Moving up to 4.9%

Discussion of the Bond portion of the Permanent Portfolio

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dualstow
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Re: Moving up to 4.9%

Post by dualstow »

Jack Jones wrote: Tue May 20, 2025 11:55 am I bought a slug of the 4.75000% 05/15/2055 in the last auction. Acquisition yield: 4.819%.

I wager:

Sometime between now and 2055, yields will go lower and I'll make a nice profit.

OR

If not, I'll HODL them as I'll need at least this much cash in 2055
Excellent.
Well, I’ll need cash in 2055 to keep the cryogenic fridge on.
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mathjak107
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Re: Moving up to 4.9%

Post by mathjak107 »

dualstow wrote: Fri Jan 10, 2025 6:12 pm
mathjak107 wrote: Fri Jan 10, 2025 5:43 pm less risky funds like qdsnx were up a little bit today too. they are a mix of different types of alternative fund strategy’s
I understand your disdain for 30-year bonds, mathjak. They’re widely unloved. But qdsnx looks worse. What’s so great about it?





qdsnx up almost 8% ytd

its ahead of the s&p and a total market fund with a lot less risk so i guess that answers that question.

30 year broke 5.01% today , minus return ytd on tlt . i actually bought some today as a trading vehicle, it was hard to resist at this level

cost of 85.01

ai says it’s all time high was 149 in 2020 but wasn’t it around 165 at some point ?


found the answer , it hit 179.70 on 3/9/2020 .

funny how you used to see everyone here fearful of losing money in index funds with equities.

yet it’s the bonds that are down 10% cagr the last 5 years , that’s close to 50%

on the other hand the s&p 500 since march 2020, 10k

Nominal Price Return: 126.99%
Annualized: 16.90%
Investment Grew To: $22,699.27
Nominal Total Return (with dividends reinvested): 145.61%
Annualized: 18.66%
Investment Grew To: $24,561.25
Inflation-Adjusted Price Return: 82.07%
Annualized: 12.09%
Investment Grew To: $18,207.03
Inflation-Adjusted Total Return (with dividends reinvested): 97.05%
Annualized: 13.79%
Investment Grew To: $19,705.34

so that’s why i was so negative on long term bonds when rates were so low .
Last edited by mathjak107 on Tue Jul 15, 2025 4:35 pm, edited 2 times in total.
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dualstow
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Re: Moving up to 4.9%

Post by dualstow »

It does answer the question, thanks.
Hope it continues to do well.
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Re: Moving up to 4.9%

Post by mathjak107 »

the pp may do okay going forward once the tariffs are resolved and we see the effect .

tlt is close to its historical average interest rate , gold may still have more to go with all the chaos and the world frowning on our dollar .

stocks are iffy and no body knows what will be . i don’t think they discounted the effects of any tariffs

cash is at a decent rate .

i can see it as a stop gap portfolio for these crazy times now that rates are up substantially.

it made little sense to me all these years when rates were so low and could only go up
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