market Index Fund
VTSMX
0.15%
VTI
0.07%
Vanguard Total International Stock Index Fund
VGTSX
0.22%
VXUS
0.18%
Vanguard REIT Index Fund
VGSIX
0.20%
VNQ
0.10%
a la Bogle
Regards