Hi everyone, 8) I’m based in Europe, and I already run a Permanent Portfolio here. Now I’d like to build a second one — an American-style Permanent Portfolio. Could you please share which ETFs are most commonly used (or preferred) in the U.S. version of the Permanent Portfolio for each of the four a...

Hi everyone, 8) Has anyone here tried integrating uncorrelated strategies — such as Carry Trade (e.g., FX carry, bond carry, etc.) or Trend Following (CTA-style, managed futures, etc.) — within a Permanent Portfolio framework? The idea is to see if these approaches, which theoretically have low corr...

Hi, The Permanent Portfolio has been on a strong upward trend, reaching levels that, historically, tend to precede some kind of cooling period or even a correction. Over the last months, we’ve seen a steady appreciation across its core components. Typically, the Permanent Portfolio works as a hedge,...

Let's think on 3% as SWR for the FIRE

Grinch wrote: ↑Wed Oct 15, 2025 10:31 am In Euro or USD?

US-PP had higher returns historically

I'm European. The risk or opportunity associated with the US dollar is more than adequately contained in Global Stocks. Over 70% is in North America. I don't need more. The price of gold is also traded in dollars. Gold price increases are currently only muted for euro investors. So why take more ri...

Hi everyone 👋 I’m currently diving deeper into SWR (Safe Withdrawal Rate) and PWR (Perpetual Withdrawal Rate) using the Permanent Portfolio strategy — the classic 25% mix of stocks, long-term bonds, gold, and cash. For context: • SWR (Safe Withdrawal Rate) is the percentage of your portfolio you can...

Hello

i think you should stick to EU-PP or US-PP first...



Why don't you follow the book?

Regards

Grinch wrote: ↑Sun Oct 12, 2025 3:36 am No, that is no Option

Why?

Hi

Have you thought to have a second US-PP?

Regards

I bought a little IBIT Plan to do quarterly purchases Guess it's time for it all to come crashing down Hi Nice move on starting small and scaling in with quarterly buys — that’s a solid way to build a position over time. Curious though… why did you decide to go with IBIT instead of self-custody? Fr...

That makes a lot of sense — your reasoning is very solid. What’s interesting is that we’re actually applying the same logic, just at different scales. You’re basically using 1–2 days of PP volatility as your Bitcoin risk budget, while my 2.5% allocation corresponds to roughly 10 days of average PP v...

The Permanent Portfolio, created by Harry Browne, is designed to protect wealth through all economic cycles. Its classic structure is simple and balanced: 🪙 25% Gold → Inflation protection 📈 25% Stocks → Prosperity cycles 💵 25% Cash → Liquidity and deflation 🏦 25% Long-term Bonds → Deflation and rec...

Okay, that's a misunderstanding. I'm still depositing €1,000 into the account. So the volume is still growing. I'm just no longer buying all asset classes every month, but only when the 15/40 range is hit. Then there's a rebalancing to 4 x 25. hi, so only CASH is growing and waiting bands? Why not ...

Hi

Why you stopped adding savings!?

Regards

Keep it up

👉 Have these economic environments really happened 25% of the time each? 📊 Not exactly. Historical data for the U.S. (since 1900) and Europe (mainly post-1950) tells a different story: ⸻ 🔍 Historical Occurrence of Each Scenario 🇺🇸 United States (NBER, CPI, FRED data): • 🔹 Expansion (GDP growth, low...

Congrats on bitcoin, Smithers. You can afford some big screens. It's been a year or so of great returns for sure. My Bitcoin position is much more conservative than it was, but it's still very significant. It's now in a proper variable portfolio consisting of: 33% Bitcoin 33% MicroStrategy stock 33...

Hi Grinch, Nice optimization! Selling ELFW and EL4V to reduce fees and going with Vanguard’s index funds is a classic move for long-term efficiency. Quick question though — could you share more details on the cost structure of your new funds? Specifically: ⸻ 💸 What are the annual fees and transactio...

pretty much that the pp flaw is it bets equal amounts of dollars on anything but equal amounts of risk playing out . deflation being the last likely and prosperity being the most likely markets are up 2/3’s of the time typically. for more than the last two decades we have had gold beating bonds … e...

Hello



What do you recommend for European investors ?

Regards

Have you read Deep Risk, by William Bernstein? It’s about your question, including the PP. Hi I Shrugged, Thanks for the recommendation! I haven’t read Deep Risk by William Bernstein yet. Could you please share the main conclusions or insights from the book related to the Permanent Portfolio and th...

IBIT is the most liquid i think for a general investor, IBIT is easiest and safest. I don't think crypto exchanges like coinbase are particularly safe. I cold wallets are a good problem holding the seed keys. The issue is even bank safety deposit boxes in the US. I saw in the news that people have ...

Hi 👋🏻 If you’re familiar with the Permanent Portfolio strategy proposed by Harry Browne, you know the concept is elegant in its simplicity: 🌍 The economy moves through 4 macro scenarios: 🔹 Expansion 🔸 Recession 🔥 Inflation 🧊 Deflation So, you diversify your assets equally: 💰 25% Stocks (for growth) ...

ochotona wrote: ↑Tue Jul 08, 2025 1:38 pm I think the danger is that you are too exposed on the long duration fixed income side.

Hi

Do you use less duration for LTB ?

Regards