2023 Returns

[Ugly_Bird]

Classic 4x25!? Surely you must have a "variable" portfolio somewhere

I found my mistake. I erroneously counted the money added to my PP in 2023 towards the year profits. Oppps!

Shades of the Beardstown Ladies investment group!


https://en.wikipedia.org/wiki/Beardstown_Ladies

[mathjak107]

My All-Terrain Portfolio clocked in at 5.19% for the year.

very interesting portfolio.

those funds are not available thru fidelity but i guess if one wanted global coverage

gld gold
ibit bitcoin
bndw. global bond
vt global stock
pdbc commodities and cash would work just fine .

i always like trying experimental portfolios.

i will try this along with my carolina reaper …

the reaper has been doing amazing since 2019 thru all the crap we had

20% upro 3x stock

13% tyd 3x bond

67% dbmf managed futures

[barrett]

Of course, I made the mistake of going to inflationCalculator and looking at purchasing power. Not..quite…what it once was.

Well, damn, that site provides a valuable - if somewhat sobering - point of view. Feels like we are doing great, but if not for savings from continued work, it looks like we would still be down in real terms since the end of 2021.

But maybe the flip side is that asset prices may not be as historically high as they currently feel. Can't exactly explain how I "feel" asset prices, but there you have it.

[Jack Jones]

Of course, I made the mistake of going to inflationCalculator and looking at purchasing power. Not..quite…what it once was.

Well, damn, that site provides a valuable - if somewhat sobering - point of view. Feels like we are doing great, but if not for savings from continued work, it looks like we would still be down in real terms since the end of 2021.

But maybe the flip side is that asset prices may not be as historically high as they currently feel. Can't exactly explain how I "feel" asset prices, but there you have it.

Well the great thing with measures like PE and Schiller CAPE is that you have $ on the numerator and denominator, so they provide a steady view of valuations even in the presence of inflation.

[Smith1776]

My All-Terrain Portfolio clocked in at 5.19% for the year.

very interesting portfolio.

those funds are not available thru fidelity but i guess if one wanted global coverage

gld gold
ibit bitcoin
bndw. global bond
vt global stock
pdbc commodities and cash would work just fine .

i always like trying experimental portfolios.

i will try this along with my carolina reaper …

the reaper has been doing amazing since 2019 thru all the crap we had

20% upro 3x stock

13% tyd 3x bond

67% dbmf managed futures

It's not for everyone but it fits me! What I've learned over the years is that asset allocation seems to be a very personal thing.

[mathjak107]

i took a shot experimenting with it using etfs available here in america .

i already owned the cash , ibit , pdbc and gold

[welderwannabe]

My non cash assets are invested:

60% stocks, 20% LTT, 20% Gold

My cash holdings vary between 10% and 15%. So weighting in the cash, I ended the year with this allocation:

Cash 12.5%
Gold 18.25%
Long Term Treasurys 15.75%
Small & Mid Caps 7%
S&P 500 30.5%
International 16%

My return for 2023 was about 15.7%, inclusive of the cash.