Gyroscopic Investing

steve

I have always re-balanced very close to the 35/15 band, however going forward I'm not sure, when I sold my house after 38 years I had a big capital gain, I did reduce it slightly with a tax loss harvest buy selling TLT and buying VGLT but it increased my income to where I had to pay much more for me...

steve

this is a sample template I made yesterday 7/14/2024

steve

tax loss harvesting is something that you have to decide for yourself, I did it in a taxable account and replaced it with a close to identical holding so I still have my position in long term bonds. Sure they could go lower and in that case I plan on doing another tax loss harvest by selling what I ...

steve

I just sold all my TLT for tax loss harvesting purposes and bought VGLT as replacement I will revisit after 30 days and if VGLT goes down I will harvest that loss as well and replace with TLT

steve

Xan wrote: ↑Sat Sep 10, 2022 7:38 pm
Mark Leavy wrote: ↑Sat Sep 10, 2022 7:25 pm
johnnywitt wrote: ↑Fri Sep 09, 2022 6:22 pm What is currently the best SDB Insurance?

I use https://safedepositboxinsurance.com/

steve

Ugly_Bird wrote: ↑Sat Dec 31, 2022 7:31 pm
stpeter wrote: ↑Fri Dec 30, 2022 5:17 pm It's a wrap! What kind of results did y'all see in your portfolios for 2022?
My US based classic 4x25 HBPP is -12.7% YTD

mine was down 12.26%

steve

: Annotation 2020-04-26 093306.jpg (175.41 KiB) Viewed 12944 times

steve

Yes I insure my gold.
I use https://safedepositboxinsurance.com/

steve

Vanguard VOO or S&P 500 correlate to total market.

steve

Basically you can level the field or just put money into cash until it becomes 35% of total and then re balance or what ever re balance band you use some use 30%.

steve

Everyone has an opinion but for me it is just easier to use ETFs like TLT, VGLT and EDV

steve

I follow it and have been for a long time. The last time I re balanced was Dec 4 2015 I normally re balance when I get very close to the 15/35 band. Since I re balanced my portfolio it has increased just over 15% this year it is down less then 1% from the beginning of the year. At present I am aroun...

steve

Steve, Do you have long term data showing the performance over decade or more. If so can you share exactly what you used and how you obtained the data. You can go to https://www.etfreplay.com/combine.aspx and play around comparing different portfolios I shared what I could to help the group without...

steve

document has been removed

steve

If I hit the 35% band I would re-balance.

steve

Way I look at it I would gladly by long term bonds to re balance , If interest rates keep rising and the value goes down I would just keep tax loss harvesting, No one can predict the future and things do not always go as expected. If the value keeps going down until it once again hit the lower re ba...

steve

If my portfolio were out of balance I would buy bonds in a heartbeat! I remember some years back when everyone was talking about interest rate hikes and how bonds were going down. I taxed loss harvested a bond position that I had, I sold tlt and immediately replaced it with the 50/50 split of edv an...

steve

ochotona wrote:Most local dealers won't be competitive. You need to get comfortable with using insured shipping.

In my area I found a local dealer that is competitive, I agree not all are, I once walked out of a place when a dealer would not meet the price he quoted over the phone.

steve

I like to purchase from local dealer where I pay with a personal check and can walk out with gold in hand. Maybe not walk out the same day as purchase but soon after.

steve

I enjoy owning bars, and coins. The bars I have are Pamp Swiss, and they are beautiful, I also have a collection of Eagles and Buffalo coins. I do not see a downside to owning any gold. If the price goes down it goes down for all and that would not bother me either. In the past I sold online gold fo...

steve

And also, Steve, do you have to update things with major changes in the price of gold or you just tell them how many oz coins you have? I insure my safe deposit box for a set amount for a set price. I do not have to tell them what is in the safe deposit box. If there is a bank robbery where the box...

steve

I insure my gold. Well worth the peace of mind https://safedepositboxinsurance.com

steve

I'm still 100% invested in PP, I re-balance when necessary. I do not post much anymore because there really is not much to say that hasn't been said.

steve

I like bars and coins and have both, I do not see much of a downside. You can keep them in a safe deposit box and get insurance. If you get bars from a reputable dealer it should not be a problem.

steve

Finished the year at about 5.6% gain
Last time I re- balanced was Dec 4 2015 4/25

Search found 266 matches

Re: 💸 Is Rebalancing the Permanent Portfolio Costing You More Than You Think? 🤔

Re: Spreadsheets to Track PP

Re: tax-loss harvesting question

Re: Alright who’s hitting rebalancing bands?

Re: Safe deposit boxes: Revisited

Re: 2022 Returns

Re: Is your pp passing the coronavirus test?

Re: Do you insure your Gold?

Re: Tax-Loss Harvesting Recommendation (Vanguard Total Stock Index)

Re: Question on adding new money

Re: The Bond Purchase Question!

Re: 2 PP Portfolios, 6 months performance

Re: Spreadsheets to Track PP

Re: Out of balance

Re: Out of balance

Re: Out of balance

Re: Where and how do you purchase physical gold?

Re: Where and how do you purchase physical gold?

Re: Any downside to bars?

Re: Do you insure your Gold?

Re: Do you insure your Gold?

Re: Question for original forum members

Re: Any downside to bars?

Re: PP Performance for 2016