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Why Don't Money Managers Get It?

Posted: Thu Jul 03, 2014 8:33 pm
by portart
For many years I had my money at Fidelity. I got tired of my account manager calling me and telling me how "dangerous" my account was keeping 25% of my money in GLD and how I was missing out on the great "bull run." I gave up and moved my money to Schwab thinking they would get it. However, the people over there are now suggesting I lower my gold exposure and pile in to more equities. If you listen to them, you would start to believe that your whole portfolio is ten minutes from falling out of bed.

I stuck with PP last year for zero gain as gold got smeared and stocks rose 37%. Why would I sell the gold now with equities at all time highs and gold recovering to some degree and load up on stocks? It's a lonely feeling investing in PP like living in a remote island. I checked my stats for this year and I am up about the same percentage as the S/P. Over the last ten years, the gains are almost the same, even with missing out on last year gains but surviving the 2008 washout. Our system works without the volatility of 60/40 traditional allocation. At some point stocks will again get taken to the woodshed and gold will go on another run, you just don't know when. The difference is you don't have to worry about it when it does.

Re: Why Don't Money Managers Get It?

Posted: Thu Jul 03, 2014 8:56 pm
by Pointedstick
Who are these people telling you this garbage? I have an account with Schwab and I don't have to listen to the misinformed opinions of equity salesman.

Re: Why Don't Money Managers Get It?

Posted: Thu Jul 03, 2014 9:34 pm
by Libertarian666
Pointedstick wrote: Who are these people telling you this garbage? I have an account with Schwab and I don't have to listen to the misinformed opinions of equity salesman.
+1

Re: Why Don't Money Managers Get It?

Posted: Fri Jul 04, 2014 7:20 am
by dualstow
Answer: because they don't get paid much to leave you alone.
That said, I've never been bothered by Fidelity. I got one voice mail early on to see if I was happy. I didn't call back. And, occasionally, I get emails. That's it.

Re: Why Don't Money Managers Get It?

Posted: Fri Jul 04, 2014 9:12 pm
by Aught_1
I've been a Vanguard client for about 15 years now. I've never had a salesman call me once. One time I called about a minor inconvenience, and the nice gentleman on the phone with me just mentioned that I qualified to have my own money manager if I wanted. I politely declined and that was the end of it. I highly recommend Vanguard.