Gyroscopic Investing

Has anyone else who uses mint.com noticed really bad reliability recently? I'm often not able to log in, and when I can, I get a lot of infinite hangs and errors while trying to edit the details of transactions.

Any good alternatives to recommend? I'm guessing I wouldn't be able to import all of my history from Mint, which is a bummer.

I prefer Mac to Windows machines, although I used Windows machines for years and still have an old desktop I periodically fire up.  I used Quicken for Windows for many years (last version 2012) and about a year ago started running Mint in parallel to see how I liked it.  There is much to like, except for the "export" function which I don't think exists.  I dabbled in See Finance, and Moneydance.  I have ended up with iBank for the Mac; it seems to do everything I wish, and I'm slowly coming to like it at least as well, if not better than Quicken.  Yesterday, I dumped my Parallels/Win 7 virtual machine set up that I was running on the Mac.  I finally cut the Windows cord - except for my old desktop.  When it fails, I will likely get another Macbook as my current one is over 5 years old. 

That is a longwinded way to say if you are a Windows user, I suggest Quicken.  If you are a Mac user, give iBank a try.  I prefer either of those to Mint.

... Mountaineer

I think WiseOne had a thread about this fairly recently.

EDIT: http://gyroscopicinvesting.com/forum/ot ... e-to-mint/

I'll recommend personalcapital.com as I did in the other thread. Very similar to mint.com and the service is free, but they offer financial advisory services and will call you. But they are quite polite and not pushy at all, so no harm no foul as far as I'm concerned.

dualstow wrote: I think WiseOne had a thread about this fairly recently.

EDIT: http://gyroscopicinvesting.com/forum/ot ... e-to-mint/

D'oh!

I generally us the Mint iPhone/iPad app most of the time, but I haven't experienced any issues lately.

I used Mint.com for years but then gave up and went to Quicken.

I don't trust the security of these businesses anyway.  I want the data on my PC.

I'm still using mint, but I reduced the accounts I was monitoring on it which seemed to help.  They did respond quickly (and repeatedly) when I had trouble updating my HSA Bank account, so maybe they're getting the message.

A lot of people on the Money Mustache forum seem to like YNAB.  It's not free so I haven't been motivated to check it out quite yet, but probably will the next time Mint.com gives me a headache.

WiseOne wrote: A lot of people on the Money Mustache forum seem to like YNAB.  It's not free so I haven't been motivated to check it out quite yet, but probably will the next time Mint.com gives me a headache.

I got pretty sick of using Mint.  I mostly use Personal Capital and YNAB now.  The two together have worked very well for me as I can log onto Personal Capital and use it to quickly fill out my expenses on YNAB since it shows all the expenses in one window.  YNAB isn't free, but if you buy it during the steam winter sale you can get it for 15$ pretty much guaranteed.  I've only had it for a couple of months now, but I'd say it was money well spent.  You can always try out the free trial if you want to test out the water before making the dive

sixdollars wrote: I got pretty sick of using Mint.  I mostly use Personal Capital and YNAB now.  The two together have worked very well for me as I can log onto Personal Capital and use it to quickly fill out my expenses on YNAB since it shows all the expenses in one window.  YNAB isn't free, but if you buy it during the steam winter sale you can get it for 15$ pretty much guaranteed.  I've only had it for a couple of months now, but I'd say it was money well spent.  You can always try out the free trial if you want to test out the water before making the dive

Personal Capital looks interesting for a Web 2.0 app.  Is it finance management or a roboadviser or both?  What does it not do that YNAB does?

MachineGhost wrote: Personal Capital looks interesting for a Web 2.0 app.  Is it finance management or a roboadviser or both?  What does it not do that YNAB does?

Personal Capital shows all of your accounts in one place.  You can track your net worth and investments, income and expenses, etc. all via the main page.  IMO, Personal Capital doesn't have any good (easy) way to track budget categories..

I'm not exactly sure how best to describe YNAB.  I think I would say it is more forward-looking and gives you a better grasp of what your money is really doing for you and where you're spending it than say... mint.  The interface is very simple, yet slick.

This explains it a little better...
http://www.lifehack.org/articles/money/ ... ceeds.html

If you're interested, I would try the free version or look it up on youtube.  That would do it more justice than any explanation I could give you, unfortunately