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How to Purchase something bigger

Posted: Fri Aug 16, 2013 5:06 am
by frugal
I need to BUY something more expensive and as I am 100% PP I need your help:

Shall I use the CASH 25% PORTION, it would be reduced to half

or

shall I close a portion in all 4 assets?

Re: How to Purchase something bigger

Posted: Fri Aug 16, 2013 8:56 am
by AgAuMoney
frugal wrote: I need to BUY something more expensive and as I am 100% PP I need your help:

Shall I use the CASH 25% PORTION, it would be reduced to half

or

shall I close a portion in all 4 assets?
Don't overthink it.

Use the cash and rebalance if/as needed and convenient.

If the cash were not sufficient then you rebalance first as if the withdrawal had happened then withdraw.

Re: How to Purchase something bigger

Posted: Sat Aug 24, 2013 4:01 am
by frugal
I think I will use half of the CASH portion and save during the rest of the year to get near 25% again

Re: How to Purchase something bigger

Posted: Sat Aug 24, 2013 9:56 am
by dualstow
Cash.
So, you're finally going to get that Ferrari. Happy shopping!

Re: How to Purchase something bigger

Posted: Sat Aug 24, 2013 5:14 pm
by frugal
dualstow wrote: Cash.
So, you're finally going to get that Ferrari. Happy shopping!
;D

use CASH and add new money to it as soon as possible?

Re: How to Purchase something bigger

Posted: Fri Aug 30, 2013 5:05 pm
by dualstow
I think, like AgAu said, use CASH and rebalance if necessary. Don't sell your other assets unless cash gets down to 15%.
I'll be doing the same thing. I have a project that may cause me to dip into my pp's cash. It's ok.